PC® World Mastercard®

Welcome Bonus
20,000 Points
  • No annual fee
  • Accepted at Costco
Annual Fee
$0
Interest rates
Purchase Rates
21.99%
Cash Advance Rates
22.97%
21.97% (QC)
Balance Transfer Rates
pc world mastercard
PC® World Mastercard®
20,000 Points

Offer

  • Earn 20,000 PC Optimum points when you apply for the no annual fee PC World Elite Mastercard and make your first purchase with your new card
  • 35 PC Optimum points per dollar spent at Shoppers Drug Mart
  • 30 PC Optimum points per litre of gas at Esso and Mobil
  • 20 PC Optimum points per dollar spent at Loblaws and Joe Fresh stores
  • 10 PC Optimum points per dollar of purchases everywhere else

Fees & Conditions

Personal Income $50,000
Household Income $80,000
Annual Fee $0
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 21.99%
Cash Advance Rates 22.97%
Cash Advance Rate (QC) 21.97%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Welcome Bonus amount 20,000 Points
Costco

Earnings

Per dollar of purchases

All Spending 10 Points
Groceries 20 Points
Gas 10 Points
Dining and Food delivery 10 Points
Convenience Stores 10 Points
Drugstores 35 Points
Local Transport 10 Points
Travel 10 Points
Entertainment 10 Points
Recurring Payments 10 Points
Telecom/Internet 10 Points
Streaming services 10 Points
Online transactions 10 Points
Office Supplies 10 Points

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection

Our review

With the PC World Mastercard, you earn:

  • 35 PC Optimum points per dollar spent at Shoppers Drug Mart
  • 30 PC Optimum points per litre of gas at Esso and Mobil
  • 20 PC Optimum points per dollar spent at Loblaws and Joe Fresh stores
  • 10 PC Optimum points per dollar of purchases everywhere else

This means you earn between 1% and 3.5% on your purchases made at PC Optimum stores. You can then use your PC Optimum points for rebates at the checkout of these PC Optimum stores.

Furthermore, this card has no annual fees.

Alternative Cards

3.5

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