What's the difference between a chequing account and a BMO Savings Account?

A BMO chequing account allows you to deposit money (such as your pay, a cheque or direct deposit) or make withdrawals for everyday expenses such as groceries, meals, gas and other essentials. You can also pay bills, make Interac transfers, withdraw money from ABMs and more. A BMO Savings Account is a great place to set money aside to earn interest and grow over the long term. You can use it to weave a safety net or save for big expenses, like a well-deserved vacation.

How do I get my BMO debit card?

Your BMO Debit Card debit card is given to you when you open your chequing account. You'll be able to set your personal Identification number (PIN) at the branch ABM. If there is no ABM at your branch, you will receive your card and PIN by mail.

I lost my BMO Debit Card: What do I do?

If your card is lost, stolen, misused or retained by an ATM, contact BMO immediately at 1-800-361-3361. You can also report a lost or stolen card through BMO Banking: Log on to Online Banking. Go to My Accounts and select the card in the left-hand menu. In the left-hand menu, select Report lost or stolen card. Or with BMO mobile services: Log on to Mobile Services. Select your credit card, then Manage cards on the credit card information page (gear icon). Select Replace lost or stolen card.

How can I obtain a specimen cheque from the Bank of Montreal?

You can obtain a free BMO cheque specimen in two ways: Write SPECIMEN across a cheque linked to your BMO account. If you do not have a paper cheque for your BMO personal account, you can download a digital copy in PDF format by following the steps below: Click on My Accounts. Select your bank account. Click on Specimen Cheque. Or simply complete the direct deposit form and send it to the payer. Don't forget to enclose a specimen cheque or your BMO account number, financial institution number and branch transit number. To find this information: Click on My accounts. Select your bank account. You will find this information in the blue section.