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Discover the top PC Financial credit cards that offer exceptional rewards and benefits. From cash back on groceries to travel perks, these cards provide valuable options for savvy consumers seeking to maximize their financial advantages. Explore the best choices tailored to your spending habits and lifestyle.
Here are the PC Optimum credit cards offered by PC Financial and alternative credit cards.
The Scotiabank Gold American Express® Card offers an excellent welcome bonus.
Until July 1, 2026, you can get up to 45,000 Scene+ points as a bonus, distributed as follows:
This represents a value of up to $450 for travel (including Airbnb).
With the Scotiabank Gold American Express® Card, you earn 6 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
Also, you earn 5 points per dollar for:
And 3 points per dollar on gas, transit and streaming services purchases.
You can redeem your points on travel purchases (flights, hotels, all-inclusive and even Airbnb). You can also use your points as cash back rewards with Scene+.
The Scotiabank Gold American Express® Card also offers no foreign currency transaction fees, excellent travel and purchase insurance, concierge service and exclusive American Express benefits such as the Front of the Line program.
With this welcome offer for the Scotiabank Passport Visa Infinite Card, you get up to 60,000 bonus Scene+ points (a $600 value):
Then, each year, if you make at least $40,000 in purchases on the card, you’ll earn an annual bonus of at least 10,000 points, a value of $100.
With the Scotiabank Passport Visa Infinite Card, you earn 3 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
You’ll also earn 2 points for every dollar you spend, including on foreign purchases, in the following categories:
The Scotiabank Visa Infinite Passport is an excellent Visa credit card for this type of purchase.
These points can be used against any travel purchase at the rate of 1,000 points = $10 (flights, hotels, all-inclusives and even Airbnb). You can also redeem your points for cash back at Scene+, for example, at your local grocery store checkout at the same rate of 1,000 points = $10.
The Scotiabank Visa Infinite Passport also offers :
We have named this credit card the Best Credit Card with No Foreign Transaction Fees in 2024, 2025, and 2026.
Are you looking for a Scene+ credit card with no annual fee? The Scotiabank® Scene+™ Visa* Card is ideal for students or those who do not wish to pay annual fees.
For a limited time, you can get up to 10,000 Scene+ points after spending $1,000 in the first three months. This is enough to give you $100 towards travel or your grocery purchases.
With the Scotiabank® Scene+™ Visa* Card, you get 2 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà par IGA, Voilà by Safeway, Chalo! grocery stores. FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
You’ll also earn 2 points for every dollar you spend at Home Hardware stores!
And you get 1 point Scene+ on all your other purchases.
It’s a great Visa credit card with no annual fee to get Scene+ points.
With PC Optimum, every purchase is an opportunity:
Increase your earnings by up to 10% in points by combining your PC Mastercard with the PC Optimum program.
Here are frequently asked questions in the milesopedia community about credit cards in Canada.
No, President’s Choice Financial credit cards do not have an annual fee.
The interest rates for President’s Choice Financial credit cards are as follows:
The best alternatives to the President’s Choice Financial credit cards are the Scene+ credit cards offered by Scotiabank.
Indeed, Scene+ is PC Optimum’s competitor program. Scene+ credit cards offer more flexibility than President’s Choice Financial Mastercard credit cards.
President’s Choice Financial Mastercard credit cards are part of the PC Optimum Rewards program.
As a result, you can earn PC Optimum points on every purchase made with President’s Choice Financial credit cards.
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