Here are the three best credit card offers with no annual fee:
Tangerine Money-Back Credit Card
The Tangerine Money-Back Credit Card has no annual fee and offers cash back.
With this limited-time welcome offer, you can earn an additional 10% cash back (up to $100) when you spend up to $1,000 on everyday purchases during the first 2 months.
You can choose two to three categories that interest you (groceries, gas, furniture, home improvement, recurring bills, pharmacy, etc.) to earn 2% cash back! And there is no annual cash back limit. It is one of the best credit cards for renovations.
In addition, the Tangerine Mastercard offers several insurance coverages for your purchases :
- 90 days purchase insurance
- One year extended warranty
Finally, during your first 30 days, transfer balances and pay only 1.95% interest on the transferred balance for the first 6 months.
RBC ION Visa Card
With the RBC ION Visa card, you can earn 3,500 Avion points as a welcome bonus.
With this no-annual-fee RBC credit card, you can earn 1.5 Avion points per dollar for :
- Grocery
- Rides, Gas & EV Charging
- Streaming, Digital Gaming & Subscriptions
And 1 Avion point per dollar for all other purchases. Plus, save 3¢/L on gas at Petro-Canada and earn 20% more points when you pay with a linked RBC card
CIBC Dividend® Visa* Card
The CIBC Dividend® Visa* Card is one of the best no-fee Visa cashback credit cards in Canada.
For a limited time, earn 5% cash back (up to $100 cash back)†.
With this no annual fee CIBC Credit Card, you get:
- 2% cash back on eligible grocery purchases
- 1% cash back on eligible gas, EV charging, transportation, dining purchases and recurring payments†
- 0.5% cash back on all other purchases†
And this no-annual-fee CIBC Credit Card offers some insurance coverage:
- $100,000 Common Carrier Accident Insurance
- Purchase Security and Extended Protection Insurance