Offer
- Up to 5% cash back on groceries, 3% cash back on gas and 1% cash back everywhere else
- Receive bonus cash back based on your Neo Everyday account balance: up to 7% back at the grocery store
- Mastercard World Elite® travel benefits including collision coverage for car rentals and comprehensive travel insurances
- Instant credit limit up to $30,000
- Earn additional cash back at over 10,000 Neo network partners
- Annual fee of $125
- Secured option to build credit history
Fees & Conditions
Personal Income
$80,000
Household Income
$150,000
Annual Fee
$125
Foreign Transaction Fee
2.5%
Purchase Rates
19.99%
Cash Advance Rates
22.99%
Balance Transfer Rates
22.99%
Advantages
Costco
Earnings
Per dollar of purchases
All Spending
1 %
Groceries
5 %
Gas
3 %
Dining and Food delivery
1 %
Convenience Stores
1 %
Drugstores
1 %
Local Transport
1 %
Travel
1 %
Entertainment
1 %
Recurring Payments
4 %
Telecom/Internet
1 %
Streaming services
1 %
Online transactions
1 %
Office Supplies
1 %
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$1,000,000
14 day(s)
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
$1,000
Trip Interruption Insurance
$1,000
Common Carrier Travel Accident Insurance
$100,000
Flight Delay Insurance
$250
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$1,000
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
$1,000
90 day(s)
Mobile Device Insurance
Price Protection
Our review
Maximize your rewards with the Neo Mastercard World Elite®.
Get up to 5% cash back on groceries, 3% cash back on gas and 1% cash back everywhere else.
Depending on your Neo Everyday account balance, receive boosted cash back: up to 7% back at the grocery store!
Benefit from comprehensive insurance coverage, including extended warranty, purchase protection and travel insurance.
With an instant credit limit of up to $30,000 and additional cash back at over 10,000 Neo partners, your everyday spending becomes more profitable.