CIBC Smart™ Account

Special Offer
Earn up to a $600 cash bonus*
Account Type
Chequing Account
Public
General public
Monthly Fee
$16.95
no monthly fee if you maintain a minimum balance of $3,000

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CIBC Smart™ Account
Earn up to a $600 cash bonus*
Apply Now

Offer

  • Flexible monthly fee from $0 to $16.95
  • No monthly fee with a minimum daily balance of $4,000
  • Fee reduction of $6.95 for seniors (65 and over)
  • Monthly fee based on number of transactions
    • $0 for minimum balance reached
    • $6.95 up to 12 operations
    • $1.25 per transaction from 13 to 20 transactions
    • $16.95 for unlimited transactions
  • Free Interac e-Transfer® transactions
  • One free withdrawal per month at a non-CIBC bank ATM in Canada
  • Visa Debit for online purchases and applications

Fees

Public General public
Special Offer Earn up to a $600 cash bonus*
Monthly Fee $16.95
Monthly Fee Waiver (Min. Amount) $3,000
Monthly Fee Waiver (Details) no monthly fee if you maintain a minimum balance of $3,000
Unlimited Transactions
eStatement
Statement by mail $2.25
ATM Fee (Institution) $0
Insufficient fund fee $5
Bank draft cost $7.50
Overdraft interest 21%
Interac e-Transfer Unlimited

Our review

Discover the CIBC Smart Account, designed to fit your needs.

Enjoy flexible monthly fees from $0 to $16.95 and no monthly fees with a minimum daily balance of $4,000. Seniors (65 and over) receive an additional discount of $6.95.

Make your transactions free of charge with unlimited Interac e-Transfers and enjoy one free withdrawal per month at a non-CIBC bank machine in Canada. Use your account for online purchases with Visa Debit.

Alternative bank accounts

Alternative Cards