Desjardins Business Visa Card

Business Card
Welcome Bonus
First Year Annual Fee Rebate
Annual Fee
$60
First Year Annual Fee Rebate (terms apply)*
Interest rates
Purchase Rates
Cash Advance Rates
Balance Transfer Rates
Desjardins Business Visa Card
Desjardins Business Visa Card
Business Card
First Year Annual Fee Rebate
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Fees & Conditions

Annual Fee $60

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.*

Other Insurance

Insurance Name
Included
Amount
Duration

Our review

The Desjardins Business Visa Card helps you keep business spending separate from your personal finances, while earning cash back on your annual purchase volume.

Promotional offer: no annual fee for 1 year.

What the card gives you:

  • Up to 1% of your purchases in cash back through the Business Savings Program, on annual purchases between $12,000 and $500,000, for a maximum rebate of $4,880 per 12-month period
  • No annual fee for the first year, then $60 per card, or $40 per card if you hold 5 cards or more
  • Additional cards for your employees and consolidated payments through a master account
  • A 21-day grace period to pay your balance without finance charges, except on cash advances
  • Desjardins Business account management

The purchase interest rate is the prime rate + 8.5%. The prime rate is variable and the annual rate is set by the Fédération des caisses Desjardins du Québec based on your company’s situation, following a review of the file. A 2.5% conversion fee applies to foreign currency transactions.

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Updated Aug 22, 2026

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