Scotiabank Passport® Visa Infinite* Card
Scotiabank Passport™ Visa Infinite* Card
Earn up to $1,350* in value in the first 12 months
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Loyalty Program: Tims Rewards

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Tims Rewards
tims mastercard
Tims® Mastercard
$20 Tim Hortons gift card
First year value : $269
  • 5 points per dollar on grocery purchases
  • 5 points per dollar for gas
  • No annual fee
Apply Now
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  • No annual fee
  • Get a $20 Tim Hortons digital gift card after your first purchase*
  • Earn 15 points for every dollar you spend at Tim Hortons by presenting your Tims Rewards card
  • Earn 5 points for every dollar spent on groceries, gas, electric vehicle charging, public transit, cabs and carpooling services
  • Earn 0.5 points for every dollar spent on all other purchases
  • Up to one year extended warranty
  • Full integration into the Tim Hortons app
  • Annual interest rate for purchases: 20.99% to 26.99% (20.99% to 24.99% for residents of Quebec)
  • Annual interest rate for cash advances: 22.99% to 27.99% (22.99% to 24.99% for residents of Quebec)
Legal

*Conditions apply. The annual rates for Purchases and Cash Advances are dependent on our assessment of your credit application, credit profile, and your province. The Tims® Mastercard is issued by Neo Financial™ pursuant to license by Mastercard International Incorporated. Mastercard and the circles design is a trademark of Mastercard International Inc. Tims Financial is a registered trademark of Tim Hortons Canada.

Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
    20.99 % (QC)
  • Cash Advance Rates 22.99 %
    22.99 % (QC)
  • Balance Transfer Rates —
Milesopedia Links
Earning Rate
  • Groceries5Points
  • Gas5Points
  • Local Transport5Points
Value
  • Year 1 $269
  • Year 2+ $249
Best For
Transfer Partners
  • Tims Rewards

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
tims mastercard
Secured Tims® Mastercard
$20 Tim Hortons gift card
First year value : $124
  • 2 points per dollar on grocery purchases
  • 2 points per dollar on gas purchases
  • No annual fee
Apply Now
Compare
Learn More
  • No annual fee
  • Get a $20 Tim Hortons digital gift card after your first purchase*
  • No credit history is required
  • Earn 12 points for every dollar spent at Tim Hortons
  • Earn 2 points for every dollar spent on groceries, gas, electric vehicle charging and public transit
  • Earn 0.25 points for every dollar spent on all other purchases
  • Up to one year extended warranty
  • Full integration into the Tim Hortons app
  • Earn Tims Rewards™ points wherever you shop*
  • Annual interest rate for purchases: 20.99% to 26.99% (20.99% to 24.99% for residents of Quebec)
  • Annual interest rate for cash advances: 22.99% to 27.99% (22.99% to 24.99% for residents of Quebec)
Legal

*Conditions apply. The annual rates for Purchases and Cash Advances are dependent on our assessment of your credit application, credit profile, and your province. The Tims® Mastercard is issued by Neo Financial™ pursuant to license by Mastercard International Incorporated. Mastercard and the circles design is a trademark of Mastercard International Inc. Tims Financial is a registered trademark of Tim Hortons Canada.

Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
    20.99 % (QC)
  • Cash Advance Rates 22.99 %
    22.99 % (QC)
  • Balance Transfer Rates —
Milesopedia Links
Earning Rate
  • Groceries2Points
  • Gas2Points
  • Local Transport2Points
Value
  • Year 1 $124
  • Year 2+ $104
Best For
Transfer Partners
  • Tims Rewards

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

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