Rogers Red Mastercard: 2% Cash Back for Eligible Rogers Customers
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Welcome Offer
Conditions Apply. Credit card application subject to credit assessment.
Our Review
If you’re a Rogers, Fido or Shaw customer, this credit card is a must!
You get:
- A credit card with no annual fee
- 2% cash back on all your eligible purchases (including at Costco)
- 5 free Everywhere at Home days per year to enjoy your cell phone plan while travelling
This makes it the perfect credit card for out-of-class purchases. No other credit card does this better, especially when it comes to no-annual-fee credit cards!
The only credit card that comes close is the SimplyCash® Preferred Card from American Express (4% cash back on groceries and gas and 2% cash back on all other purchases), but it has an annual fee of $119.88.
For purchases in specific categories(groceries, restaurants, recurring bills, etc.) and to take advantage of insurance or travel benefits, we recommend that you opt for a more advantageous credit card to complement this Rogers Red Mastercard.
For example:
| Credit card | Annual fee | Welcome offer | |
|---|---|---|---|
| $191.88 | |||
| $150 | |||
| $0 | |||
| $119.88 | |||
| $0 |
Insurance and other benefits
We’ve put together the key features of the other benefits of the Rogers Red Mastercard.
Transaction monitoring and alerts
Cardholders can set up account alerts to notify them whenever Rogers notices a change in account activity. Alerts can be customized according to priorities: fraud protection, budget management, transaction monitoring, payment reminders and more.
Zero liability
Rogers Bank Mastercard® cardholders are not liable for unauthorized purchases. Mastercard’s zero liability protection is explained on this page.
Balance protection
Group Balance Protection Insurance protects the cardholder and their loved ones by taking over the minimum payments in the event of unforeseen events such as illness, disability, job loss, etc.
Conclusion
The Rogers Red Mastercard is highly advantageous for eligible Rogers customers: it’s the only credit card, with no annual fee, in Canada, to offer 2% cash back on all purchases! If you’re a customer of an eligible Rogers, Fido or Shaw service, there’s no reason not to get this credit card.
And for those who don’t have an eligible Rogers service to get the 2% cash back may prefer to use a card with no foreign currency conversion fees, which eliminates the 2.5% fee on U.S. dollar purchases, rather than getting a 2% cash back on those same purchases.
Frequently Asked Questions about the Rogers Red MastercardMD
Here are frequently asked questions in the milesopedia community about this card.
Is the Rogers Red card truly free of annual fees?
Yes, the Rogers Red Mastercard charges no annual fees, neither for the primary card nor for supplementary cards. This makes it one of the best-performing no-fee cards in Canada. On $10,000 of annual purchases, you earn $200 in cash back, and since there are no fees to cover, that is $200 net in your pocket. No other no-fee Mastercard in Canada offers a flat rate of 2% on all eligible purchases.
What is the cash back rate and are there bonus categories?
The rates are simple and generous for a no-fee card:
- 2% cash back on all eligible purchases, with no categories to track
Specifically, if you pay your monthly $80 cell phone plan with Rogers, you earn $1.60/month in cash back on that expense alone. The cash back is automatically applied as a credit to your balance once a year, or can be redirected to your monthly Rogers bill in real time.
What are the additional benefits?
Beyond cash back, the card includes several useful benefits:
- 5 free Everywhere at Home days per year to use your Rogers plan while travelling in the United States
- Zero liability protection on unauthorized purchases
- Customizable transaction monitoring and alerts in the app
- Optional balance protection insurance
Is this card sufficient as a single card?
For a Canadian who wants a single, simple card, yes, it’s one of the best no-fee options:
- Universal Mastercard acceptance (including Costco)
- 2% cash back with no categories to track
- No card fee = zero constraints
However, to maximize rewards, it is often combined with a premium card like the American Express CobaltMD (5x groceries/restaurants). The Cobalt + Rogers Red combo covers all high cash back categories for the majority of Canadian households.