Casa and Scotiabank: Earn Scene+ Points on Rent

casa scotiabank
To the point Earn Scene+ points by paying your rent through Casa, thanks to this new partnership with Scotiabank.

The ScotiaGold Passport® Visa* Card becomes the first credit card in Canada to allow rent payments without transaction fees on the Casa platform, while earning 1 Scene+ point per dollar spent.

This collaboration between Casa and Scotiabank, announced on March 2, 2026, revolutionizes housing expense payments in Canada. ScotiaGold Passport® Visa* Card holders can now turn their largest monthly expense into a rewards opportunity, with no additional fees. Unfortunately, Casa is not currently available for Quebec residents.

casa paiement

How Does Fee-Free Rent Payment Work with Casa?

The process is simple: use your ScotiaGold Passport® Visa* Card on the Casa platform to pay your rent or condo fees, and the transaction fees usually charged by Casa are automatically waived. You earn 1 Scene+ point per dollar spent on all your daily purchases, and if you spend a minimum of $350 per month, you also get 1 Scene+ point per dollar on your rent payments made via Casa.

  • $0 transaction fees on Casa with the ScotiaGold Passport® Visa* Card
  • 1 Scene+ point per dollar on daily purchases
  • 1 Scene+ point per dollar on rent (minimum $350/month in purchases required)
  • Over 500,000 units in the Casa Community network

What is the Value of Scene+ points Earned on Rent?

With an average rent of $2,000 per month, you can earn 2,000 Scene+ points monthly, or 24,000 points annually just on your rent. The value of a Scene+ point varies between 0.67 and 1 cent depending on usage, representing a potential value of $160 to $240 per year in rewards on your rent alone.

Monthly Rent AmountScene+ points per monthScene+ points per yearEstimated Annual Value
$1,5001 50018 000$120 – $180
2,000$2 00024 000$160 – $240
2 500$2 50030 000$200 – $300

To maximize the value of your Scene+ points, read our article on the best ways to redeem your Scene+ points.

Who Can Use Casa to Pay Rent?

Casa is available to all Canadian residents, with the exception of Quebec. The platform now extends beyond the initial Casa Community network, allowing tenants across Canada to pay their rent via Casa, even in buildings that do not normally accept credit cards.

The Casa Community network currently includes partnerships with industry leaders such as:

  • FirstService Residential
  • Westdale Properties
  • Signet Group
  • Deveraux Apartment Communities
  • Fengate

What are the Fees for Other Credit Cards on Casa?

Users of other Canadian Visa and Mastercard credit cards can also use Casa, but standard transaction fees apply. Only the ScotiaGold Passport® Visa* Card benefits from a complete exemption from transaction fees on the Casa platform.

Advantages of the ScotiaGold Passport® Visa* Card on Casa

  • No Casa transaction fees
  • Accumulation of Scene+ points on rent
  • Loyalty program with over 15 million members
  • Points redeemable for travel, groceries, gas, entertainment
  • First card in Canada with this exclusive offer

Disadvantages to Consider

  • Not available in Quebec
  • Minimum $350 in monthly purchases required for points on rent
  • Offer exclusive to the ScotiaGold Passport® Visa* Card; fees apply with other cards
  • Requires use of the Casa platform

How Do Landlords Benefit from Casa?

Casa also offers significant benefits to landlords and property managers. The platform simplifies rent collection, streamlines accounting reconciliation, and reduces administrative burden. Landlords can even offer Scene+ points as incentives to encourage lease signing or renewal.

What is the Difference from Other Rent Payment Options?

Unlike other credit card rent payment platforms like Chexy which typically charge between 1.75% and 3.5% in fees, Casa with the ScotiaGold Passport® Visa* Card offers 0% transaction fees, representing a saving of $35 per month on a $2,000 rent.

PlatformTransaction feesCost on $2,000/month rentRewards
Casa + ScotiaGold Passport® Visa* Card0 %$02,000 Scene+ points
Chexy1,75 %$35Variable depending on the card used

There is an alternative to Casa in Canada: Chexy, a Toronto-based platform that also allows you to pay your rent by credit card. Chexy charges a 1.75% fee for Canadian Visa and American Express cards (2.5% for international cards), but offers the advantage of being available across Canada, including Quebec. The platform also offers additional services such as Credit Builder to improve your credit score and the ability to pay bills and taxes. However, with its 0% fees on the Casa platform, the ScotiaGold Passport® Visa* Card remains the most economical option for paying rent by credit card in Canada.

How to Register for Casa and Get the Card?

To start paying your rent fee-free and earning Scene+ points, follow these simple steps:

  • Visit paywithcasa.com to check if your property is eligible
  • Apply for the ScotiaGold Passport® Visa* Card at scotiabank.com/casa
  • Create your Casa account and link your card
  • Set up your automatic rent payments
  • Start accumulating Scene+ points fee-free

Bottom Line

The alliance between Casa and Scotiabank marks a major turning point in the Canadian housing payment industry. Tenants can transform their largest monthly expense into a rewards opportunity, with no additional fees. With no payment fees on rent, plus the value of accumulated Scene+ points, this innovation represents an interesting opportunity for millions of Canadian tenants.

This exclusive offer for the ScotiaGold Passport® Visa* Card sets a new industry standard and could well transform how Canadians perceive and manage their housing payments. It is unfortunate, however, that it is not accessible to Quebec residents.

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Marie-Ève Leclerc
Marie-Ève Leclerc
Marie-Ève, Web Director at Milesopedia, is an expert in budget travel and a slow travel enthusiast. Specializing in Aeroplan, Scene+, and Marriott Bonvoy programs, she spends nearly six months a year abroad, making travel her way of life. Constantly seeking the best waves to surf, excellent coffee, and strategies to extend her travels, she is often found in coworking spaces with fellow digital nomads or by the sea, watching the sunset.
All posts by Marie-Ève Leclerc

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