Offer

Welcome offer: Get 1,500 bonus AIR MILES! That’s enough to get $150 off your purchases using AIR MILES Cash Miles.

Collect miles more than 10x faster than other AIR MILES* Collectors:
- 3x the Miles for every $25 spent at participating AIR MILES Reward Partners.
- 2x the Miles for every $25 spent at any eligible grocery store.
- 2x the Miles for every $25 spent at any eligible wholesale clubs, membership-based retailers and alcohol retailers.
- Plus, 1 Mile for every $25 that you spend with your credit card everywhere else.

Plus, you now have the flexibility to move your Miles between Cash and Dream with our new Transfer Miles feature, so if you want to turn your Cash Miles into a dream vacation, go for it!
Get 7¢/L off Shell V-Power premium fuel and 2¢/L off all other Shell fuels every time you fill up.
Purchase Protection and Extended Warranty*
Zero Liability Protection
No annual fee*.

Fees & Conditions

Personal Income $15,000

Household Income $15,000

Annual Fee $0

First Additional Card $0

Foreign Transaction Fee 2.5%

Purchase Rates 20.99%

Cash Advance Rates 22.99%

Balance Transfer Rates 22.99%

Cash Advance Rate (QC) 21.99%

Balance Transfer Rates (QC) 21.99%

Value

Calculate the rewards

Your Monthly Spending

Groceries

GAS / TRANSPORT

DINING

TRAVEL

BILLS

OTHER

Welcome Bonus

0 $

Annual Credit

Travel benefits

VIP Lounges

First year offer value

Rewards Earned

Annual fee

Net value

How we value points and benefits.

Advantages

Welcome Bonus amount Up to 1,500 miles

Minimum Spending Required $1,000

Minimum Spending Timeframe (Months) 3 month(s)

Costco

Earnings

Per dollar of purchases

All Spending 0.04 mile

Groceries 0.04 mile

Gas 0.04 mile

Dining and Food delivery 0.04 mile

Convenience Stores 0.04 mile

Drugstores 0.04 mile

Local Transport 0.04 mile

Travel 0.04 mile

Entertainment 0.04 mile

Recurring Payments 0.04 mile

Telecom/Internet 0.04 mile

Streaming services 0.04 mile

Online transactions 0.04 mile

Office Supplies 0.04 mile

Insurance

Travel Insurance

Travel Medical Insurance

Travel medical insurance up to 54 years old

Travel medical insurance up to 64 years old

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

Flight Delay Insurance

Delayed Baggage Insurance

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Extended Warranty

1 year

Purchase Protection

90 day(s)

Mobile Device Insurance

Price Protection

Insurance Document

Our review

With this exclusive offer for the BMO AIR MILES Mastercard, you earn 1,500 AIR MILES miles after $1,000 in purchases in the first three months. That’s a cash value of $150.

This credit card has no annual fee.

With the BMO® AIR MILES® Mastercard®*, you get 3x the Miles for every $25 spent at participating AIR MILES Partners.

Plus, you earn 2X miles for every $25 you spend at any eligible grocery store, wholesale club (warehouse like Costco) and liquor retailer*.

For everything else, you earn 1 AIR MILES for every $25 in purchases.

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