Amazon.ca Rewards Mastercard

Welcome Bonus
Up to $150 cash back
  • No annual fee
  • Accepted at Costco
Annual Fee
$0
Interest rates
Purchase Rates
19.99% (QC)
Cash Advance Rates
22.99% (QC)
Balance Transfer Rates
22.99% (QC)
Amazon.ca Rewards Mastercard
Amazon.ca Rewards Mastercard
Up to $150 cash back
Apply Now

Offer

  • Receive an $85 Amazon Gift Card + get 5% back on Amazon.ca, at Whole Foods Market stores in Canada, at the grocery store, and at restaurants for the first 6 months! (Valid on the first $3,000 in eligible purchases††.)
  • Earn rewards on all your eligible purchases on Amazon.ca – and at Whole Foods Market stores in Canada!
  • Get 1% back on eligible purchases on Amazon.ca, at Whole Foods Market stores in Canada, and on foreign currency transactions with an eligible Prime membership.
  • Otherwise, get 1.5% back on Amazon.ca and at Whole Foods Market stores in Canada.
  • Get 1% back on all other eligible purchases, everywhere Mastercard is accepted.
  • Use your rewards on Amazon.ca – redeem your rewards directly for eligible Amazon.ca items.
  • No annual credit card fees

Please read our guide about Amazon Prime.

This offer is only available to residents of Quebec. For residents of other provinces/territories, please click here.

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $0
First Additional Card $0
Foreign Transaction Fee 2.5%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Welcome Bonus amount Up to $150 cash back
Costco

Earnings

Per dollar of purchases

All Spending 1 %
Groceries 1 %
Gas 1 %
Dining and Food delivery 1 %
Convenience Stores 1 %
Drugstores 1 %
Local Transport 1 %
Travel 1 %
Entertainment 1 %
Recurring Payments 1 %
Telecom/Internet 1 %
Streaming services 1 %
Online transactions 1 %
Office Supplies 1 %

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection

Our review

The Amazon.ca Rewards Mastercard is a no-annual-fee rewards card, designed for people who shop regularly on Amazon.ca and at Whole Foods Market stores in Canada. Your rewards can be redeemed directly for eligible items on Amazon.ca.

With an eligible Amazon Prime membership, you earn 2.5% back on eligible purchases at Amazon.ca and Whole Foods, plus 2.5% on foreign currency transactions, which offsets the conversion fee. You earn 1% back on all your other eligible purchases, everywhere Mastercard is accepted. As a welcome offer, you get an $85 Amazon gift card and boosted 5% back (Amazon.ca, Whole Foods, groceries and restaurants) for the first six months, on the first $3,000 in eligible purchases.

The card has no annual fee. The annual interest rate is 19.99% on purchases. A 2.5% foreign transaction fee applies to purchases made in a foreign currency.

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