From August 1st to October 31st, 2026 take advantage of this great promotion on Simplii’s High Interest Savings Account. As a new client, earn 4.60% interest for 5 months on eligible deposits.
Simplii Financial High Interest Savings Account (HISA)
New Client Offer : 4.60% Interest for 5 Months
This promotion applies to balances up to $200,000, with the promotional rate paid for 153 days (about 5 months).
Simplii Financial’s Other Products
Simplii Financial provides a comprehensive range of financial products, including banking, mortgages, credit cards, and investment accounts.
In particular, let’s take a look at what this financial institution offers in terms of credit cards and bank accounts.
Simplii – Banking
Simplii Financial™ Cash Back Visa* Card
The Simplii Financial™ Cash Back Visa* is a no-annual-fee credit card that turns your everyday spending into real cash back.
After the welcome period, the Simplii Financial™ Cash Back Visa* continues to reward you with competitive cash-back rates on your most frequent purchases:
4% cash back on restaurants, bars and coffee shops(up to $5,000 per calendar year)†
1.5% cash back on grocery stores, gas stations, drugstores and pre-authorized payments(up to $15,000 per calendar year)†
0.5% cash back on all other purchases, with no annual spending limit†
With no annual fee and strong rewards on everyday categories, the Simplii Financial™ Cash Back Visa* is a smart choice for anyone looking to get more value from their daily spending.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$80Total$80Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
The Simplii Financial™ Cash Back Visa* is a no-annual-fee credit card that turns your everyday spending into real cash back.
With this limited-time offer, double your cash back on restaurants, bars and coffee shops in your first 3 months: earn 8% cash back† for your first 3 months on up to $1,000 in eligible spend on restaurants, dining, coffee shops and bars — that’s up to $80 back in your pocket.
After the welcome period, the Simplii Financial™ Cash Back Visa* continues to reward you with competitive cash-back rates on your most frequent purchases:
4% cash back on restaurants, bars and coffee shops(up to $5,000 per calendar year)†
1.5% cash back on grocery stores, gas stations, drugstores and pre-authorized payments(up to $15,000 per calendar year)†
0.5% cash back on all other purchases, with no annual spending limit†
With no annual fee and strong rewards on everyday categories, the Simplii Financial™ Cash Back Visa* is a smart choice for anyone looking to get more value from their daily spending.
Legal
†Terms and conditions apply. Click ‘Apply Now’ for complete details. Banking services are not available in Quebec.
« Purchase » means any Transaction other than a Cash Advance, Balance Transfer or Convenience Cheque.
« Cash » means a Cash Advance, Balance Transfer and Convenience Cheque.
Interest rates may change from time to time.
Annual fee
Primary card$0
Annual income required
Individual$15,000
Household$15,000
Conversion fees
2.5%
Earning rate
4xRestaurants
1.5xGroceries
1.5xPharmacy
1.5xGas
1.5xBills & recurring payments
0.5xAll spending
Value
1st Year Value$530
2nd Year Value$307
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Conclusion
Simplii Financial’s High Interest Savings Account stands out as having one of the best interest rate on the Canadian market. Since this is a limited time offer until October 31, 2026 we recommend you take advantage of it soon!
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$469Annual fee rebated$120Total$589Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
The BMO eclipse Visa Infinite* Card is one of the best Visa Infinite rewards credit cards in Canada. Its welcome offer lets you earn up to 70,000 BMO Rewards points, for a total value of up to $1,150*.
It also includes a monthly statement credit for streaming services, an annual $50 lifestyle credit, and no annual fee for the first year (a $120 value)*.
With the BMO eclipse Visa Infinite* Card, you also get:
5x BMO Rewards points for every dollar spent on groceries, meal delivery or takeout, rideshare, public transit, and gas*
1 BMO Rewards point for every dollar spent on all other purchases*
10% more points when you add an authorized user to your account*
Mobile device insurance offering coverage up to $1,000*
The Pay with Points feature, which allows you to redeem your points on recent purchases starting at $1*
Six months of Instacart+ membership plus a monthly $10 Instacart credit with an eligible card*
Legal
*Terms and conditions apply
BMO is not responsible for updating the content of this site. For the most up-to-date information, please click on the Online Application link.
Annual fee
Primary card$120
Additional card$50
Annual income required
Individual$60,000
Household$100,000
Conversion fees
2.5%
Earning rate
5xTransit
5xGas
5xRestaurants
5xGroceries
1xAll spending
Value
1st Year Value$1,128
2nd Year Value$365
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 21 days
Travel medical (55-64)Up to $5,000,000 / 21 days
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceUp to $1,000 / 1 years
Auto Rental CollisionUp to $65,000 / 48 days
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