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  • $1 in travel rewards for every $100 on all purchases
  • There is no limit to the number of reward miles you can earn.
Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 21.9 %
  • Cash Advance Rates 21.9 %
  • Balance Transfer Rates 21.9 %
Value
  • Year 1
  • Year 2+
Best For

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
  • 1% cash rewards on all purchases
  • No limit to the amount of cash back you can earn.
Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 21.9 %
  • Cash Advance Rates 21.9 %
  • Balance Transfer Rates 21.9 %
Earning Rate
  • All Spending1%
  • Groceries1%
  • Gas1%
Value
  • Year 1 $240
  • Year 2+ $240
Best For
Transfer Partners
  • Cash Back

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$250,000
Flight Delay Insurance
Delayed Baggage Insurance
$300
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
31 day(s)
Hotel/Motel Burglary Insurance
  • Guaranteed approval*
  • No Annual Fee
  • Accepted at Costco
Learn More
  • Guaranteed Approval*
  • Annual interest rate of 21.9% - 29.9% on purchases, balance transfers and cash advances
  • May help you strengthen your credit history
  • 24/7 customer service
  • No annual fee
  • $300 - $7,000 credit limit
  • Valuable Mastercard benefits, plus Everyday and Travel benefits like Purchase Assurance and Extended Warranty
  • Add an authorized user for $0
  • Security funds may be required
Legal

* You’re guaranteed to be approved for a Capital One Mastercard as long as you:

  • Are at least the age of majority in your province or territory of residence;
  • Don’t have a frozen credit profile and your eligibility for credit is not prohibited for legal or regulatory reasons;
  • Don’t have an existing Capital One account or a pending application for one; and
  • Haven’t applied for a Capital One account more than once in the last 30 days, haven’t had a Capital One account that was not in good standing in the last year, and aren’t in legal recoveries with Capital One.

Capital One is not responsible for maintaining the content on this site. Please click on the Apply Now link for the most up to date information.

Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 21.9 %
  • Cash Advance Rates 21.9 %
  • Balance Transfer Rates 21.9 %
Value
  • Year 1 $0
  • Year 2+ $0
Best For

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$250,000
Flight Delay Insurance
Delayed Baggage Insurance
$300
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
31 day(s)
Hotel/Motel Burglary Insurance
  • No annual fee
  • Guaranteed approval*
  • Accepted at Costco
Learn More
  • Guaranteed Approval*
  • May help you strengthen your credit history
  • 24/7 customer service
  • No annual fee
  • Enjoy Valuable Mastercard benefits, plus Everyday and Travel benefits like Purchase Assurance and Extended Warranty
  • Add an authorized user for $0
  • Annual interest rate of 29.9% (21.9% in Quebec) on purchases, balance transfers, and cash advances
  • Security Funds are required
Legal
Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 29.9 %
    21.9 % (QC)
  • Cash Advance Rates 29.9 %
    21.9 % (QC)
  • Balance Transfer Rates 29.9 %
    21.9 % (QC)
Value
  • Year 1 $0
  • Year 2+ $0
Best For

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$250,000
Flight Delay Insurance
Delayed Baggage Insurance
$300
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
31 day(s)
Hotel/Motel Burglary Insurance
  • Annual interest rate of 21.9% - 29.9% on purchases, balance transfers and cash advances
  • 5 points per $1 paid towards your balance with a Capital One Smart Rewards Mastercard
  • Points will never expire and they’re easy to redeem
  • Protection against unauthorized use of your card
  • Add an authorized user for $0
  • Valuable Mastercard benefits, plus Everyday and Travel benefits like Purchase Assurance and Extended Warranty
  • 24/7 customer service
Legal

*Conditions apply.

Capital One is not responsible for maintaining the content on this site. Please click on the Apply Now link for the most up to date information.

Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 21.9 %
  • Cash Advance Rates 21.9 %
  • Balance Transfer Rates 21.9 %
Value
  • Year 1 $0
  • Year 2+ $0
Best For

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$250,000
Flight Delay Insurance
Delayed Baggage Insurance
$300
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
31 day(s)
Hotel/Motel Burglary Insurance

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