Testimonial: the American West and Honolulu with points & miles

Updated May 8, 2026
Fact checked by
Jean-Maximilien Voisine
Jean-Maximilien Voisine Jean-Maximilien Voisine
Jean-Maximilien Voisine is the President and Founder of Milesopedia and a leading expert in rewards programs, credit cards, and travel across Canada, France, and the U.S.A. Now 40 years old and a father of two, he has explored more than 100 countries—many of them alongside his wife Audrey and their children. Specializing in loyalty programs such as Aeroplan, Flying Blue, American Express Membership Rewards, and Marriott Bonvoy, Jean-Maximilien helps travellers unlock the full potential of their points and benefits. His mission: empower others to travel better and smarter across North America and Europe.
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Testimonial: the American West and Honolulu with points & miles - IMG 0910
To the point Find out how Melanie used points & miles from different programs to save 90% on her trip to the American West and Honolulu!

Since 2015, we’ve written a lot of articles on milesopedia about points & miles: how to earn them and most importantly… how to use them the best way! We are always happy when readers take a few minutes to tell us about their experience!

A trip to the American West and Honolulu with points & miles

Melanie L. has been a milesopedia reader for years, and is a regular contributor to the“Travel for free (or almost free…!) with your points & miles” Facebook group.

Foreword: Melanie’s knowledge

Here is her “postcard” that she sent us:

As is often the case, our readers find us after having browsed many English-speaking sites – mostly American – and are very happy to discover the only serious French-speaking source of information on loyalty programs, adapted to Canadians!

image 1
San Francisco – Credit: Melanie

Melanie’s goal: hotel nights

Melanie decided to focus on hotel points.

When you see the savings you can make with points, especially on hotel stays… you can’t do without them!

Melanie has done her lessons: she has set a clear goal and is sticking to it! And his strategy is perfect: it is often said that a hotel room can accommodate 1,2,3 – 4 people… while an airplane seat cannot!

It was therefore relevant here to focus on the accumulation of hotel points in the various chains easily accessible to Canadians: Marriott Bonvoy and Best Western Rewards.

image
Hawaii – Credit: Mélanie

Credit cards underwritten: Melanie’s game plan

Melanie and her friend already had cards that they were able to take advantage of the last benefits they had to offer:

Next, Melanie and her friend tackled the subscriptions for several cards.

Best Western Rewards

The Best Western Rewards MasterCard is probably the easiest credit card to obtain in Canada and the bonus is easily unlocked: only one purchase is required!

What’s more, this card is free! This is how Melanie and her friend were able to accumulate many Best Western points… for free!

image 3
Las Vegas – Credit: Melanie

Marriott Bonvoy

Next, Melanie and her friend tackled the accumulation of starpoints (now Marriott Bonvoy points) via American Express Marriott Bonvoy cards.

Melanie made perfect use of the sponsorship system then present on these cards. Now, sponsorship is made a bit complicated on the American Express side which requires spending $3,000 for the same welcome bonus unlike the offer we are proposing which only requires spending $1,500.

Membership Rewards points transferable to Marriott Bonvoy points

Melanie and her friend then chose to set their sights on the American Express Cobaltᵐᶜ Card:

Since then, American Express Membership Rewards points can be transferred to Marriott Bonvoy points at a 1:1.2 (or 5:6) rate.

The American Express Cobaltᵐᶜ Card is particularly interesting for those who do their grocery shopping in stores that accept American Express (such as Metro / Super C in Quebec) or make good use of gift cards obtained in grocery or convenience stores (Couche-Tard) to accumulate 5 points / dollar.

The route set up by Melanie for her trip

Let’s get to the interesting part: Melanie and her friend’s trip!

A very nice multi-destination course! After all, why not combine several trips into one?

Here is the itinerary booked with direct flights:

  • Montreal – San Francisco on September 19
  • San Francisco – Honolulu on September 24
  • Honolulu – Los Angeles on September 29
  • Los Angeles – Montreal on October 9
melanie's journey

And Melanie adds details about her road trip in the American West:

image 2
Death Valley

Hotels booked by Melanie

After booking her flights and planning her itinerary, Melanie moves on to booking her hotels:

Good strategy to save 20% in points! Read the full strategy for this benefit in this article to find out how to get the fifth night free at Marriott Bonvoy.

Here is the list of hotels reserved by Melanie and her friend:

HotelPoints / Certificate / MoneyNightsProgram
Marriott Montreal Airport TerminalOur report on this hotelCategory 4 25,000 points vs 454.93 CA$.1Marriott Bonvoy
Courtyard by Marriott San Francisco Union Square5* category140,000 points vs 2 383.63 US$5Marriott Bonvoy
Courtyard by Marriott Waikiki BeachCategory 5140,000 points vs 1 394.49 US$5Marriott Bonvoy
Residence Inn by Marriott San Diego Downtown/Gaslamp QuarterCategory 5105,000 points vs 1 281.36 US$3Marriott Bonvoy
Best Western China Lake20,000 points vs 100.75 US$1Best Western Rewards
Best Western Casino Royale56,000 points vs 362.79 US$2Best Western Rewards
Best Western Desert Villa Inn16,000 points vs 101.74 US$1Best Western Rewards
Renaissance ClubSport Aliso Viejo Laguna Beach HotelCategory 52 certificates vs 454.30 US$2Marriott Bonvoy
Residence Inn by Marriott Los Angeles LAX/Manhattan BeachCategory 5 1 certificate vs 236.92 US$1Marriott Bonvoy
Total410,000 Marriott Bonvoy points 92,000 Best Western points 3 Marriott certificates

vs 6 315.98 US$ and 454.93 CA$or about 8 800 CA$.
21
image 4
San Diego – Credit: Melanie

Melanie’s car rentals

After planning the hotels, Melanie looked for a way to save money on her car rentals:

Here are the two rentals made by Melanie:

  • Honolulu: 5 days – $289.68 (Alamo – Jeep Wrangler)
  • Los Angeles: 10 days – $628.75 (Alamo – Mustang convertible)
image 5
Melanie’s Ford Mustang paid with points
bmo World Elite mastercard en 1scotia passport visainfinite fre
Name / CardThe MastercardMD BMO World EliteMDThe Visa Infinite Passport Card Scotiabank
Annual fee150$Promo: $0139$
Bonus35,000 pointsBMO Rewards25,000 pointsScotia Rewards
How to earn eUpgrade Creditswhen you wear3 000$ of purchases in the first 3 monthswhen you wear1,000 in purchases in the first 3 months
applicationSubscribeSubscribe

It’s easy to forget: but it can be helpful to call BMO Rewards to make a reservation:

I have done the same thing in the past and regarding car rentals, BMO Rewards deals with several wholesalers such as Auto Europe, who are known to offer the best rates on the market.

To find out how to apply Scotia Rewards points to your travel purchases, read this article!

To learn how to apply American Express Membership Rewards points to your travel purchases, you can read this article!

Earnings calculations with points & miles

Let’s make a detailed point by recalling:

marriott bonvoy logologo best western rewards e1548695895348 1amex logobmo 1scotia 1
Points used410 000 points92 000 points40 487 points40 800 points34 219 points
Market valueabout CA$8,000about 800 CAD404.87 CAD289.68 CA$.342.19 CAD
Cumulative contributions440$$0$120$0139$
Net valuation 8,000 – 440 =CA$7,460800 CAD404.87$ – 120$ 284.87 CA$.289.68 CA$.342.19 – $139 =$203.19
Savings per night / day439 CA$ / night200 CA$ / night14 CA$/ day58 CA$ / day20 CA$ / day
Total9,037.74 saved with points & miles or $430 / day

Bottom Line

Melanie and her friend were therefore able to take a beautiful trip to the American West and Honolulu thanks to their points & miles!

This trip will have cost them CA$ 985.56 (in credit card fees + car rental balance) when its value was 10 123$!

The points & miles will have allowed them to save …. 90 %! Hats off to Melanie!

If you too have a travel project and would like help, go to the facebook group “Travel for free (or almost…!) with your points & miles – milesopedia”!

Come to discuss that topic in our Facebook Group!
Audrey Voisine
Audrey Voisine
Audrey, co-founder of Milesopedia, is a dedicated entrepreneur, avid traveler, and mother of two children. She shares valuable tips and recommendations for families and frequent travellers alike, helping everyone get the most from points and rewards programs. As Executive Vice President of Marketing and Communications, she is committed to guiding Milesopedia readers toward more accessible, practical, and memorable journeys.
All posts by Audrey Voisine
Series
Testimonials
Region
United States, Hawaii, Honolulu

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