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CroisiEurope : my Red Sea cruise experience

CroisiEurope : my Red Sea cruise experience
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In addition to visiting two countries full of historical wonders, it allowed me to become familiar, for the first time, with CroisiEurope, a French cruise line.

CroisiEurope is a company specializing in river and coastal cruises, with 55 vessels on rivers, seas and canals in Europe, but also in Asia and Africa.

For a look at its most popular river itineraries in France and Europe, see our roundup of the 8 most beautiful river cruises around Europe.

The treasures of the Red Sea between Egypt and Jordan, the work of man and nature

On CroisiEurope’s ships, a very « cozy” and advantageous formula is offered, allowing you to travel without worrying about the various drinks ordered throughout your stay.

Named” The treasures of the Red Sea, the work of man and nature”, this exceptional cruise, which sailed along the Sinai Peninsula, started its itinerary from Hurghada in Egypt before reaching Aqaba in Jordan and returning to Egypt at Sharm el-Sheikh, then to its point of departure.

CroisiEurope : my Red Sea cruise experience - MV La Belle de l-Adriatique 1
CroisiEurope : my Red Sea cruise experience - CroisiEurope-carte-maritime-mer-mediterrannee-mer-rouge

Going to Egypt with points

Example of fares when paying for airfare

The following departures for this cruise with CroisiEurope will be from January 28 to February 4, 2023, and from February 4 to 11, 2023. The average best price is around $1,500 CAD when looking at Google Flights:

CroisiEurope : my Red Sea cruise experience - Google Flights YUL SSH Prix

Rates example when paying with points

WithAeroplan, the average lowest price is about 80,000 Aeroplan points. Indeed, the fare is fixed when using a Star Alliance partner but dynamic on Air Canada. Sometimes it is more optimal to use Aeroplan points; in other situations, it will make more sense to pay in cash.

CroisiEurope : my Red Sea cruise experience - Aeroplan YUL-SSH points
CroisiEurope : my Red Sea cruise experience - Aeroplan SSH-YUL points

A valuation calculation will need to be performed to determine whether or not it is beneficial to use this program. So the best credit card for maintaining such flexibility is the American Express CobaltMD Card, because it lets you quickly accumulate Membership Rewards points. Depending on the situation, you can use these points as cash back or transfer them to Aeroplan.

Annual fee
$191.88
Our valuation
$255
Milesopedia first-year estimateFirst-year valueWelcome bonus$255Total$255Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 15,000 points
Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

The American Express Cobalt® Card is the best credit card from American Express, whether you want points for travel or cash back.

American Express Cobalt® Card welcome offer

The welcome bonus is paid out monthly over your first 12 months. You earn 1,250 Membership Rewards points for each monthly billing period in which you charge $750 in net purchases to your card, in any category (1X, 2X, 3X or 5X). That adds up to 15,000 Membership Rewards points over the year, a welcome offer we value at $255.

Earning the full bonus means $9,000 in net purchases spread across 12 monthly billing periods. This offer rewards steady monthly spending rather than one large purchase.

You can use these points as statement credits on everyday or travel purchases, at the same rate either way: 1,000 points = $10.

You can also transfer them to Aeroplan, Avios (British Airways and Qatar Airways), Flying Blue, Marriott Bonvoy or Hilton Honors. With the full welcome bonus, that is a choice between:

  • 15,000 Aeroplan points
  • 15,000 Avios points
  • 15,000 Flying Blue Miles
  • 18,000 Marriott Bonvoy points

If hotel points are what you are after, our ultimate guide to Marriott Bonvoy and our complete map of Marriott Bonvoy hotels by category show what those points can actually buy.

American Express Cobalt® Card benefits

Here is what the card gives you, starting with the benefits cardholders use most.

  • 5X points on eligible eats and drinks in Canada: groceries, restaurants and bars, home food delivery and convenience stores. A spend cap applies.
  • 3X points on eligible streaming subscriptions in Canada.
  • 2X points on eligible gas, public transit and ride sharing purchases in Canada.
  • 1 additional point on eligible hotel and car rental bookings made through American Express Travel Online.
  • 1X point per dollar on everything else, with no category restrictions.
  • Points that hold the same value either way: 1,000 points = $10 as a statement credit, or a 1:1 transfer to several airline and hotel loyalty programs.
  • No minimum income requirement, as with every American Express Canada card.
  • Additional cards at no extra cost: the first and every other supplementary card is $0.
  • The Hotel Collection: a room upgrade when available, 12pm check-in and late check-out when available, and up to $100 USD in hotel credit on amenities charged to the room for a stay of two or more consecutive nights, booked through American Express Travel.
  • Front Of The Line® presale and reserved tickets for concerts and theatre performances, plus offers and events curated for cardmembers through Amex Experiences.
  • A soft credit check before you apply: you can see whether you will be approved with no impact to your credit score. This applies to American Express personal card applications.

To see how it compares with the rest of the line-up, read our round-up of the best credit cards from American Express in Canada.

The 5X categories and where they apply

The 5X rate is the reason most people carry this card. In Canada it covers four kinds of merchants:

  • Groceries: Metro, IGA, Sobeys, Super C, Safeway, Whole Foods.
  • Restaurants and bars: sit-down meals, takeout and drinks.
  • Home food delivery.
  • Convenience stores: Couche-Tard, 7-Eleven.

The 2X rate covers gas stations such as Esso, Shell and Petro-Canada, along with public transit and ride sharing.

With the American Express Cobalt® Card, you earn between 1 and 5 points per dollar:

Category Points per dollar
Grocery (Metro, IGA, Sobeys, Super C, etc.) 5
Home food delivery 5
Restaurants and bars 5
Convenience stores 5
Streaming services 3
Service station 2
Transport 2
Travel 1
Other 1

That works out to a 1 to 5% return on those purchases. For example, if you spend $1,000 per month across groceries, restaurants and food delivery, you earn $50 back per month, or $600 per year from that category alone. Transfer the points to a program such as Aeroplan instead and the return can be higher.

You can also stack these categories with the hundreds of stores that offer 5x points.

American Express Cobalt® Card insurance coverage

The card comes with a broad insurance package. The amounts below are the coverage limits; conditions, age limits and exclusions are set out in the certificate of insurance linked in the Insurance section above.

Travel insurance

  • Emergency medical: up to $5,000,000 for the first 15 days of a trip.
  • Travel accident: accidental death and dismemberment of up to $250,000 for you, your spouse and dependent children under age 23 when travelling on a common carrier (plane, train, bus or ship) and the tickets are charged to your card. Supplementary cardholders and their families are covered too.
  • Flight delay: up to $500 for necessary hotel, meal and sundry expenses bought within 48 hours when you are delayed or denied boarding for four hours or more and no other transportation is available. This $500 is an aggregate limit per occurrence, shared with missed connection and delayed baggage coverage.
  • Delayed baggage: up to $500 for essential clothing and sundries bought within four days when your outbound luggage is delayed six hours or more. This $500 is an aggregate limit per occurrence, shared with missed connection and flight delay coverage.
  • Lost or stolen baggage: up to $500 per occurrence for all insured persons combined, for checked or carry-on baggage and personal effects in transit, when the airline tickets are charged to your card. Within that limit, jewellery is capped at $300 per occurrence and golf clubs, including golf bags, at $250 per occurrence.
  • Hotel and motel burglary: up to $500 against the loss of most personal items if your hotel or motel is burglarized, when the stay is charged to your card.

Rental car insurance

Theft and damage coverage is included for a rental car with an MSRP, for its model year, of up to $85,000 excluding all taxes, for rentals of up to 48 days. To use it, decline the Loss Damage Waiver (LDW) or any similar option from the rental company and charge the full rental to your card. There is no cost for this coverage, and it replaces the daily insurance the rental company charges, usually $16 to $23 per day.

Mobile device insurance

Your device is covered for up to $1,000 per occurrence when it is charged to the card, for up to two years from the date of purchase. The payout is based on the depreciated value of the device, which falls by 2% of the purchase price for every completed month, less a 10% deductible. Theft and accidental damage coverage starts on the 91st day after purchase, because the first 90 days are covered by purchase protection.

Purchase protection and extended warranty

Eligible items charged to your card are insured against accidental physical damage or theft for 90 days from the purchase date, up to $1,000 per occurrence for all items combined. The card also extends the original manufacturer’s warranty by up to one additional year on eligible items, with indemnification limited to $10,000 per insured item and $25,000 per Cardmember per policy year for all items combined.

American Express Cobalt® Card fees

  • Card fee: $15.99 per month, which equals $191.88 per year, for residents outside Quebec. Quebec residents are billed $191.88 per year.
  • Additional cards: $0.
  • Purchase interest rate: 21.99%.
  • Cash advance interest rate: 21.99%.
  • Foreign transaction fee: 2.5%.
  • Minimum income required: none.

Because the fee is billed monthly rather than in one annual charge, you can stop and restart the cost in step with how much you are actually using the card.

Annual fee

Primary card$191.88
Additional card$0

Annual income required

Individual$0
Household$0

Conversion fees

2.5%

Earning rate

  • 5xRestaurants
  • 5xGroceries
  • 5xConvenience
  • 3xStreaming
  • 2xTransit
  • 2xGas & EV
  • 1xAll spending

Value

1st Year Value$1,828
2nd Year Value$799

Transfer partners

  • AeroplanAirline
  • British Airways ClubAirline
  • Cathay Asia MilesAirline
  • Etihad GuestAirline
  • Flying BlueAirline
  • Hilton HonorsHotel
  • Marriott BonvoyHotel

Travel insurance

Travel medical (under 55)Up to $5,000,000 / 15 days
Travel medical (55-64)Up to $5,000,000 / 15 days
Delayed BaggageUp to $500
Lost BaggageUp to $500
Flight DelayUp to $500
Hotel BurglaryUp to $500
Travel AccidentUp to $250,000

Purchase protection

Purchase ProtectionUp to $1,000 / 90 days
Extended Warranty+1 years
Mobile DeviceUp to $1,000 / 2 years
Auto Rental Collision (primary)Up to $85,000 / 48 days

My 8 day itinerary

Hurghada (Egypt)

Located on the shores of the Red Sea, Hurghada is said to be a diver’s paradise. At my destination, I took part in an optional excursion: a semi-submersible escapade to the seabed for which the Red Sea is famous.

Another optional excursion took me to the city’s souk and a visit to the Great Mosque and the Coptic Orthodox Church.

Known as one of the most important symbols of Arab countries, the souks are arranged by trade and specialty. They are full of all kinds of objects, and although they look chaotic, they are very well arranged.

Aqaba (Jordan)

Jordan is a cultural destination of the first order, having been the place of passage for building peoples for millennia. I particularly appreciated this country’s more « relaxed” and warm atmosphere.

A day trip to the Wadi Rum desert is a must! Classified as a UNESCO world heritage site, I travelled through this impressive desert on board a Jeep. The brightly coloured sands and austere rock formations make this one of Jordan’s must-see tours.

Here, some of the ridges are more than 300 meters high, often topped by domes worn by the desert winds.

For many centuries, the freshwater springs attracted trade caravans between Arabia, Syria and Palestine. Today, several Bedouin tribes have settled in the valley.

Known for their hospitality, I was invited to enjoy tea and get some souvenirs under one of their tents.

An optional (and highly recommended!) day trip to Petra is also offered. This mythical city sculpted in pink sandstone is undoubtedly one of man and nature’s greatest wonders ever erected. Dating back to about 300 BC, it was once the capital of the Nabataean kingdom.

Accessible by a narrow canyon, the site contains many tombs and temples cut into the cliffs. The tour includes dinner, and it takes about 2 hours to drive to the driveway and the same time to return. I was happy to have taken my water bottle, cap, and windbreaker with me when we were in the shade.

Sharm el-Sheikh (between desert and sea)

The cruise also made me discover Sharm-el-Sheikh, a seaside town located between the desert of the Sinai Peninsula and the Red Sea. Here, two excursions are offered: snorkelling in Ras Mohammed Nature Reserve, one of the most beautiful diving sites in Sharm el-Sheikh, or a sea trip on a glass-bottom boat to immerse yourself in the richness of the seabed in Naama Bay.

Like me, most participants chose to snorkel where coral and colourful fish were present!

Luxor and the Valley of the Kings

The last excursion on the program – and not the least! – led me to the ancient Thebes, the capital of the Pharaohs, as part of the Luxor and the Valley of the King’s excursion. The road is nearly 4 hours for the driveway and the return trip, but the effort is well worth it.

Luxor is a must-see destination located on the west bank of the Nile in the hollow of Theban Mountain, a mythical place which plunges us into more than 4,000 years of history.

Symbol of the kingdom of the dead and classified as a Unesco World Heritage Site, the Valley of the Kings contains the tombs of the greatest pharaohs.

Not all of the 62 tombs dug into the mountain are accessible to the public, but I was able to visit four of them, including the tomb of Seti I, the largest and best preserved of the 64 graves in the Valley of the Kings.

Further on, dominating the western bank from the top of their 18 meters, a stop was necessary for front of the colossi of Memnon, faceless effigies sitting on a throne, which are the relics of the funerary temple of Amenophis III.

My day in Luxor continued with a delightful dinner on the Nile at the Steigenberger Nile Palace Luxor hotel, followed by a visit to the Karnak temple, a great site dedicated to the god Amon.

Experience on board the ship

We cruise to marvel at such incredible destinations as Egypt and Jordan, but what about the onboard experience on a ship of this kind with more human dimensions than the giants of the seas?

First of all, it is essential to know that the four-deck ship accommodates 197 passengers for 47 crew members, which makes the service on board very efficient and the animation very friendly. The dishes served at the restaurant are tasty, mostly of French inspiration.

CroisiEurope : my Red Sea cruise experience - Dîner thématique

On CroisiEurope ships, the menu prepared by the chef is part of the experience. I enjoyed it from morning till night.

As part of this Red Sea cruise, I was treated to an Egyptian-themed evening, including a traditional dinner followed by an excellent Egyptian dance show.

CroisiEurope : my Red Sea cruise experience - salle à manger

On-board amenities

The MV La Belle de l’Adriatique was renovated in 2017. It has 99 cabins across the 4 decks: upper, boat, main, and lower.

Cabins on the upper and boat decks have large windows, while those on the main and lower decks have portholes.

CroisiEurope : my Red Sea cruise experience - MV La Belle de l-Adriatique

In the cabins, you will find the following amenities: television, safe, air conditioning, Wi-Fi, a bathroom with shower, a hair dryer and a selection of bath products.

The cabins are relatively standard without being particularly luxurious. On the other hand, everything is designed to put comfort first.

CroisiEurope : my Red Sea cruise experience - Cabine à bord du MV La Belle de l-Adriatique

The restaurant serves all meals on the main deck during the cruise. Like the lounge/bar, it was designed to accommodate all passengers. Thanks to its large panoramic windows, beautiful landscapes pass by during meals.

The lounge/bar welcomes guests on the boat deck during lively evenings. This is where destination-related conferences are held.

CroisiEurope : my Red Sea cruise experience - Salon principal

On the upper deck, there is also the Pianoramabar, another pleasant, more intimate space that can accommodate 40 people. You can relax and enjoy a cocktail while listening to a piano piece.

As for the vast sun deck, which is ideal for relaxation, it is equipped with two Jacuzzis and deckchairs, so you can relax while enjoying a panoramic view of the landscape. There is also a shaded area.

CroisiEurope : my Red Sea cruise experience - Pont Soleil

On board this ship, different cruises are offered in 8, 10, 11 or 12 days, depending on the season.

For the Canadian market, CroisiEurope offers a cruise with a departure price starting at $2600 in an outside cabin. It is possible to obtain group prices or even charter a boat.

This type of cruise includes a 100% French-speaking animation, including conferences on board and thematic evenings, Wifi (not always functional during navigation), entire board (3 meals per day), drinks and two free excursions.

Useful information about CroisiEurope

CroisiEurope : my Red Sea cruise experience - Hurghada

As a reminder, CroisiEurope is a company that specializes in river and coastal cruises. Each year, the company welcomes nearly 200,000 passengers (of which 100,000 are loyal customers) of its 55 human-sized ships on Europe’s rivers, seas, and canals and in Asia and Africa.

CroisiEurope accepts Canadian credit cards: American Express, Mastercard, and Visa. You could, for example, use one of these credit cards and apply your travel points to your cruise reservation with CroisiEurope:

Since this is a European company, we advise paying with a card with no foreign currency conversion fees, such as the HSBC World Elite® Mastercard. card.

Our credit card selection
Credit cardAnnual feeWelcome offer
Annual fee$150 $0Welcome offer
No welcome offerEnds Nov 4, 2026
Apply Now
Annual fee$150Welcome offer
Up to 35,000 pointsEnds Nov 1, 2026
Apply Now
Annual fee$191.88Welcome offer
Up to 15,000 points
Apply Now
Annual fee$150Welcome offer
Up to 35,000 pointsEnds Nov 1, 2026
Apply Now

Bottom Line

This cruise gave me a lot of pleasure. It offers quality excursions without having to worry about practical details. From the Egyptian visa to the meals during the activities, everything is well organized by the CroisiEurope team. I liked the warm atmosphere on a human-sized boat, with crew members taking care of everything.

Sponsored
Annual fee
$0 $139
No annual fee the first year
Our valuation
$939
Milesopedia first-year estimateFirst-year valueWelcome bonus$800Annual fee rebated$139Total$939Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 160,000 points
+ First Year Annual Fee Rebate
Apply Now

on TD's website

With the TD First Class Travel® Visa Infinite* Card, you can earn up to 160,000 TD Rewards Points as well as an Annual Fee rebate for the first year:

  • 20,000 TD Rewards Points for the first purchase made with your card
  • 140,000 TD Rewards Points when you spend $7,500 within 180 days of account opening
  • A Birthday Bonus of up to 10,000 TD Rewards Points

Get an annual TD Travel Credit of $100 when you book at Expedia® For TD, and enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program (a value of up to $277).

With the TD First Class Travel® Visa Infinite* Card, you earn:

  • 8 TD Rewards Points for every $1 you spend when you book travel through Expedia® For TD
  • 6 TD Rewards Points per dollar on your grocery, dining and public transit purchases
  • 4 TD Rewards Points per dollar on your recurring bill payments and purchases of streaming services as well as digital games and media
  • 2 TD Rewards Points per dollar on all other purchases made with your card

This card also allows you to enjoy a range of travel benefits, including an annual travel credit, complimentary airport lounge visits, and a birthday bonus that boosts your points each year.

Annual fee

Primary card$139
Additional card$50

Annual income required

Individual$60,000
Household$100,000

Conversion fees

2.5%

Earning rate

  • 6xGroceries
  • 6xRestaurants
  • 6xTransit
  • 4xBills & recurring payments
  • 4xStreaming
  • 2xAll spending

Value

1st Year Value$1,430
2nd Year Value$531

Card benefits

Concierge service24/7
Airport lounge access$160

Travel insurance

Travel medical (under 55)Up to $2,000,000 / 21 days
Travel medical (55-64)Up to $2,000,000 / 21 days
Travel medical (65+)Up to $2,000,000 / 4 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $5,000
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $500
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceUp to $1,000
Auto Rental CollisionUp to $65,000 / 48 days

Our featured card

Sponsored
Annual fee
$0 $139
No annual fee the first year
Our valuation
$939
Milesopedia first-year estimateFirst-year valueWelcome bonus$800Annual fee rebated$139Total$939Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to 160,000 points
+ First Year Annual Fee Rebate
Apply Now

on TD's website

With the TD First Class Travel® Visa Infinite* Card, you can earn up to 160,000 TD Rewards Points as well as an Annual Fee rebate for the first year:

  • 20,000 TD Rewards Points for the first purchase made with your card
  • 140,000 TD Rewards Points when you spend $7,500 within 180 days of account opening
  • A Birthday Bonus of up to 10,000 TD Rewards Points

Get an annual TD Travel Credit of $100 when you book at Expedia® For TD, and enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program (a value of up to $277).

With the TD First Class Travel® Visa Infinite* Card, you earn:

  • 8 TD Rewards Points for every $1 you spend when you book travel through Expedia® For TD
  • 6 TD Rewards Points per dollar on your grocery, dining and public transit purchases
  • 4 TD Rewards Points per dollar on your recurring bill payments and purchases of streaming services as well as digital games and media
  • 2 TD Rewards Points per dollar on all other purchases made with your card

This card also allows you to enjoy a range of travel benefits, including an annual travel credit, complimentary airport lounge visits, and a birthday bonus that boosts your points each year.

Annual fee

Primary card$139
Additional card$50

Annual income required

Individual$60,000
Household$100,000

Conversion fees

2.5%

Earning rate

  • 6xGroceries
  • 6xRestaurants
  • 6xTransit
  • 4xBills & recurring payments
  • 4xStreaming
  • 2xAll spending

Value

1st Year Value$1,430
2nd Year Value$531

Card benefits

Concierge service24/7
Airport lounge access$160

Travel insurance

Travel medical (under 55)Up to $2,000,000 / 21 days
Travel medical (55-64)Up to $2,000,000 / 21 days
Travel medical (65+)Up to $2,000,000 / 4 days
Trip CancellationUp to $1,500
Trip InterruptionUp to $5,000
Delayed BaggageUp to $1,000
Lost BaggageUp to $1,000
Flight DelayUp to $500
Hotel BurglaryUp to $2,500
Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded
Extended Warranty+1 years
Mobile DeviceUp to $1,000
Auto Rental CollisionUp to $65,000 / 48 days

Our editorial integrity

Our reviews and rankings are based on an objective assessment. Advertisers do not influence our content. We may receive compensation through some links; our analysis and opinions remain independent.