Loyalty Program: TD Rewards

Earn up to $1,400 in value^†, including up to 165,000 TD Rewards Points^†, no Annual Fee for the first year^† and additional travel benefits. Conditions Apply. Offer effective as of September 4, 2025.

• Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card^†.
• Earn 145,000 TD Rewards Points when you spend $7,500 within 180 days of Account opening^†.
• Earn a Birthday Bonus of up to 10,000 TD Rewards points^†.
• Get an annual TD Travel Credit^† of $100 when you book at Expedia® For TD.
• Get an Annual Fee Rebate for the first year^†.
• Enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program (a value of up to $285)^†.

To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year annual fee rebate, you must add your Additional Cardholder(s) while the offer is in effect.

Earn TD Reward Points on all the things you normally do, whether you use your Card for groceries, dining, paying bills streaming services or booking travel. The rewards will add up quickly so you can enhance your everyday experiences and enjoy a wide variety of rewards.

• Earn 8 TD Rewards Points^† for every $1 you spend when you book travel through Expedia® For TD^†
• Earn 6 TD Rewards Points for every $1 you spend on Groceries, Dining, and Public Transit^†
• Earn 4 TD Rewards Points for every $1 you spend on Recurring Bill Payments and Streaming, Digital Gaming & Media^†
• Earn 2 TD Rewards Points for every $1 you spend on other Purchases made using your Card^† plus earn an annual Birthday Bonus^† of up to 10,000 TD Rewards Points

Your card also allows you to enjoy:

• An extensive suite of travel insurance coverages which helps you travel prepared
• No travel blackouts^†, no seat restrictions^† and no expiry^† for your TD Rewards Points as long as your account is open and in good standing.