What Happens to Credit Card Rewards When I Request a Refund?

Unfortunately, when you receive a credit card refund, you lose the rewards points you got from the original purchase. A way to avoid this would be to ask the merchant for store credit instead of a credit to your account. If it is a store you go to often, it may be worth it to keep your reward points.

Will I Receive a Foreign Transaction Fee Refund?

When you travel abroad and purchase using your credit card, the foreign transaction fee you initially charged may not be returned to you if you get a refund. However, this shouldn?t deter you from requesting a refund; you can call to ask if this would be the case.

Does a Credit Card Refund Count as a Credit Card Payment?

No. Refunds do not count as a payment toward your monthly bill. So while they do impact your total balance owing, you are still responsible for making at least your minimum payment every month.se.