TD Business Select Rate™ Visa* Card

Business Card
Welcome Bonus
No Welcome Offer
  • No annual fee
Annual Fee
$0
Interest rates
Purchase Rates
11.99%
Cash Advance Rates
11.99%
Balance Transfer Rates
TD Business Select Rate Visa Card
TD Business Select Rate™ Visa* Card
Business Card
No Welcome Offer
Apply Now

Offer

Enjoy the privilege of choosing the fixed interest rate option that suits you. Pay no annual fee and get a business interest rate of 11.99% on purchases and cash advances. Do you often carry a balance at the end of the month? You can choose to pay a $49 annual fee and get an interest rate on purchases and cash advances of only 8.99%.
  • Make your choice and get the same affordable fixed interest rate on all purchases and cash advances.
  • Enjoy a 21-day interest-free grace period on new purchases if your balance is paid in full by the payment due date.
  • Shop with confidence knowing that most of your new eligible purchases are covered by Purchase Security Insurance and Extended Warranty Protection.
  • Auto Rental Collision/Loss Damage Insurance coverage for up to 48 consecutive days
  • Get access to the TD Card Management Tool: An easy way to access online reporting, review your business expenses, manage your existing credit limits and apply spend controls.

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $0
First Additional Card $0
Foreign Transaction Fee 2.5%

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.*

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection

Our review

The TD Business Select Rate Visa Card is a low-interest business credit card that lets you choose the fixed-rate option that suits you. With no annual fee, you get an 11.99% interest rate on purchases and cash advances; if you often carry a balance, you can opt for a $49 annual fee and a reduced rate of 8.99%.

The card offers a 21-day interest-free grace period on new purchases, purchase security and extended warranty coverage on most eligible purchases, collision/damage insurance for rental vehicles for up to 48 days, as well as the TD Card Management Tool to track business expenses.

The annual interest rate is 11.99% on purchases and cash advances. A 2.5% conversion fee applies to foreign currency transactions.

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Updated Aug 7, 2026

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