soNomad: Affordable and Practical Travel Insurance

When travelling, unforeseen events can happen, and not always good ones! Travel insurance is not mandatory, but it is highly recommended, especially in case of emergency or when facing unexpected medical expenses.

If there are health complications, hospitalization abroad can be very costly, and the coverage offered by a public plan generally does not cover care outside the country. If there are unexpected expenses because the flight is delayed or canceled, the vacation budget can also easily be exceeded, even if it’s not your fault.

Some credit cards offer excellent travel insurance, but the requirements can be very strict. If the conditions are not met, the claim may be rejected. Fortunately, there are other options on the market to purchase insurance tailored to your needs.

soNomad offers user-friendly and quick travel insurance, directly on its website and without intermediaries. This helps reduce costs and provides comprehensive coverage for your needs, whether for unexpected medical expenses or to cancel your trip if necessary.

And we’ve tried it!

For Canadians, soNomad offers:

• Medical insurance
• Cancellation insurance

What’s more, Snowbirds of all ages can take out travel insurance with soNomad. These Snowbirds benefit from comprehensive coverage for emergency medical care, COVID-19 protection, and can even be covered for pre-existing conditions.

In addition, soNomad also provides travel insurance for visitors to Canada, such as:

• Visitors to Canada from other countries
• Foreign workers in Canada waiting for their group insurance to take effect
• Foreign students
• Future residents of Canada awaiting official documents or the activation of private insurance
• Supervisa holders

Even a Canadian returning home after several years can purchase Visitor to Canada insurance while awaiting enrollment in their public health plan.

For soNomad to provide a quote that precisely matches the needs of the stay abroad, the individual must provide some simple personal information, such as:

• Country of residence
• The destination(s) visited
• Age of the person(s) in the group to be insured
• Start and end dates of the trip
• The value of the trip to be covered, which allows for adjusting comprehensive coverage and anticipating potential additional costs

Next, soNomad displays the travel insurance options:

• Medical insurance for situations such as these:
  • Emergency dental care in case of accident
  • Ground or air ambulance required
  • Emergency paramedical treatment (chiropractor or physiotherapist) at destination
  • Airfare for a relative or friend to come to your bedside at the hospital
  • Pet boarding if the owner is hospitalized while traveling (emergency case)
• Cancellation and interruption insurance covering several scenarios that may occur before or during the trip:
  • Death of a relative or pet
  • Airline bankruptcy
  • Fire, vandalism, disaster or burglary at the primary residence
  • Uninhabitable destination hotel
  • Lost or stolen passport
  • Weather delay
  • Loss of job or school exam
• All-inclusive: Medical AND cancellation insurance
  • Also includes lost, stolen, and delayed baggage, for comprehensive coverage during your trip.

Prices are displayed for each option, along with the corresponding coverage. Simply hover over the question mark to learn more about the protection offered, especially in case of medical expenses or trip cancellation.

The link View all benefits and policies leads to all the information about the future insurance contract. This allows for a clear understanding of policy eligibility, covered pre-existing conditions, and any potential additional costs for each guarantee.

Once you’ve chosen your insurance, click Next.

Only certain information needs to be entered to confirm the policy purchase. Accepted payment methods are Visa, Mastercard, and American Express, and you can securely finalize the purchase for your trip to Canada or abroad.

There you go! It’s settled!

An email is automatically sent with the details and documents regarding your travel insurance policy. Keep a copy in your luggage and give one to your loved ones in case of emergency.

It is your responsibility to carefully read and understand all documents, exclusions, and limitations of this new travel insurance policy.

Feel free to ask questions and call soNomad at 1-855-360-7225, available Monday to Friday between 8:30 a.m. and 5:00 p.m. In addition, contact soNomad before you travel if you have any health problems, are taking new medication or wish to confirm your emergency medical coverage.

Travel insurance provides peace of mind and financial assistance should emergency medical assistance be needed, which can disrupt plans.

soNomad is an interesting and fast alternative for travel insurance that protects you from all sides. For longer stays, our colleague Marie-Ève compared prices and opted for soNomad, which cost her less in total than extending her credit card insurance.

I purchased my travel insurance with soNomad two days before my vacation to Mexico. I had printed and kept my insurance certificate with emergency numbers with me, in case of emergency.

I had no problems during my trip and, fortunately, did not have to make a claim. But I had peace of mind, even in case of an unfortunate event!