BMO issues several small business credit cards. Here are the new offers in progress. Check out a tutorial at the end of the article to help you apply for these small business credit cards.
The BMO Rewards® World Elite®* Business Mastercard®* is one of the best À la carte Travel credit cards in Canada. You can earn up to 100,000 points as a welcome bonus:
Plus, there’s no annual fee for the first year! And you get 2 free annual visits to DragonPass airport lounges.
You can also benefit from a welcome interest rate of 0% on balance transfers for nine months (a 3% transfer fee applies).
With the BMO Rewards® World Elite®* Business Mastercard, you earn 4 points for every dollar spent on :
And 1.5 points for every dollar you spend, including at Costco or for significant purchases at home improvement stores.
You can use BMO Rewards points for all travel purchases made through theagency or website of your choice (airline tickets, hotels, car rentals, all-inclusives, Airbnb, etc.) or for rewards and gift cards on the BMO Rewards platform.
You can also combine the points you earn with the other two BMO Rewards cards to save even more on your travels.
With the BMO Rewards® World Elite®* Business Mastercard®*, you benefit from various travel protections:
And for your purchases :
The BMO CashBack Business Mastercard is one of Canada’s best cashback Mastercard business credit cards.
You can get 10% cash back for three months on:
After that, you’ll get 1.5% on these purchases and 1.75% at Shell.
You can also enjoy a 0% introductory interest rate on balance transfers for nine months (with a 3% transfer fee).
The BMO AIR MILES® World Elite Business Mastercard particularly rewards AIR MILES collectors who wish to separate their personal and business spending.
You can earn 3,000 AIR MILES Bonus Miles in your first year! In addition, there is no annual fee for the first year.
You earn 4x the Miles when you use your card at participating AIR MILES Partners. And 1 Mile for every $12 you spend everywhere else, including Costco.
With the BMO AIR MILES®† World Elite®* Business Mastercard, you benefit from various travel protections:
And for your purchases:
The BMO® AIR MILES® No-Fee Business Mastercard®* is the only AIR MILES Mastercard for Business credit card with no annual fee.
For a limited time, you can earn 1,000 AIR MILES Bonus Miles!
You earn 1 AIR MILES Reward Mile on every $20 you spend, including at Costco. And 1.25X the Miles at Shell.
With the two new BMO World Elite Business Mastercards, you can access on-demand health care:
To register for Maple, you will need to complete the registration email that you will receive within two weeks of receiving your credit card.
If you are a Costco customer, some good news: these Mastercard credit cards are accepted at Costco.
So you can earn at Costco:
In the facebook group of milesopedia,many testimonials from members who get this card by declaring themselves as sole proprietor/self-employed.
You can report having a business activity that does not exceed $30,000 per year: buy/sell things on eBay – Kijiji, Home repair, housekeeping, consulting, etc. Or even buy at Costco for business. There is no lack of choice!
When you apply for the BMO AIR MILES® World Elite Mastercard for Business, here are some of the questions you’ll be asked (with suggested answers):
Then you will have to give information about the type of business (here, Sole Proprietor):
And about your industry (here: Personal and Household Service Industries / Other Services).
Then you have to answer No to the other 3 questions and then agree on the nature of the activities.
Then it will be your personal information, as with any credit card application. You will then be able to submit your application.
Small Business credit cards are perfect for those who want to earn more points from their business expenses.
Check out our various rankings that you might be interested in:
To apply for a BMO Business Credit Card, follow the process outlined in the article above.
You can report having a business activity that does not exceed $30,000 per year: buy/sell things on eBay – Kijiji, Home repair, housekeeping, consulting, etc. There is no lack of choice!
The four BMO Business Credit Cards offer a variety of rewards: cashback, AIR MILES Reward Miles, or travel points from BMO Rewards. So it’s up to you to choose the rewards that suit you best!
See our guide to get your BMO credit card cash back.
Savings are here: