RBC RateAdvantage Visa Card

Welcome Bonus
No Welcome Offer
  • No annual fee
Annual Fee
$0
Interest rates
Purchase Rates
Cash Advance Rates
Balance Transfer Rates
RBC RateAdvantage Visa Card
RBC RateAdvantage Visa Card
No Welcome Offer
Apply Now

Offer

  • Benefit from a low variable interest rate
  • Pay no annual fee

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $0
First Additional Card $0
Foreign Transaction Fee 2.5%

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.*

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection

Our review

The RBC RateAdvantage Visa Card is a low-interest card with no annual fee. It is built around a low variable interest rate, which makes it a relevant option if you tend to carry a balance from month to month and want to limit the interest you pay.

The interest rate on purchases is variable and tracks the prime rate, and there is no annual fee to pay.

A 2.5% foreign transaction fee applies to purchases made in a foreign currency.

3
Updated Jul 9, 2026

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