Desjardins Visa Business Advantage Card

Business Card
Welcome Bonus
No Welcome Offer
Annual Fee
$25
Interest rates
Purchase Rates
Cash Advance Rates
Balance Transfer Rates
Desjardins Business Advantages Visa Card
Desjardins Visa Business Advantage Card
Business Card
No Welcome Offer
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Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.*

Other Insurance

Insurance Name
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Amount
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Our review

The Desjardins Business Advantage Visa Card is aimed at businesses with high purchase volumes that want tighter control over their spending while earning a rebate on their annual volume.

What the card gives you:

  • Up to 1% of your purchases in cash back, on annual purchases between $12,000 and $750,000, for a maximum rebate of $7,380 per 12-month period
  • A $25 annual fee per card, and no fee for additional cards for Desjardins members
  • Additional cards for your employees and consolidated payments through a master account
  • A 21-day grace period to pay your balance without finance charges, except on cash advances
  • Desjardins Business account management

The purchase interest rate is the prime rate + 8.5%. The prime rate is variable and the annual rate is set by the Fédération des caisses Desjardins du Québec based on your company’s situation, following a review of the file. A 2.5% conversion fee applies to foreign currency transactions. This card does not offer a welcome bonus.

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Updated Aug 19, 2026

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