-
No annual fee
-
Accepted at Costco
-
- 45 PC Optimum points / $ at Shoppers Drug Mart
- 30 PC Optimum points / $ at Loblaw stores
- 30 PC Optimum points / $ from PC Travel
- 30 PC Optimum points / liter of gas at Esso / Mobil
- 10 PC Optimum points / $ everywhere else
Annual Fee
- Primary card $0
- Additional card $0
Annual Income Required
- Individual $80,000
- Household $150,000
Interest Rates
-
Purchase Rates
20.97 %
-
Cash Advance Rates
22.97 %
-
Balance Transfer Rates
—
Earning Rate
- Drugstores45Points
- Groceries30Points
- All Spending10Points
Advantages
- Annual Credit
- VIP Lounges
Travel Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
31 day(s)
Hotel/Motel Burglary Insurance
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-
No annual fee
-
Accepted at Costco
-
- 35 PC Optimum points / $ at Shoppers Drug Mart
- 20 PC Optimum points / $ at Loblaw stores
- 20 PC Optimum points / $ from PC Travel
- 30 PC Optimum points / liter of gas at Esso / Mobil
- 10 PC Optimum points / $ everywhere else
Annual Fee
- Primary card $0
- Additional card $0
Annual Income Required
- Individual $60,000
- Household $100,000
Interest Rates
-
Purchase Rates
20.97 %
-
Cash Advance Rates
22.97 %
-
Balance Transfer Rates
—
Earning Rate
- Drugstores35Points
- Groceries20Points
- All Spending10Points
Advantages
- Annual Credit
- VIP Lounges
Travel Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
{"main":{"value":"","welcome_bonus":"No Welcome Offer","estimated_value":0,"mc_welcome_bonus_amount":"","minimum_spending":"","minimum_spending_timeframe_months":"","best_for":[{"term_id":785,"name":"Grocery stores","slug":"grocery","term_group":0,"term_taxonomy_id":785,"taxonomy":"mc_best_for","description":"","parent":0,"count":64,"filter":"raw","term_order":"0"},{"term_id":787,"name":"Drugstores","slug":"drugstores","term_group":0,"term_taxonomy_id":787,"taxonomy":"mc_best_for","description":"","parent":0,"count":16,"filter":"raw","term_order":"0"},{"term_id":786,"name":"Gas stations","slug":"gas","term_group":0,"term_taxonomy_id":786,"taxonomy":"mc_best_for","description":"","parent":0,"count":47,"filter":"raw","term_order":"0"}],"annual_fee":"0.00","first_year_fee":false,"loyalty_slug":"optimum-en","card_slug":"pc-financial-world-mastercard"},"advantages":{"has_lounge_access":false,"rewards_type":[{"term_id":694,"name":"Cash Back","slug":"cash-back","term_group":0,"term_taxonomy_id":694,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":78,"filter":"raw","term_order":"0"}],"loyalty_program":{"term_id":751,"name":"Optimum","slug":"optimum-en","term_group":0,"term_taxonomy_id":751,"taxonomy":"mc_loyalty_program","description":"","parent":0,"count":3,"filter":"raw","term_order":"0"},"rewards_groceries":"20","rewards_gas_stations":"10","rewards_restaurants":"10","rewards_travel":"10","rewards_recurring_payments":"10","rewards_allspending":"10","annual_credit":"","vip_salon":"","nexus_membership":"","travel_benefits":"","other_advantages":""},"fees":{"mc_first_add_card_fee":"$0","mc_foreign_fee":"2.5%","mc_purchase_rates":"20.97%","mc_cash_advance_rates":"22.97%","mc_balance_transfer_rates":"","mc_purchase_rate_qc":"","mc_cash_advance_rate_qc":"","mc_balance_transfer_rates_qc":""},"insurance":{"mc_common_travel_accident_insurance":false,"mc_trip_cancellation_insurance":false,"mc_trip_interruption_insurance":false,"mc_medical_travel_insurance":false,"mc_flight_delay_insurance":false,"mc_delayed_baggage_insurance":false,"mc_lost_baggage_insurance":false,"mc_auto_rental_loss":false,"mc_hotel_burglary_insurance":false,"mc_mobile_device_insurance":false,"mc_purchase_protection":true,"mc_extended_warranty":true}}
-
No annual fee
-
Accepted at Costco
-
- 25 PC Optimum points / $ at Shoppers Drug Mart
- 10 PC Optimum points / $ at Loblaw stores
- 20 PC Optimum points / $ from PC Travel
- 30 PC Optimum points / liter of gas at Esso / Mobil
- 10 PC Optimum points / $ everywhere else
Annual Fee
- Primary card $0
- Additional card $0
Annual Income Required
- Individual $0
- Household $0
Interest Rates
-
Purchase Rates
20.97 %
-
Cash Advance Rates
22.97 %
-
Balance Transfer Rates
—
Earning Rate
- Drugstores25Points
- All Spending10Points
- Groceries10Points
Advantages
- Annual Credit
- VIP Lounges
Travel Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
{"main":{"value":"","welcome_bonus":"No Welcome Offer","estimated_value":0,"mc_welcome_bonus_amount":"","minimum_spending":"","minimum_spending_timeframe_months":"","best_for":[{"term_id":785,"name":"Grocery stores","slug":"grocery","term_group":0,"term_taxonomy_id":785,"taxonomy":"mc_best_for","description":"","parent":0,"count":64,"filter":"raw","term_order":"0"},{"term_id":787,"name":"Drugstores","slug":"drugstores","term_group":0,"term_taxonomy_id":787,"taxonomy":"mc_best_for","description":"","parent":0,"count":16,"filter":"raw","term_order":"0"},{"term_id":786,"name":"Gas stations","slug":"gas","term_group":0,"term_taxonomy_id":786,"taxonomy":"mc_best_for","description":"","parent":0,"count":47,"filter":"raw","term_order":"0"}],"annual_fee":"0.00","first_year_fee":false,"loyalty_slug":"optimum-en","card_slug":"pc-financial-mastercard"},"advantages":{"has_lounge_access":false,"rewards_type":[{"term_id":694,"name":"Cash Back","slug":"cash-back","term_group":0,"term_taxonomy_id":694,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":78,"filter":"raw","term_order":"0"}],"loyalty_program":{"term_id":751,"name":"Optimum","slug":"optimum-en","term_group":0,"term_taxonomy_id":751,"taxonomy":"mc_loyalty_program","description":"","parent":0,"count":3,"filter":"raw","term_order":"0"},"rewards_groceries":"10","rewards_gas_stations":"10","rewards_restaurants":"10","rewards_travel":"10","rewards_recurring_payments":"10","rewards_allspending":"10","annual_credit":"","vip_salon":"","nexus_membership":"","travel_benefits":"","other_advantages":""},"fees":{"mc_first_add_card_fee":"$0","mc_foreign_fee":"2.5%","mc_purchase_rates":"20.97%","mc_cash_advance_rates":"22.97%","mc_balance_transfer_rates":"","mc_purchase_rate_qc":"","mc_cash_advance_rate_qc":"","mc_balance_transfer_rates_qc":""},"insurance":{"mc_common_travel_accident_insurance":false,"mc_trip_cancellation_insurance":false,"mc_trip_interruption_insurance":false,"mc_medical_travel_insurance":false,"mc_flight_delay_insurance":false,"mc_delayed_baggage_insurance":false,"mc_lost_baggage_insurance":false,"mc_auto_rental_loss":false,"mc_hotel_burglary_insurance":false,"mc_mobile_device_insurance":false,"mc_purchase_protection":true,"mc_extended_warranty":true}}
