Loyalty Program: Scene+

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Business Card
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  • Earn up to $1,200* in value in the first 12 months, including up to 40,000 bonus Scene+ points
  • No foreign transaction fees
  • 6 complimentary airport lounges visits per year
  • Comprehensive Travel Insurance coverage
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*Conditions apply. Rates, fees and other information are effective as of October 31, 2025. Subject to change.

Annual Fee
  • Primary card $199
  • Additional card $0
Annual Income Required
  • Individual $60,000
  • Household $100,000
Conversion fees
  • 0.00 %
Interest Rates
  • Purchase Rates 19.99 %
  • Cash Advance Rates 22.99 %
  • Balance Transfer Rates 22.99 %
Earning Rate
  • All Spending1.5Scene+ points
  • Groceries1.5Scene+ points
  • Gas1.5Scene+ points
Value
  • Year 1 $801
  • Year 2+ $401
Best For
Transfer Partners
  • Scene+

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
25 day(s)
Travel medical insurance up to 64 years old
10 day(s)
Travel medical insurance 65+
10 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
$2,500
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$1,000

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