Capital One Guaranteed Secured Mastercard®

Welcome Bonus
No Welcome Offer
  • No annual fee
  • Guaranteed approval*
  • Accepted at Costco
Annual Fee
$0
Interest rates
Purchase Rates
29.90%
21.90% (QC)
Cash Advance Rates
29.90%
21.90% (QC)
Balance Transfer Rates
29.90%
21.90% (QC)
Capital One Guaranteed Mastercard
Capital One Guaranteed Secured Mastercard®
No Welcome Offer
Apply Now

Offer

  • Guaranteed Approval*
  • May help you strengthen your credit history
  • 24/7 customer service
  • No annual fee
  • Enjoy Valuable Mastercard benefits, plus Everyday and Travel benefits like Purchase Assurance and Extended Warranty
  • Add an authorized user for $0
  • Annual interest rate of 29.9% (21.9% in Quebec) on purchases, balance transfers, and cash advances
  • Security Funds are required

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $0
First Additional Card $0
Foreign Transaction Fee 2.5%

Advantages

Costco

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$250,000
Flight Delay Insurance
Delayed Baggage Insurance
$300
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
31 day(s)
Hotel/Motel Burglary Insurance

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
2 year(s)
Purchase Protection
120 day(s)
Mobile Device Insurance
Price Protection

Our review

The Capital One Guaranteed Secured Mastercard is the secured version of Capital One’s guaranteed-approval card: it is designed for people who want to build or rebuild their credit score, with approval guaranteed as long as you meet the basic eligibility criteria. Unlike the standard version, security funds are required to open this account.

By using your card responsibly and making your payments on time, you show the credit bureaus that you can manage credit, which helps gradually improve your credit history. You can check whether you are pre-approved using the QuickCheck tool, with no impact on your credit score.

The card has no annual fee and gives you access to Mastercard benefits along with everyday protections such as Purchase Assurance and Extended Warranty. You can add an authorized user for free. The annual interest rate is 29.9% (21.9% for Quebec residents) on purchases, balance transfers and cash advances.

3

Receive our newsletter every week!

Savings this way:

Milesopedia