CIBC Smart™ Account

Special Offer
Earn up to a $600 cash bonus*
Account Type
Chequing account
Public
Consumers
Monthly Fee
$16.95
no monthly fee if you maintain a minimum balance of $3,000
cibc new logo
CIBC Smart™ Account
Earn up to a $600 cash bonus*
Apply Now

Offer

  • Flexible monthly fee from $0 to $16.95
  • No monthly fee with a minimum daily balance of $4,000
  • Fee reduction of $6.95 for seniors (65 and over)
  • Monthly fee based on number of transactions
    • $0 for minimum balance reached
    • $6.95 up to 12 operations
    • $1.25 per transaction from 13 to 20 transactions
    • $16.95 for unlimited transactions
  • Free Interac e-Transfer® transactions
  • One free withdrawal per month at a non-CIBC bank ATM in Canada
  • Visa Debit for online purchases and applications

Fees

Public Consumers
Special Offer Earn up to a $600 cash bonus*
Monthly Fee $16.95
Monthly Fee Waiver (Min. Amount) $3,000
Monthly Fee Waiver (Details) no monthly fee if you maintain a minimum balance of $3,000
Unlimited Transactions
eStatement
Statement by mail $2.25
ATM Fee (Institution) $0
Insufficient fund fee $5
Bank draft cost $7.50
Overdraft interest 21%
Interac e-Transfer Unlimited

Our review

Discover the CIBC Smart Account, designed to fit your needs.

Enjoy flexible monthly fees from $0 to $16.95 and no monthly fees with a minimum daily balance of $4,000. Seniors (65 and over) receive an additional discount of $6.95.

Make your transactions free of charge with unlimited Interac e-Transfers and enjoy one free withdrawal per month at a non-CIBC bank machine in Canada. Use your account for online purchases with Visa Debit.

Alternative bank accounts

Alternative Cards

Receive our newsletter every week!

Savings are here (if you don’t see the sign-up form, please click here):

Milesopedia