Aeroplan Credit cards - Entry-level

Name	CIBC AeroplanMD Visa* Card	TD AeroplanMD Visa Platinum* CardMD
Welcome offer	2,500 points Aeroplan on first purchase	10,000 points Aeroplan on first purchase
	2,500 Aeroplan points (see conditions)	+ 10,000 additional Aeroplan points (see conditions)
	5,000 Aeroplan points (see conditions)	+ Annual fee rebate for the first year (see conditions)
Annual fee	$0	$89
Additional card (with privileges)	$0	$35
Additional card (without privileges)	–	–
Income required (indiv./household)	–	–
Earning rate
Air Canada and Air Canada Vacations	1 point	1 point
Gas	1 point	1 point
Groceries	1 point	1 point
Other	1 point / $1.50	1 point / $1.50
Pros
Preferred pricing	✓	✓
No expiration for Aeroplan points	✓	✓
Insurance
Medical	–	–
Trip cancellation	–	–
Trip interruption	–	–
Flight/trip delay	–	$500 – 4 hours
Baggage Delay	–	$1,000/pers.
Loss or theft of baggage	–	$1,000/pers.
Common carrier accident	$100,000	$500,000
Hotel/Motel burglary	–	$2,500
Collision/rental vehicle damage	$65,000 – 48 days	$65,000 – 48 days
Mobile Device	–	$1,000
Purchases	90 days	90 days
Extended warranty	1 additional year	1 additional year

CIBC Aeroplan^MD Visa* Card

TD^® Aeroplan^® Visa Platinum* Card

With the TD® Aeroplan® Visa Platinum* Card, you can earn up to 20,000 Aeroplan points and no Annual Fee for the first year:

• 10,000 Aeroplan points for the first purchase made with your card^†
• 10,000 additional Aeroplan points when you spend $1,000 within 90 days of Account opening^†
• An annual fee rebate for the primary cardholder (instead of $89)^†

With the TD® Aeroplan® Visa Platinum* Card, you earn 1 point per dollar of eligible purchases for:

• Grocery stores
• Gas stations
• Air Canada purchases, including Air Canada Vacations

This TD Aeroplan credit card requires no minimum income.

Credit Cards Aeroplan - Mid-range

Name	American Express® Aeroplan®* Card	CIBC Aeroplan® Visa Infinite* Card	TD® Aeroplan® Visa Infinite* Card
Welcome offer	Up to 30,000 Aeroplan points (see conditions)	10,000 Aeroplan points on first purchase	10,000 Aeroplan points on first purchase†
	+ up to 10,000 Aeroplanpoints (see conditions)	+ 10,000 additional Aeroplan points (see conditions)	+ 15,000 Aeroplan points (see conditions)
	–	+ 20,000 additional Aeroplan points (see conditions)	+ 15,000 Aeroplan points (see conditions)
	–	+ First Year Annual fee rebate (see conditions)	+ First Year Annual fee rebate (see conditions)
Annual fee	120 $	139 $	139 $
Additional card (with privileges)	$50	$50	$75
Additional card (without privileges)	$0	–	–
Income required (indiv./household)	$0	$60,000 – $100,000	$60,000 – $100,000
Earning rate
Air Canada and Air Canada Vacations	2 points	1.5 points	1.5 points
Gas	1 point	1.5 points	1.5 points
Groceries	1 point	1.5 points	1.5 points
Dining and food delivery	1.5 points	1 point	1 point
Other	1 point	1 point	1 point
Pros
Preferred pricing	✓	✓	✓
No expiration for Aeroplan points	✓	✓	✓
Free first checked bag	✓	✓	✓
Shared benefits with additional cardholders	✓	✓	✓
1,000 SQM and 1 SQS (per $10,000 in annual purchases)	✓	✓	✓
$100 Nexus Credit	–	–	✓
Insurance
Medical	–	$5,000,000 0-64 years: 15 days 65 and +: 3 days	$2,000,000 0-64 years: 21 days 65 years and +: 4 days
Trip cancellation	–	$1,500/pers. $5,000 total	$1,500/pers. $5,000 total
Trip interruption	–	$2,000/pers.	$5,000/pers. $25,000 total
Flight/trip delay	$500 – 4 hours	$500 – 4 hours	$500 – 4 hours
Baggage Delay		$500/pers. $1,000 total	$1,000/pers.
Lost or Stolen Baggage	$500	$500/pers. $1,000 total	$1,000/pers.
Common carrier accident	$500,000	$500,000	$500,000
Theft from a hotel or motel	$500	$2,500 $	$2,500
Collision/rental vehicle damage	$85,000 – 48 days	$65,000 – 48 days	$65,000 – 48 days
Mobile Device	–	$1,000	$1,000
Purchases	90 days – $1,000	90 days	90 days
Extended warranty	1 additional year	1 additional year	1 additional year

American Express^® Aeroplan^®* Card

With this welcome offer for the Aeroplan American Express Card, you can earn up to 40,000 Aeroplan points. Here’s how:

• Earn 30,000 Aeroplan points after charging $3,000 to your Card in the first 3 months.
• Plus, earn an additional 10,000 Aeroplan Points when you spend $1,000 in the 13th month.

With this Card, you earn 2X the points on purchases made directly with Air Canada and Air Canada Vacations.

And 1.5x the points on Dining and Food Delivery purchases in Canada. Anywhere else, you will earn 1X the points.

Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.

Like all American Express Canada Cards, there is no minimum income requirement.

CIBC Aeroplan^® Visa Infinite* Card

Avec la Carte CIBC Visa Infinite* Aéroplanᴹᴰ, vous pouvez obtenir jusqu’à 40 000 points Aéroplan et une remise des frais annuels la première année :

• 10,000 Aeroplan points when you make your first purchase^†.
• 10 000 points Aéroplan si vous dépensez au moins 5 000 $ pendant les périodes couvertes par les quatre premiers relevés mensuels^†
• 20 000 points Aéroplan à titre de prime d’anniversaire supplémentaire si vous avez au moins 10 000 $ d’achats nets portés à votre compte pendant la période couverte par les 12 premiers relevés mensuels^†
• Plus, get an annual fee rebate for the first year (instead of $139)^†
• Annual fee rebate for the first year for up to 3 additional cardholders (instead of $50 per additional card)^†
• Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight^†

It’s the best CIBC credit card for occasional Air Canada travellers.

TD^® Aeroplan^® Visa Infinite* Card

With this offer for TD® Aeroplan® Visa Infinite* Card, you can earn up to 40,000 Aeroplan points^† and no annual fee for the first year:

• Get a Welcome Bonus of 10,000 Aeroplan points when you make your first purchase with your new card^†.
• Earn 15,000 Aeroplan points when you spend $7,500 within 180 days of account opening^†
• Plus, earn a one-time anniversary bonus of 15,000 Aeroplan points when you spend $12,000 within 12 months of Account opening^†
• Enroll for NEXUS and once every 48 months get a partial application fee rebate^†
• Plus, share free first checked bags with up to 8 travel companions^†
• Get an annual fee rebate for the first year^†. To receive the discount, you must make a purchase within the first three months and add your authorized cardholders while the offer is active.

It’s the best TD credit card for occasional Air Canada travellers. With the TD® Aeroplan® Visa Infinite* Card, you earn 1.5 points^† per dollar of eligible purchases for:

• Grocery stores
• Gas stations
• Air Canada purchases, including Air Canada Vacations

Credit Cards Aeroplan - Premium

Name	American Express® Aeroplan®* Reserve Card	CIBC® Aeroplan® Visa Infinite Privilege* Card	TD® Aeroplan® Visa Infinite Privilege* Card
Welcome offer	Up to 60,000 Aeroplan points (see conditions)	20,000 Aeroplan points on first purchase	20,000 Aeroplan points on first purchase†
	+ up to 25,000 Aeroplan points (see conditions)	+ up to 30,000 Aeroplan points (see conditions)	+ 35,000 Aeroplan points (see conditions)
	–	+ 20,000 Aeroplan points (see conditions)	+ 30,000 Aeroplan points (see conditions)
Annual fee	$599 $	$599	$599
Additional card (with privileges)	$199	$149	$199
Additional card (without privileges)	$0	–	–
Income required (indiv./household)	0 $	$150,000 – $200,000	$150,000 – $200,000
Earning rate
Air Canada and Air Canada Vacations	3 points	2 points	2 points
Gas	1.25 points	1.5 points	1.5 points
Groceries	1.25 points	1.5 points	1.5 points
Travel	1.25 points	1.5 points	1.5 points
Dining and food delivery	2 points	1.5 points	1.5 points
Other	1.25 points	1.25 points	1.25 points
Pros
Preferred pricing	✓	✓	✓
No expiration for Aeroplan points	✓	✓	✓
Free first checked bag	✓	✓	✓
Shared benefits with additional cardholders	✓	✓	✓
1,000 SQM and 1 SQS (per $5,000 in annual purchases)	✓	✓	✓
$100 Nexus Credit	–	✓	✓
Travel benefits
Access to lounge Maple Leaf	✓	✓	✓
6 Access to airport lounges	–	✓	✓
Airport Priority Services	✓	✓	✓
Priority Airport Standby	✓	✓	✓
Annual companion pass	–	–	–
Status Qualification Miles Rollover	✓	✓	✓
Credits eUpgrades deferred	✓	✓	✓
Insurance
Medical	$5,000,000 0-65 years: 15 days	$5,000,000 0-64 years: 31 days 65 and +: 10 days	$5,000,000 $ 0-64 years: 31 days 65 years and +: 4 days
Trip cancellation	$1,500/pers. $3,000 total	$2,500/pers. $10,000 total	$2,500/pers. $5,000 total
Trip interruption	$1,500/pers. $6,000 total	$5,000/pers. $25,000 total	$5,000/pers. $25,000 total
Flight/travel delay	$1,000 – 4 hours	$500 – 4 hours	$1,000 – 4 hours
Baggage Delay		$500/pers. $1,000 total	$1,000/pers.
Lost or Stolen Baggage	$1,000	$1,000/pers. $2,500 total	$2,500/pers.
Common carrier accident	$500,000	$500,000	$500,000
Hotel/motel Burglary	$1,000	$2,500	$2,500
Collision/rental vehicle damage	$85,000 – 48 days	$85,000 – 48 days	$85,000 – 48 days
Mobile Device	–	$1,500	$1,500
Purchases	90 days – $1,000	180 days	120 days
Extended warranty	1 additional year	2 additional years	2 additional years

American Express^® Aeroplan^®* Reserve Card

With this welcome offer for American Express® Aeroplan®* Reserve Card, you can earn up to 85,000 points Aeroplan. Here’s how:

• Earn 60,000 Aeroplan points after spending $7,500 in purchases on your Card within the first 3 months
• Plus, earn an additional 25,000 Aeroplan points when you spend $2,500 in purchases in month 13

With this Amex Aeroplan Card, you earn 3X the points on purchases made directly with Air Canada and Air Canada Vacations. And 2x the points on Dining and Food Delivery purchases in Canada. Everywhere else, you will earn 1.25X the points.

With this Amex Aeroplan Premium Card, you receive many Air Canada travel benefits, such as access to Maple Leaf Lounges in North America for you and one guest, priority check-in, priority boarding and priority baggage handling. It’s the best Amex Aeroplan Card for frequent Air Canada flyers.

With this American Express Aeroplan Card, enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.

Like all American Express Canada Cards, there is no minimum income requirement.

TD^® Aeroplan^® Visa Infinite Privilege* Credit Card

With TD® Aeroplan® Visa Infinite Privilege* Credit Card, you can earn up to 85,000 Aeroplan points^†:

• 20,000 Aeroplan points when you make your first purchase with your new card^†
• 35,000 additional Aeroplan points when you spend $12,000 within 180 days of account opening^†
• Plus, earn a one-time anniversary bonus of 30,000 Aeroplan points when you spend $24,000 within 12 months of Account opening^†
• $100 NEXUS fee rebate^†
• Access to Air Canada Maple Leaf lounges^†
• 6 annual visits to airport lounge members of the Visa Airport Companion^† Program hosted by Dragonpass International Ltd.
• Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight^†

It’s the best TD credit card for Air Canada frequent flyers.

With the TD® Aeroplan® Visa Infinite Privilege* Credit Card, you earn 1.5 points^† for every $1 spent on:

• Grocery stores
• Gas stations
• Travel
• Restaurants

And 2 points^† per dollar for Air Canada, including Air Canada Vacations. Everywhere else, you’ll get 1.25 points^† per dollar.

CIBC Aeroplan Visa Infinite Privilege* Card

With the CIBC® Aeroplan® Visa Infinite Privilege* Card, you can earn up to 60,000 Aeroplan^† points:

• 20,000 Aeroplan points when you make your first purchase^†
• 30,000 Aeroplan points if you spend at least $7,000 during the periods covered by the first 4 monthly statements^†
• 10,000 Aeroplan points as an additional bonus if you have at least $15,000 in eligible net purchases charged to your account during the period covered by the first 12 monthly statements^†
• Access to Air Canada Maple Leaf lounges^†
• 6 annual visits to airport lounge members of the Visa Airport Companion^† Program hosted by Dragonpass International Ltd.
• Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight^†

It’s the best CIBC credit card for Air Canada frequent flyers.

Earning Points

American Express Aeroplan credit cards

CIBC Aeroplan Credit Cards

TD Aeroplan Credit Cards

Pros

American Express Aeroplan credit cards

CIBC Aeroplan Credit Cards

TD Aeroplan Credit Cards

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