Network: Mastercard

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  • Prepaid card
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BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

Annual Fee
  • Primary card $7
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates
  • Cash Advance Rates
  • Balance Transfer Rates
Value
  • Year 1 $-7
  • Year 2+ $-7
Best For

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
  • Guaranteed approval credit card
  • How to establish or repair your credit.
Annual Fee
  • Primary card $59
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 21.9 %
  • Cash Advance Rates 21.9 %
  • Balance Transfer Rates 21.9 %
Value
  • Year 1 $-59
  • Year 2+ $-59
Best For

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$250,000
Flight Delay Insurance
Delayed Baggage Insurance
$100
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
31 day(s)
Hotel/Motel Burglary Insurance
  • Guaranteed approval credit card
  • 14.9% annual interest rate on purchases and balance transfers.
Annual Fee
  • Primary card $79
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 14.9 %
  • Cash Advance Rates 21.9 %
  • Balance Transfer Rates 14.9 %
Value
  • Year 1 $-79
  • Year 2+ $-79
Best For

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$250,000
Flight Delay Insurance
Delayed Baggage Insurance
$100
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
31 day(s)
Hotel/Motel Burglary Insurance
  • Guaranteed approval credit card
  • How to establish or repair your credit.
Annual Fee
  • Primary card $59
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 21.9 %
  • Cash Advance Rates 21.9 %
  • Balance Transfer Rates 21.9 %
Value
  • Year 1 $-59
  • Year 2+ $-59
Best For

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$250,000
Flight Delay Insurance
Delayed Baggage Insurance
$100
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
31 day(s)
Hotel/Motel Burglary Insurance
  • 1% cash rewards on all purchases
  • No limit to the amount of cash back you can earn.
Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 21.9 %
  • Cash Advance Rates 21.9 %
  • Balance Transfer Rates 21.9 %
Earning Rate
  • All Spending1%
  • Groceries1%
  • Gas1%
Value
  • Year 1 $240
  • Year 2+ $240
Best For
Transfer Partners
  • Cash Back

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$250,000
Flight Delay Insurance
Delayed Baggage Insurance
$100
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
31 day(s)
Hotel/Motel Burglary Insurance
  • $1 in travel rewards for every $100 on all purchases
  • There is no limit to the number of reward miles you can earn.
Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 21.9 %
  • Cash Advance Rates 21.9 %
  • Balance Transfer Rates 21.9 %
Value
  • Year 1 $240
  • Year 2+ $240
Best For

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$250,000
Flight Delay Insurance
Delayed Baggage Insurance
$100
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
31 day(s)
Hotel/Motel Burglary Insurance
Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 1.5 %
Interest Rates
  • Purchase Rates 19.99 %
  • Cash Advance Rates 21.5 %
  • Balance Transfer Rates 19.99 %
Earning Rate
  • AIR MILES partners1%
  • Air Canada1%
  • All Spending0.5%
Value
  • Year 1 $120
  • Year 2+ $120
Best For
Transfer Partners
  • Cash Back

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
  • Earn 2% per dollar in BRIM Reward Points
  • No FX-fee
  • Free Wi-Fi anywhere around the world
Annual Fee
  • Primary card $89
  • Additional card $50
Annual Income Required
  • Individual $80,000
  • Household $150,000
Conversion fees
  • 1.5 %
Interest Rates
  • Purchase Rates 19.99 %
  • Cash Advance Rates 21.5 %
  • Balance Transfer Rates 19.99 %
Earning Rate
  • All Spending1%
  • Groceries1%
  • Gas1%
Value
  • Year 1 $151
  • Year 2+ $151
Best For
Transfer Partners
  • Cash Back

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
15 day(s)
Travel medical insurance up to 64 years old
15 day(s)
Travel medical insurance 65+
3 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
$5,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$1,000
  • Get up to $150 in rewards with 5% back at Amazon.ca, Whole Foods Market stores, grocery stores, and restaurants for 6 months after approval , on first $3,000 in eligible purchases††
  • Earn rewards on all eligible purchases at Amazon.ca – and Whole Foods Market stores in Canada!
  • Prime members get 2.5% back on Amazon.ca, Whole Foods Market stores, and foreign currency transactions.
  • Not a Prime member? After the welcome offer ends, get 1.5% back on eligible purchases at Amazon.ca and Whole Foods Market stores..
  • Get 1% back on eligible purchases everywhere else Mastercard is accepted.
  • Redeem for millions of items at Amazon.ca
  • No annual credit card fees

Please read our guide about Amazon Prime.

Legal information

This is an outline of the rewards program (“program”) associated with this credit card account. To participate in the program, you must have an open Amazon.ca account in good standing and comply with the program terms and conditions. The Amazon Prime membership of the Amazon.ca account you choose to link to your credit card account will determine the number of points earned on eligible purchases. Points earned will be redeemed for an Amazon.ca gift card(s), which Amazon will upload to your Amazon.ca account. Complete terms and conditions outlining program eligibility, limitations and restrictions will be sent after your credit card account is opened. The Toronto-Dominion Bank has no obligation or liability with respect to the Amazon.ca Gift Card(s) or any component of your Amazon.ca account.

†† Limit one bonus point offer (no cash value) per new credit card account. This offer applies only to eligible purchases made within six months of opening the credit card account: (a) eating establishments and fast food outlets (merchant category code 5812 and 5814); (b) grocery stores or supermarkets (Merchant Category Code 5411); (c) on the Amazon.ca website; and (d) any Whole Foods Market physical store in Canada. For clarity, this offer is not in addition to, but rather in lieu of, the standard accrual rates of the rewards program associated with the account. Standard accrual rates will apply to purchases that are not in the above categories, as well as to purchases in the above categories after $3,000 in eligible purchases. This promotion is offered by MBNA and Amazon, and may be changed or cancelled at any time without notice.

BALANCE TRANSFERS
Balance Transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

** Offered by Allianz Global Risks U.S. Insurance Company (Canadian Branch). Benefit information, including terms, conditions, limitations and exclusions, is contained in the Certificate of Insurance provided with your card.

Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates
    19.99 % (QC)
  • Cash Advance Rates
    22.99 % (QC)
  • Balance Transfer Rates
    22.99 % (QC)
Earning Rate
  • All Spending1%
  • Groceries1%
  • Gas1%
Value
  • Year 1 $390
  • Year 2+ $240
Best For
Transfer Partners
  • Cash Back

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

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