Savings Strategy: Save Over $700 With This Limited-Time BMO Offer

To obtain the $450 bonus associated with the chequing account, complete two of the following actions:

• Set up a recurring direct deposit; and/or
• Make two eligible online bill payments of at least $50 to different payees; and/or
• Set up two eligible pre-authorized debits of at least $50 from different payees

Please note that these conditions must be met in order to continue to Step 2, the bonus associated with the Savings Amplifier Account .

You can earn $200 when you open a Savings Builder Account before July 2, 2025 and deposit $10,000 or more within the first 30 days of opening. You must maintain this balance of at least $10,000 at all times for an additional 90 days.

The bonus linked to the savings account will then be paid no later than July 31, 2025.

Currently, the Savings Builder Account offers a promotional interest rate of 4.80%, guaranteed for up to 120 days from the account opening date.

By maintaining a minimum balance of $4,000 in your Performance chequing account, you save on monthly fees of $17.95, which can save you up to $215.40 per year.

Do you have a Bank of Montreal credit card? By participating in this Performance Account offer, you could receive a $40 rebate on your annual credit card fees. Here are some of the cards eligible for this offer:

So you can select the eligible credit card that’s right for you, and take advantage of welcome offers to earn valuable BMO Rewards points, AIR MILES miles or cash back that can be used for future travel or to pay off your credit card balance.

Consult our page on the best BMO credit card offers to choose the one that best suits your needs:

To keep your welcome offer, you must ensure that your eligible chequing and savings accounts remain open until July 3, 2026. If you close your accounts before this date, BMO reserves the right to take back your bonus.

Exclusions: Be sure to check the list of exclusions, as you may not be eligible for this offer if you are a current or recent BMO customer.

Please take the time to read the terms and conditions to ensure that you comply with them and qualify for this limited-time offer.

Would you like to save and benefit from a bonus? BMO’s Performance Plan and chequing account offer will reward you for your efforts with up to $700, plus a promotional rate on your savings account, fee waiver by maintaining a minimum balance in your account, and a discount on annual credit card fees.

It’s one of the best offers on the Canadian market, but only available for a limited time. So now’s the perfect time to take advantage, whether you’re saving for your next travel project, home renovation, or any other reason.

To discover other banking offers, visit our best account offers page.