Offer
Welcome Offer: Get 5% cash back for the first 4 statements on net purchases of up to $2,000 (up to $100 cash back).†
Plus, get 2% cash back on eligible grocery purchases!†
- 1% cash back on eligible gas, electric vehicle charging, transportation and restaurant purchases and eligible recurring payments†
- 0.5% cash back on all other purchases†
- Get cash back on demand – redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®
Save on gas with CIBC and Journie Rewards:
Link and use your CIBC Dividend Platinum Visa Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†
Save over $600 with CIBC and Skip
Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Dividend Visa Card with Skip. †
Card Awards
Fees & Conditions
Value
Advantages
Earnings
Per dollar of purchases
Insurance
Travel Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Our review
The CIBC Dividend® Visa* Card is one of the best no-fee cash-back Visa credit cards in Canada.
For a limited time, earn 5% cash back (up to 100 $) during the period covered by your first 4 monthly statements.
Plus, get :
- 2% cash back on eligible grocery purchases†
- 1% cash back on eligible gas, electric vehicle charging, transportation and restaurant purchases and eligible recurring payments†
- 0.5% cash back on all other purchases†
This no-annual-fee CIBC credit card offers certain insurance coverages:
- $100,000 Common Carrier Accident Insurance
- Purchase Security and Extended Protection Insurance
Frequently Asked Questions
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Does the CIBC Dividend® Visa* Card has an annual fee?
No, the CIBC Dividend® Visa* Card has no annual fee.
This CIBC Credit Card is a cash-back credit card that you can keep from year to year to improve your credit score without paying an annual fee.
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What is the cashback rate on grocery purchases with the CIBC Dividend® Visa* Card?
The CIBC Dividend® Visa* Card offers 2% cash back on eligible grocery purchases.
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How is cash back distributed for the different CIBC Dividend® Visa* Card purchase categories?
The CIBC Dividend® Visa* Card offers 1% cash back on eligible gas, electric vehicle charging, transportation and restaurant purchases, as well as on eligible recurring payments, and 0.5% cash back on all other purchases.
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How can I redeem my cash back with the CIBC Dividend® Visa* Card?
Cash back can be redeemed at any time with a minimum balance of $25 via CIBC Online Banking® or CIBC Mobile Banking®.
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How can you save on gas with the CIBC Dividend® Visa* Card and Journie Rewards?
By linking your CIBC Dividend® Visa* Card to Journie Rewards, you save up to 10 cents a litre at participating Pioneer, Fas Gas, Ultramar and Chevron service stations.
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How can I link the CIBC Dividend® Visa* Card to Journie Rewards to save on gas?
To save on gas, link your CIBC Dividend® Visa* Card to Journie Rewards and use it at participating service stations to benefit from the discount.
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What is the cash back percentage on recurring payments with the CIBC Dividend® Visa* Card?
The CIBC Dividend® Visa* Card offers 1% cash back on eligible recurring payments.
Alternative Cards
Legal
This is a digital-exclusive offer.† To be eligible for this offer:
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.†
This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.†
† Terms and conditions apply. Click on Apply Now to learn more.