Loyalty Program: More Rewards

  • No annual fee
  • 8X the points on gas and EV charging purchases
  • 8X the points on grocery and drugstore purchases
    (Save-On-Foods, Quality Foods, Buy-Low Foods, PriceSmart Foods, Urban Fare, Nesters Market, Pure Integrative Pharmacy locations and more.)
Learn More

The More Rewards RBC Visa Card is not available to residents of Quebec.

Get up to 50,000 bonus points!1

  • Get 20,000 welcome points upon your first purchase with the More Rewards RBC Visa Infinite card1
  • Receive an additional 30,000 points when you spend $500 in the first three months of opening your card1
  • A value of $75 in groceries1
  • Offer ends June 25, 20251

8 Points per Dollar on Grocery and Pharmacy Partner Locations

  • Earn 8 More Rewards points for every dollar spent at over 700 partner locations like Save-On-Foods, Quality Foods, Buy-Low Foods, PriceSmart Foods, Urban Fare, Nesters Market, Pure Integrative Pharmacy locations and more.

8 Points per Dollar on Gas and EV Charging

  • Earn 8 More Rewards points for every dollar you spend on gas or EV charging purchases when paying with your More Rewards RBC Visa Infinite credit card.

8 Points per Dollar on Dining

  • Earn 8 More Rewards points for every dollar you spend on dining purchases when paying with your More Rewards RBC Visa Infinite credit card.

4 Points per Dollar on All Other Purchases Anywhere You Shop

  • Earn 4 More Rewards points for every dollar you spend on every other purchase you make everywhere you shop with your More Rewards RBC Visa Infinite credit card.

Petro-Canada

  • Link your More Rewards RBC Visa Infinite Card to your Petro-Points™ card to save 3¢/L on gas at Petro-Canada™.

Purchase Security and Extended Warranty Insurance

  • It automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and the extended warranty doubles the original Canadian manufacturer's warranty for up to one additional year, for a maximum of five years.

RBC Offers

  • Get exclusive savings, perks, and more with your More Rewards RBC Visa Infinite credit card.
Legal

Refer to RBC page for up to date offer terms and conditions

Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
Earning Rate
  • Groceries8Points
  • Gas8Points
  • Dining and Food delivery8Points
Value
  • Year 1 $281
  • Year 2+ $206
Best For
Transfer Partners
  • More Rewards

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
  • No annual fee
  • 5X the points on gas and EV charging purchases
  • 5X the points on grocery and drugstore purchases
    (Save-On-Foods, Quality Foods, Buy-Low Foods, PriceSmart Foods, Urban Fare, Nesters Market, Pure Integrative Pharmacy locations and more.)
Learn More

The More Rewards RBC Visa Card is not available to residents of Quebec.

Get up to 50,000 bonus points!1

  • Get 20,000 welcome points upon your first purchase with the More Rewards RBC Visa card1
  • Receive an additional 30,000 points when you spend $500 in the first three months of opening your card1
  • A value of $75 in groceries1
  • Offer ends June 25, 20251

5 Points per Dollar on Grocery and Pharmacy Partner Locations

  • Earn 5 More Rewards points for every dollar spent at over 700 partner locations like Save-On-Foods, Quality Foods, Buy-Low Foods, PriceSmart Foods, Urban Fare, Nesters Market, Pure Integrative Pharmacy locations and more.

5 Points per Dollar on Gas and EV Charging

  • Earn 5 More Rewards points for every dollar you spend on gas or EV charging purchases when paying with your More Rewards RBC Visa credit card.

5 Points per Dollar on Dining

  • Earn 5 More Rewards points for every dollar you spend on dining purchases when paying with your More Rewards RBC Visa credit card.

3 Points per Dollar on All Other Purchases Anywhere You Shop

  • Earn 3 More Rewards points for every dollar you spend on every other purchase you make everywhere you shop with your More Rewards RBC Visa credit card.

Petro-Canada

  • Link your More Rewards RBC Visa to your Petro-Points™ card to save 3¢/L on gas at Petro-Canada™.

Purchase Security and Extended Warranty Insurance

  • It automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and the extended warranty doubles the original Canadian manufacturer's warranty for up to one additional year, for a maximum of five years.

RBC Offers

  • Get exclusive savings, perks, and more with your More Rewards RBC Visa credit card.
Legal

Refer to RBC page for up to date offer terms and conditions

1 To benefit from this offer, your application must be received by June 25, 2025 and approved by Royal Bank of Canada (“RBC”), and you must have a valid More Rewards number linked to your RBC Visa credit card. You will be eligible to receive 30,000 welcome More Rewards points upon your first purchase (“Welcome Points”). The Welcome Points will appear on your monthly credit card statement and your More Rewards account up to six (6) weeks after your first purchase, provided your More Rewards RBC Visa credit card account (“Credit Card Account”) remains open and in good standing at that time, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.

To receive 30,000 bonus More Rewards points (“Bonus Points”), (i) a total of $500 or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) must be posted to your Credit Card Account within the first 3 months from your Credit Card Account opening date, and (ii) your Credit Card Account must remain open and in good standing at the time the Bonus Points are awarded to your Credit Card Account and your More Rewards account, approximately six (6) weeks after the date you reach $500 in Qualifying Transactions. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments will reduce the amount of your Qualifying Transactions.

Authorized user(s) are not eligible for the Welcome Points nor the Bonus Points. This offer may not be combined or used in conjunction with any other offer. RBC reserves the right to cancel, modify or withdraw this offer at any time. For complete details, and to learn more about all the benefits that come with your More Rewards RBC Visa credit card, please visit RBC’s website. For complete terms and conditions that apply to the More Rewards program, please visit: morerewards.ca. Based on the More Rewards program redemption rate of 10,000 More Rewards points for $15.00 at select More Rewards grocery partner locations, 60,000 More Rewards points have a redemption value of $90.00. For more information about how to redeem and the current list of More Rewards partner locations, visit morerewards.ca.

Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
Earning Rate
  • Groceries5Points
  • Gas5Points
  • Dining and Food delivery5Points
Value
  • Year 1 $214
  • Year 2+ $139
Best For
Transfer Partners
  • More Rewards

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

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