BMO AIR MILES® Mastercard®*

Welcome Bonus
1,600 miles + save up to 32¢/L at Shell!
Ends Jun 1, 2025
  • No annual fee
  • Purchase Insurance
  • Accepted at Costco
Annual Fee
$0
Interest rates
Purchase Rates
21.99 %
Cash Advance Rates
23.99 %
21.99 % (QC)
Balance Transfer Rates
23.99 %
21.99 % (QC)
BMO AIR MILES Mastercard
BMO AIR MILES® Mastercard®*
1,600 miles + save up to 32¢/L at Shell!
Ends Jun 1, 2025
Apply Now

Offer

Limited time offer: Get 1,600 AIR MILES Bonus Miles! That’s enough for $160 towards purchases with AIR MILES Cash*. Plus, save up to 32¢/L at Shell for a limited time only!

  • Earn over 10x faster than other AIR MILES collectors:
    • 3x the Miles for every $25 spent at participating AIR MILES Reward Partners.
    • 2x the Miles for every $25 spent at any eligible grocery store.
    • 2x the Miles for every $25 spent at any eligible wholesale clubs, membership-based retailers and alcohol retailers.
    • Plus, 1 Mile for every $25 that you spend with your credit card everywhere else.
  • Plus, you now have the flexibility to move your Miles between Cash and Dream with our new Transfer Miles feature, so if you want to turn your Cash Miles into a dream vacation, go for it!
  • Enjoy a 7¢/L discount on Shell V-Power® premium fuel and 2¢/L on all other Shell fuel every time you fuel up!
  • Purchase Protection and Extended Warranty*
  • Zero Liability Protection
  • No annual fee*.

Fees & Conditions

Personal Income $15,000
Household Income $15,000
Annual Fee $0
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 21.99%
Cash Advance Rates 23.99%
Balance Transfer Rates 23.99%
Cash Advance Rate (QC) 21.99%
Balance Transfer Rates (QC) 21.99%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
$184
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
$184
-
Rewards Earned
$110
$110
Annual fee
$0
$0
Net value
$294
$110

Advantages

Offer ends on Jun 1, 2025
Welcome Bonus amount 1,600 miles + save up to 32¢/L at Shell!
Minimum Spending Required $1,500
Minimum Spending Timeframe (Months) 4 month(s)
Costco

Earnings

Per dollar of purchases

All Spending 0.04 mile
Groceries 0.04 mile
Gas 0.04 mile
Dining and Food delivery 0.04 mile
Convenience Stores 0.04 mile
Drugstores 0.04 mile
Local Transport 0.04 mile
Travel 0.04 mile
Entertainment 0.04 mile
Recurring Payments 0.04 mile
Telecom/Internet 0.04 mile
Streaming services 0.04 mile
Online transactions 0.04 mile
Office Supplies 0.04 mile

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection
Insurance Document

Our review

With this exclusive offer for the BMO AIR MILES Mastercard, earn 1,600 AIR MILES miles after $1,500 in purchases within the first 110 days of account opening. That’s a $160 cash value. Plus, save up to 32¢/L at Shell for a limited time only!

This credit card has no annual fee.

With the BMO® AIR MILES® Mastercard®*, you get 3x the Miles for every $25 spent at participating AIR MILES Partners.

Plus, you earn 2X miles for every $25 you spend at any eligible grocery store, wholesale club (warehouse like Costco) and liquor retailer*.

For everything else, you earn 1 AIR MILES for every $25 in purchases.

Alternative Cards

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