CIBC Smart™ Account

Special Offer

Earn up to a $600 cash bonus*

Account Type

Chequing account

Public

Consumers

Monthly Fee

$16.95

no monthly fee if you maintain a minimum balance of $3,000

Offer

Flexible monthly fee from $0 to $16.95
No monthly fee with a minimum daily balance of $4,000
Fee reduction of $6.95 for seniors (65 and over)
Monthly fee based on number of transactions
- $0 for minimum balance reached
- $6.95 up to 12 operations
- $1.25 per transaction from 13 to 20 transactions
- $16.95 for unlimited transactions
Free Interac e-Transfer® transactions
One free withdrawal per month at a non-CIBC bank ATM in Canada
Visa Debit for online purchases and applications

Fees

Account Name CIBC Smart™ Account

Public Consumers

Special Offer Earn up to a $600 cash bonus*

Monthly Fee $16.95

Monthly Fee Waiver (Min. Amount) $3,000

Monthly Fee Waiver (Details) no monthly fee if you maintain a minimum balance of $3,000

Unlimited Transactions

eStatement

Statement by mail $2.25

ATM Fee (Institution) $0

Insufficient fund fee $5

Bank draft cost $7.50

Overdraft interest 21%

Interac e-Transfer Unlimited

Our review

Discover the CIBC Smart Account, designed to fit your needs.

Enjoy flexible monthly fees from $0 to $16.95 and no monthly fees with a minimum daily balance of $4,000. Seniors (65 and over) receive an additional discount of $6.95.

Make your transactions free of charge with unlimited Interac e-Transfers and enjoy one free withdrawal per month at a non-CIBC bank machine in Canada. Use your account for online purchases with Visa Debit.