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Transfer your credit card balance of $100 or more - Get 0% interest for up to 10 months with a 1% transfer fee† (balance transfer fee does not apply for Quebec residents) and a two year annual fee rebate†
Check full offer details below†:
Once you take advantage of this offer, you will have a promotional rate balance on your account. As a result, you will lose your interest-free grace period on new purchases unless you pay your amount due, including any promotional rate balances, in full each month. While you will enjoy the promotional rate on the balances you transfer by using this offer, new purchases will be subject to the purchase interest rate.
Balance transfers of amounts less than $100 are not eligible for this promotional balance transfer offer and will be subject to the regular interest rate for Cash Advances applicable to your account.
Save over $600 with CIBC and Skip
Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Select Visa Card with Skip†.
Save on gas with CIBC and Journie Rewards
Link and use your CIBC Select Visa Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†
This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.
The CIBC Select Visa Card* is one of the best Visa credit cards in Canada for balance transfers.
With this exclusive digital offer for this CIBC balance transfer credit card, you get:
You only pay a 1% balance transfer fee when transferring a balance from another credit card (balance transfer fees do not apply to Quebec residents). Once the promotional period ends, the card’s standard interest rate of 13.99% applies to any remaining balance. This interest rate is lower than those charged by many other credit cards.
For example, you could make large purchases on another credit card (such as renovations or furniture and appliance purchases) and then transfer the balance to the CIBC Select Visa Card to benefit from its 0% interest rate on balance transfers for 10 months.
CIBC Select Visa Card* cardholders can also save on gas through the card’s partnership with Journie Rewards, which allows them to save up to 10 cents per litre at participating gas stations.
The CIBC Select Visa Card* has a $29 annual fee (refunded for the first two years) and requires a minimum household income of $15,000 to qualify. With CIBC mobile banking and online banking services, you can easily track your credit limit and balance transfers from your phone or by signing in online.
Yes, the CIBC Select Visa* Card has annual fees. However, depending on promotions, expenses may be reimbursed.
Find out more about CIBC.
Here are the interest rates for the CIBC Select Visa* Card:
Yes, by linking your CIBC Select Visa* Card to Journie Rewards, you can save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar, and Chevron gas stations.
The CIBC Select Visa* Card offers a 0% interest rate on balance transfers for up to 10 months. You’ll only pay a 1% fee when you transfer your balance from another credit card.
Once the 10-month promotional period is over, a standard interest rate of 13.99% will apply to any remaining balance.
You can make large purchases on another credit card and then transfer your balance to the CIBC Select Visa* Card to benefit from 0% interest on balance transfers for 10 months.
Yes, users of this card can save on gas thanks to our partnership with Journie Rewards, which offers savings of up to 10 cents per liter at participating service stations.
The CIBC Select Visa* Card has an annual fee of $29, with a two-year annual fee rebate.
To qualify, you must have an annual family income of at least $15,000.
You can transfer up to 50% of your credit limit. If you maintain a balance and make your minimum payments on time, this transfer could save you money on interest charges.
You will lose your interest-free period and grace period on new purchases unless you pay the amount due each month, including any promotional rate balance.
When you complete your online application, check the box to indicate that you chose the balance transfer option. After taking advantage of this offer, you’ll have a promotional interest-rate balance in your account.
Link your CIBC Select Visa* Card to Journie Rewards and use it at participating Pioneer, Fas Gas, Ultramar, and Chevron gas stations to save up to 10 cents per litre.
A balance transfer is a financial transaction where you transfer the balance from one credit card to another, often to benefit from a lower interest rate on the transferred balance. With the CIBC Select Visa* Card, you can benefit from a 0% interest rate for up to 10 months on transferred balances, for a fee of 1%.
You can pay your CIBC Select Visa* Card balance in a number of ways, including online via CIBC Mobile Banking, by pre-authorized debit from a savings or current account, or by visiting a CIBC branch to make a payment in person.
Yes, it is generally possible to withdraw money with a credit card, an operation often referred to as a “cash advance.” However, it’s important to note that cash advances are often subject to high interest rates and additional fees. We therefore recommend that you read the terms and conditions of your credit card carefully before making such a transaction.
This is a digital-exclusive offer.† To be eligible for this offer, you must apply for a new eligible card using the “Apply Now” link available on this webpage.†
† Terms and conditions apply. Click on Apply Now to learn more.
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