RBC ION+ Visa Card  🇨🇦

Welcome Bonus
Up to 7,000 Avion Points
Ends Jan 29, 2025
  • Purchase Insurance
  • Mobile Device Insurance
Annual Fee
$48
Interest rates
Purchase Rates
20.99 %
Cash Advance Rates
22.99 %
21.99 % (QC)
Balance Transfer Rates
22.99 %
2025-Milesopedia-Palmares-Meilleure-carte-credit-Essence-Transports

RBC-AvionRewards-ION-Card-FRONT-RGB-FRE-2
RBC ION+ Visa Card
Up to 7,000 Avion Points
Ends Jan 29, 2025
Apply Now
Updated Jan 15, 2025

Offer

Get 3,500 Welcome Points on approval and earn 3,500 bonus points when you spend $500 in your first 3 months.^ Apply by January 29, 2025.

Earn 3X Avion points for every $1 spent on:

  • Grocery, Dining & Food Delivery – Satisfy your taste buds by earning points on groceries, dining out, food delivery.
  • Rides, Gas & EV Charging – Enjoy earning points on gas, rideshare, daily public transit, electric vehicle charging.
  • Streaming, Digital Gaming & Subscriptions – Stay entertained while earning points on streaming, gaming, eligible digital subscriptions, eligible digital downloads, and in-game purchases.

Earn 1 Avion point for every $1 spent on all other qualifying purchases

Annual Fee $48 ($4 charged monthly)

Pay With Points

  • Redeem your Avion points to pay bills, your credit card balance or even send money to friends with Interac e-Transfer. Minimum redemption is only $10, so you can use your points where you need them most.

Save at Petro-Canada

  • Save 3¢/L on fuel and earn 20% more points when you pay with a linked RBC card.

Earn more Be Well points at Rexall

  • Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC card and scan your Be Well card.

Save Big on Delivery with DoorDash

  • Get a 3-month complimentary DashPass subscription – a value of almost $30
  • Enjoy unlimited deliveries with $0 delivery fees on qualifying orders of $15 or more when you pay with your eligible RBC credit card. See how to save with DoorDash.

Enjoy a Monthly Fee Rebate

  • Get a $4 rebate10 each month ($48/year) on the monthly fee of your credit card when you have an RBC Signature No Limit Banking or RBC Advantage Banking for students account.

Mobile Device Insurance Included

  • Get 2 years of coverage up to $1,000 in the event your mobile device such as your cell phone is lost, stolen, accidentally damaged or experiences mechanical failure when you purchase your mobile device with this credit card.

Purchase Security and Extended Warranty Insurance

  • It automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and the extended warranty doubles the original Canadian manufacturer’s warranty for up to one additional year, for a maximum of five years.

Card Awards

2025-Milesopedia-Palmares-Meilleure-carte-credit-Essence-Transports

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $48
First Additional Card $0
Other Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 22.99%
Cash Advance Rate (QC) 21.99%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Offer ends on Jan 29, 2025
Welcome Bonus amount Up to 7,000 Avion Points
Minimum Spending Required $500
Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 1 Avion Point
Groceries 3 Avion Points
Gas 3 Avion Points
Dining and Food delivery 3 Avion Points
Convenience Stores 1 Avion Point
Drugstores 1 Avion Point
Local Transport 3 Avion Points
Travel 1 Avion Point
Entertainment 1 Avion Point
Recurring Payments 1 Avion Point
Telecom/Internet 1 Avion Point
Streaming services 3 Avion Points
Online transactions 1 Avion Point
Office Supplies 1 Avion Point

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
$1,000
2 year(s)
Price Protection

Our review

With the RBC ION+ Visa card, you can earn up to 7,000 Avion points as a welcome bonus.

With this RBC credit card, you can earn 3 Avion points per dollar for :

  • Grocery, Dining & Food Delivery
  • Rides, Gas & EV Charging
  • Streaming, Digital Gaming & Subscriptions

And 1 Avion point per dollar for all other purchases. Plus, save 3¢/L on gas at Petro-Canada and earn 20% more points when you pay with a linked RBC card

Finally, you get two years of Mobile Device Insurance up to $1,000 if your mobile device, such as your cell phone, is lost, stolen, accidentally damaged or experiences mechanical failure when you purchase your mobile device with the RBC ION+ Visa card.

Frequently Asked Questions

Alternative Cards

4 Milesopedia Rating

Receive our newsletter every week!

Savings are here:

Milesopedia