WestJet RBC® World Elite Mastercard‡

Welcome Bonus
Up to 70,000 WestJet Points
Ends Nov 4, 2026
  • Earn WestJet points on your purchases
  • Premium Insurance
  • Accepted at Costco
Annual Fee
$139
Interest rates
Purchase Rates
20.99%
Cash Advance Rates
22.99%
21.99% (QC)
Balance Transfer Rates
22.99%
21.99% (QC)
WestJet RBC World Elite Mastercard
WestJet RBC® World Elite Mastercard‡
Up to 70,000 WestJet Points
Ends Nov 4, 2026
Apply Now

Offer

Welcome Offer: Get up to 70,000 WestJet points1

  • 30,000 WestJet points as a welcome bonus with your first purchase
  • 30,000 WestJet points when you charge at least $5,000 in eligible purchases to your card within the first three months
  • 10,000 additional WestJet points after your credit card account's first anniversary

Benefits of the WestJet World Elite Mastercard‡ RBC®

  • Check your first bag for free for the primary cardholder and up to 8 guests on the same reservation when you pay with your WestJet RBC World Elite Mastercard4
  • Cardholders can now achieve Silver, Gold and even Platinum Status with a Status Lift up to 50 times per year – you’ll earn 200 CAD in tier qualifying spend for every $5,000 in purchases on your card11
  • Receive a World Elite Companion Voucher starting from $119 CAD (plus taxes, fees, surcharges and other ATC) when you spend a minimum of $5,000 annually on your card5, or choose to exchange it for one of the following:
    • A 30% flight discount for one traveller8
    • A $200 credit towards a WestJet Vacations package or Sunwing Vacations package9
    • Two airport lounge passes10

WestJet Points earned with the WestJet RBC World Elite Mastercard

  • Earn 2 points for every dollar you spend on WestJet flights, WestJet Vacations, and Sunwing Vacations2
  • Earn 2 points for every dollar you spend at grocery stores and on transportation including gas, EV charging, public transit and rideshare3
  • Earn 1.5 points for every dollar you spend on all other everyday purchases2
  • WestJet points can now be redeemed to cover taxes, fees and surcharges7
  • No blackout periods.
  • You can truly relax while you’re travelling with comprehensive coverage, now including Trip Cancellation insurance16.

Save at Petro-Canada
Save 3¢/L on gas and earn 20% more Petro-Points when you pay with a linked RBC card.13

Earn more Be Well points at Rexall
Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC credit card.14

Enjoy unlimited $0 delivery fees with DoorDash
Get a complimentary DashPass subscription from DoorDash for up to 12 months and enjoy unlimited deliveries from qualifying restaurants you love. Enjoy $0 delivery fees on orders of $15+ when you pay with an eligible RBC credit card15.

Enjoy airport lounges worldwide
Your WestJet RBC World Elite Mastercard entitles you to membership in the Mastercard Travel Pass Program provided by DragonPass.12 This program offers access to more than 1,300 airport lounges globally, plus valuable airport dining and spa offers. Download the Mastercard Travel Pass app and register at mastercardtravelpass.dragonpass.com

You can truly relax while you’re travelling with comprehensive coverage, now including Trip Cancellation insurance16.

  • Mobile Device Insurance16
  • Trip Cancellation Insurance16
  • Out-of-Province/Country Emergency Medical Insurance16
  • Trip Interruption Insurance16
  • Flight Delay Insurance16
  • Travel Accident Insurance16
  • Auto Rental Collision/Loss Damage Waiver Insurance16
  • Delayed Baggage Insurance16
  • Hotel/Motel Burglary Insurance16
  • Purchase Security and Extended Warranty Insurance16

Please refer to your Certificate of Insurance for detailed coverage information or contact us at 1-800-533-2778 if you have any specific questions in mind.

Card Awards

Fees & Conditions

Personal Income $80,000
Household Income $150,000
Annual Fee $139
First Additional Card $59
Other Additional Card $59
Foreign Transaction Fee 2.5%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Offer ends on Nov 4, 2026
Welcome Bonus amount Up to 70,000 WestJet Points
Minimum Spending Required $5,000
Minimum Spending Timeframe (Months) 3 month(s)
Costco

Earnings

Per dollar of purchases

All Spending 1.5 WestJet Points
Groceries 2 WestJet Points
Gas 2 WestJet Points
Dining and Food delivery 1.5 WestJet Points
Convenience Stores 1.5 WestJet Points
Drugstores 1.5 WestJet Points
Local Transport 2 WestJet Points
Travel 1.5 WestJet Points
Entertainment 1.5 WestJet Points
Recurring Payments 1.5 WestJet Points
Telecom/Internet 1.5 WestJet Points
Streaming services 1.5 WestJet Points
Online transactions 1.5 WestJet Points
Office Supplies 1.5 WestJet Points

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
15 day(s)
Travel medical insurance up to 64 years old
15 day(s)
Travel medical insurance 65+
3 day(s)
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$5,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.*

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection
Insurance Document

Our review

With the WestJet RBC® World Elite Mastercard, you can earn up to 70,000 WestJet points as a welcome bonus:

  • 30,000 WestJet points as a welcome bonus with your first purchase
  • 30,000 WestJet points when you charge at least $5,000 in eligible purchases to your card within the first three months
  • 10,000 additional WestJet points after your credit card account’s first anniversary

The offer ends on November 4, 2026.

An annual companion voucher from $119
Charge at least $5,000 in purchases to your card each year and you receive a World Elite Companion Voucher for a round-trip flight, starting at a $119 base fare, plus taxes, fees, surcharges and other air transportation charges. You can exchange it instead for a 30% flight discount for one traveller, a $200 credit towards a WestJet Vacations or Sunwing Vacations package, or airport lounge passes. The exact number of lounge passes granted is to be verified against the RBC terms in force.

A free first checked bag for up to nine people
The first checked bag is free for the primary cardholder and up to 8 guests on the same reservation, on WestJet flights. For a family of four, that is four bags on every leg.

Status Lift: $200 in tier qualifying spend per $5,000
Your everyday purchases move you towards Silver, Gold and even Platinum status. You earn $200 in tier qualifying spend for every $5,000 in purchases charged to the card, up to 50 times per year.

  • 2 points per dollar on WestJet flights, WestJet Vacations and Sunwing Vacations packages
  • 2 points per dollar at grocery stores and on transportation, including gas, EV charging, public transit and rideshare
  • 1.5 points per dollar on all other everyday purchases

The annual fee is $139, plus $59 per additional card.

Finally, you benefit from extensive insurance coverage: out-of-province or out-of-country emergency medical insurance, travel accident insurance, trip cancellation and trip interruption insurance, flight delay and delayed baggage insurance, hotel or motel burglary insurance, rental vehicle collision and damage insurance.

Frequently Asked Questions

  • Are there any benefits to WestJet flights?

    Yes, free check-in for the first bag and an annual travel companion voucher.

  • What are the card annual fees?

    $139 for the primary card, $59 for additional cards.

  • Does the card offer travel insurance benefits?

    Yes, it includes various travel and purchase insurances.

  • Can I use the card at Costco?

    Yes, you can use this Mastercard at Costco.

  • What are the interest rates associated with the card?

    20.99% on purchases, 22.99% on cash advances, and 22.99% on balance transfers.

  • Is the WestJet RBC® World Elite Mastercard‡ worth it?

    It is worth it if you fly WestJet at least twice a year or travel as a family. The $139 annual fee is usually covered by a single round trip booked with the companion voucher, whose base fare starts at $119 in North America excluding Hawaii. Add the free first checked bag for the cardholder and up to 8 guests on the same reservation, and 2 points per dollar at grocery stores and on transportation. If you fly WestJet once a year or less and never check a bag, the $39 WestJet RBC® Mastercard is the better fit.

  • What are the WestJet Mastercard‡ benefits?

    The main benefits of the WestJet RBC® World Elite Mastercard are: an annual companion voucher from a $119 base fare, a free first checked bag for the cardholder and up to 8 guests on the same reservation, Status Lift which credits $200 in tier qualifying spend per $5,000 charged to the card up to 50 times per year, 2 points per dollar on WestJet flights and WestJet or Sunwing vacation packages, 2 points per dollar at grocery stores and on transportation, 1.5 points per dollar on all other everyday purchases, and a travel insurance package. The entry-level WestJet RBC® Mastercard carries a lighter version: a companion voucher from $199 and no free checked bag.

  • What travel privileges does the card include?

    The card entitles you to membership in the Mastercard Travel Pass program provided by DragonPass, which covers more than 1,300 airport lounges worldwide. The exact number of complimentary visits attached to the card is to be verified against the RBC terms in force. The travel privileges also include out-of-province and out-of-country emergency medical insurance, trip cancellation and trip interruption insurance, flight delay and delayed baggage insurance, travel accident insurance and auto rental collision coverage. Coverage amounts and durations are listed on this page and detailed in your certificate of insurance.

  • How do you earn the 70,000-point welcome bonus?

    The bonus comes in three instalments: 30,000 WestJet points on your first purchase, 30,000 WestJet points once you charge at least $5,000 in eligible purchases to the card within the first three months, and 10,000 WestJet points on the first anniversary of your credit card account. Your application must be approved by Royal Bank on or before November 4, 2026. Cash advances, balance transfers, interest and fees do not count toward the $5,000.

  • Does the free checked bag apply to your travel companions?

    Yes, and this is the card’s strongest family argument. The free first checked bag applies to the primary cardholder and up to 8 guests travelling on the same reservation, on WestJet flights. The $39 WestJet RBC® Mastercard does not include this benefit at all.

Alternative Cards

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