With this welcome offer for the Scotia Passport Visa Infinite Card, you can earn up to 35,000 Scene+ points:

• 25,000 Scene+ points with total purchases of $1,000 or more in the first three months (value of 250 $)
• 10,000 additional points with $40,000 in purchases during the first year with the card (value of 100 $)

By subscribing to the RBC Avion Visa Infinite Card, you currently get 35,000 Avion points, worth up to $750:

• 35,000 Avion points upon approval (no minimum purchase) (value of $525)

With the Scotia Passport Visa Infinite Card, you earn 3 Scene+ points per dollar (or 3%) for purchases at:

• IGA
• Rachelle Béry
• Les Marchés Tradition
• Voià by IGA / Safeway / Sobeys
• Sobeys and Safeway
• Foodland and Thrifty Foods
• FreshCo and Chalo! FreshCo

Then you earn :

• 2 Scene+ points / $1 purchase at restaurants, entertainment, grocery stores and travel (2%)
• 2 Scene+ points / $1 purchase in restaurants, entertainment, grocery stores and travel outside Canada (2%)
• 1 Scene+ point / $1 purchase remainder (1%)

The RBC Avion Visa Infinite Card, has a rate of 1.25 Avion points / $1 spent, for travel purchases charged to the card:

“Travel” expenses include the following:

• Airline ;
• Hotel ;
• Tour operator, cruise line or travel agency;
• Car rental company.

This has a value of 1.25%.

After that, you earn 1 point per dollar for all other purchases. This is a 1% value.

Scene+ points and travel:

You can apply them to travel purchases in two ways, thanks to the fixed redemption rate where 10,000 points = $100 credit:

• Redeem points directly when booking travel with Scene+ Travel, administered by Expedia.
• Make your own travel arrangements and use your points to pay off the balance on the card

It also lets you apply your points to everyday purchases.

You can redeem 1,000 Scene+ points for a $10 discount at the IGA/Sobeys checkout.

Points can also be used to purchase gift cards on the Scotiabank/Scene+ website, from 1,000 to 1,400 points for a $10 discount.

Scene+ points can also be redeemed:

• 500 points for a $5 discount at selected restaurants (Harvey’s, Swiss Chalet, etc.);
• 100 points for $1 off movie tickets at Cineplex;
• 500 points for $5 off food and beverages at Cineplex, Rec Room and tokens for Playdium ;
• At least 3,000 points for an account credit of between $6.67 and $8 on any card charge.

With the RBC Avion Visa Infinite Card, you can apply your points to travel purchases.

The redemption rate is:

• 100 points = $1 for purchases of your choice made on the Avion Rewards site, for hotels, airline tickets, cruises, car rentals, etc.

Avion Rewards acts as a travel agency when purchasing an airline ticket. There are no blackout periods or reservations imposed, even in high season. Here is the fixed number of points required for a flight reservation:

So this equates to about 2 cents per point ($350 divided by 15,000 points) on average.

Or you can use your points for something else:

• 12,000 points for $100 (0.83 cent per point) on a contribution to an RRSP, TFSA, line of credit or mortgage;
• 12,000 to 14,000 points for a $100 gift card (0.71 to 0.83 cents per point) ;
• Make a donation (1 cent per point) ;
• 4,300 points = $25 (0.58 cent per point) you can apply an account credit to everyday purchases.

The Scotia Passport Visa Infinite Card has an annual fee of $150.

And if you have a Scotiabank Ultimate Plan, you’ll get the annual fee waived. Learn more about this here.

The RBC Avion Visa Infinite Card has an annual fee of $120.

The Scotia Passport Visa Infinite Card requires:

• $60,000 (individual income)
• or $100,000 (household income)

The RBC Avion Visa Infinite Card requires:

• 60,000 individual income ;
• or $100,000 household income.

The Scotia Passport Visa Infinite Card offers various insurances. The certificate of insurance can be found here:

The RBC Avion Visa Infinite Card offers various insurances and its insurance certificate can be found here:

The Scotia Passport Visa Infinite Card offers various benefits:

• No conversion fees for purchases in foreign currencies;
• 2 points/$1 spent abroad at restaurants, for entertainment, groceries and travel ;
• Six complimentary visits to VIP airport lounges per year;
• Earn double Scene+ points with your Scene+ membership card at their partners;
• Exclusive benefits for Visa Infinite cardholders.

In addition to the above benefits, the RBC Avion Visa Infinite Card offers other advantages:

• Savings of 3 cents per liter and 20% more Petro-Points and Avion points at Petro-Canada ;
• Link this card to get 50 Be Well points / $1 at Rexall ;
• Free 12-month subscription to Doordash DashPass ;
• Free deliveries with Doordash on orders of $15 or more when paid with this card;
• Tons of points offers and discounts at various retailers with RBC offers;
• Avion points can be transferred to :
  • WestJet Rewards
  • American Airlines
  • British Airways
  • Asia Miles
  • Hudson’s Bay Reward Points
• Exclusive benefits for Visa Infinite cardholders.