Loyalty Program: VIPorter

Welcome offer: Get up to $1,800 in value, including 40,000 VIPorter points and a 35% off flight voucher†. Plus, the annual fee is waived in the first year†.

  • Earn 2 points for every $1 spent on Porter purchases
  • Earn 1 point for every $1 spent on gas and transportation
  • Earn 1 point for every $1 spent on groceries and dining
  • Earn 1 point for every $1 spent on hotel accommodations
  • Earn 0.5 points for every $1 spent everywhere else

Benefits

  • Automatically become an Avid Traveller (VIPorter Passport)
  • Priority re-accommodation for flight delays*
  • Dedicated check-in*
  • Early boarding*
  • No expiration of VIPorter points.
  • Earn $1 of Qualifying Spend for every $25 spent*

*This benefit applies to up to 8 companions travelling on the same booking

Travel insurance

  • 8-day out-of-province or country emergency medical insurance
  • Car rental-collision/loss damage insurance
  • Common carrier insurance
  • Flight delay insurance
  • Baggage insurance
  • Hotel burglary insurance

Purchasing insurance

  • Shop confidently with an extended warranty and purchase protection

Other Benefits

  • Save up to 20% on National Car Rental® and Alamo Rent A Car® and up to 5% on Enterprise Rent-A-Car® at locations worldwide using the Car Rental Booking tool
  • Get 20% off admission to Cirque du Soleil shows touring Canada and 15% off resident shows in Las Vegas
  • Save up to 7% on your Booking.com prepaid hotel or property rental bookings at booking.com/mastercardcanada
  • Get even more benefits: You may qualify for the BMO VIPorter World Mastercard tier of this card – which has the same fees and rates, but also includes experiences available only to World Mastercard cardholders.
Legal

†Terms and conditions apply.

BMO is not responsible for updating the content of this site. For the most up-to-date information, please click on the Online Application link.

Annual Fee
  • Primary card $89
  • Additional card $35
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 21.99 %
  • Cash Advance Rates 23.99 %
    21.99 % (QC)
  • Balance Transfer Rates 23.99 %
    21.99 % (QC)
Earning Rate
  • Groceries1Point
  • Gas1Point
  • Dining and Food delivery1Point
Value
  • Year 1 $946
  • Year 2+ $168
Best For
Transfer Partners
  • VIPorter

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
8 day(s)
Travel medical insurance up to 64 years old
8 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
48 day(s)
Hotel/Motel Burglary Insurance

Welcome offer: Get up to $2,400 in value, including 70,000 VIPorter points, a round-trip companion pass† and $1,000 in Qualifying Spend†. Plus, the annual fee is waived for the first year†.

  • Earn 3 points for every $1 spent on Porter purchases*
  • Earn 2 points for every $1 spent on gas and transportation
  • Earn 2 points for every $1 spent on groceries and dining
  • Earn 2 points for every $1 spent on hotel accommodations
  • Earn 1 point for every $1 spent everywhere else

Benefits

  • Automatically become an Avid Traveller (VIPorter Venture)
  • One round-trip companion pass per year†
  • 1 complimentary checked bag*
  • 1 complimentary carry-on bag on all Porter fare types*
  • Free PorterClassic seat selection*
  • Priority security*
  • Priority re-accommodation for flight delays*
  • Dedicated check-in*
  • Early boarding*
  • No VIPorter points expiry
  • Earn $1 of Qualifying Spend for every $25 spent

*This benefit applies to up to 8 companions travelling on the same booking

Travel insurance

  • 21-day out-of-province or country emergency medical insurance
  • Trip Cancellation/Interruption/Delay insurance
  • Car rental-collision/loss damage insurance
  • Common carrier insurance
  • Flight delay insurance
  • Baggage insurance
  • Hotel burglary insurance

Purchase Insurance

  • Shop confidently with an extended warranty and purchase protection

Other Benefits

  • Complimentary membership in Mastercard Travel Pass provided by DragonPass. As a member enjoy lounge access for a fee of just US$32 per person, per visit. Registration is required. Visit the Mastercard Travel Pass website or use the Mastercard Travel Pass mobile application to register
  • Save up to 20% on National Car Rental® and Alamo Rent A Car® and up to 5% on Enterprise Rent-A-Car® at locations worldwide using the Car Rental Booking tool
  • Discover a world of Mastercard Travel Rewards cash back offers when you shop, dine and relax with our partners outside of Canada.
  • Get 20% off admission to Cirque du Soleil shows touring Canada and 15% off resident shows in Las Vegas
  • Save up to 7% on your Booking.com prepaid hotel or property rental bookings at booking.com/mastercardcanada
  • Access valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services.
Legal

†Conditions apply.

BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

Annual Fee
  • Primary card $199
  • Additional card $75
Annual Income Required
  • Individual $80,000
  • Household $150,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 21.99 %
  • Cash Advance Rates 23.99 %
    21.99 % (QC)
  • Balance Transfer Rates 23.99 %
    21.99 % (QC)
Earning Rate
  • Groceries2Points
  • Gas2Points
  • Dining and Food delivery2Points
Value
  • Year 1 $1,764
  • Year 2+ $316
Best For
Transfer Partners
  • VIPorter

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
21 day(s)
Travel medical insurance up to 64 years old
21 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
48 day(s)
Hotel/Motel Burglary Insurance

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