Aeroplan: Aeroplan Credit Card Comparison and Offers

Tutorials Aeroplan: Aeroplan Credit Card Comparison and Offers

To the point Here are our comparison tables about Aeroplan credit cards offered by the 3 issuers in Canada: American Express, CIBC and TD.

Update: January 7, 2025

American Express, CIBC and TD offer a variety of Aeroplan credit card products.

Entry Range
Core Aeroplan Credit Cards
High-end

Aeroplan Credit cards - Entry-level

Entry-level Aeroplan credit cards are offered by two issuers:



Name	CIBC Aeroplan^® Visa* Card	TD^® Aeroplan^® Visa Platinum* Card
Welcome offer	2,500 points Aeroplan on first purchase	10,000 points Aeroplan on first purchase
	2,500 Aeroplan points (see conditions)	+ 10,000 additional Aeroplan points (see conditions)
	5,000 Aeroplan points (see conditions)	+ Annual fee rebate for the first year (see conditions)
Annual fee	$0	$89
Additional card (with privileges)	$0	$35
Additional card (without privileges)	–	–
Income required (indiv./household)	–	–
Earning rate
Air Canada and Air Canada Vacations	1 point	1 point
Gas	1 point	1 point
Groceries	1 point	1 point
Other	1 point / $1.50	1 point / $1.50
Pros
Preferred pricing	✓	✓
No expiration for Aeroplan points	✓	✓
Insurance
Medical	–	–
Trip cancellation	–	–
Trip interruption	–	–
Flight/trip delay	–	$500 – 4 hours
Baggage Delay	–	$1,000/pers.
Loss or theft of baggage	–	$1,000/pers.
Common carrier accident	$100,000	$500,000
Hotel/Motel burglary	–	$2,500
Collision/rental vehicle damage	$65,000 – 48 days	$65,000 – 48 days
Mobile Device	–	$1,000
Purchases	90 days	90 days
Extended warranty	1 additional year	1 additional year

CIBC Aeroplan^® Visa* Card

Here’s the welcome offer for this Aeroplan credit card:

Get a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card

TD^® Aeroplan^® Visa Platinum* Card

With the TD® Aeroplan® Visa Platinum* Card, you can earn up to 20,000 Aeroplan points and no Annual Fee for the first year:

10,000 Aeroplan points for the first purchase made with your card^†
10,000 additional Aeroplan points when you spend $1,000 within 90 days of Account opening^†
An annual fee rebate for the primary cardholder (instead of $89)^†

With the TD® Aeroplan® Visa Platinum* Card, you earn 1 point per dollar of eligible purchases for:

Grocery stores
Gas stations
Air Canada purchases, including Air Canada Vacations

This TD Aeroplan credit card requires no minimum income.

Credit Cards Aeroplan - Mid-range

Aeroplan mid-range credit cards are the most popular. Here are the names of the credit cards offered by the three issuers:



Name	American Express^® Aeroplan^®* Card	CIBC Aeroplan^® Visa Infinite* Card	TD^® Aeroplan^® Visa Infinite* Card
Welcome offer	Up to 30,000 Aeroplan points (see conditions)	10,000 Aeroplan points on first purchase	10,000 Aeroplan points on first purchase†
	+ up to 10,000 Aeroplanpoints (see conditions)	+ 10,000 additional Aeroplan points (see conditions)	+ 15,000 Aeroplan points (see conditions)
	–	+ 20,000 additional Aeroplan points (see conditions)	+ 15,000 Aeroplan points (see conditions)
	–	+ First Year Annual fee rebate (see conditions)	+ First Year Annual fee rebate (see conditions)
Annual fee	$120	$139	$139
Additional card (with privileges)	$50	$50	$75
Additional card (without privileges)	$0	–	–
Income required (indiv./household)	$0	$60,000 – $100,000	$60,000 – $100,000
Earning rate
Air Canada and Air Canada Vacations	2 points	1.5 points	1.5 points
Gas	1 point	1.5 points	1.5 points
Groceries	1 point	1.5 points	1.5 points
Dining and food delivery	1.5 points	1 point	1 point
Other	1 point	1 point	1 point
Pros
Preferred pricing	✓	✓	✓
No expiration for Aeroplan points	✓	✓	✓
Free first checked bag	✓	✓	✓
Shared benefits with additional cardholders	✓	✓	✓
1,000 SQM and 1 SQS (per $10,000 in annual purchases)	✓	✓	✓
$100 Nexus Credit	–	–	✓
Insurance
Medical	–	$5,000,000 0-64 years: 15 days 65 and +: 3 days	$2,000,000 0-64 years: 21 days 65 years and +: 4 days
Trip cancellation	–	$1,500/pers. $5,000 total	$1,500/pers. $5,000 total
Trip interruption	–	$2,000/pers.	$5,000/pers. $25,000 total
Flight/trip delay	$500 – 4 hours	$500 – 4 hours	$500 – 4 hours
Baggage Delay	$500 – 4 hours	$500/pers. $1,000 total	$1,000/pers.
Lost or Stolen Baggage	$500	$500/pers. $1,000 total	$1,000/pers.
Common carrier accident	$500,000	$500,000	$500,000
Theft from a hotel or motel	$500	$2,500 $	$2,500
Collision/rental vehicle damage	$85,000 – 48 days	$65,000 – 48 days	$65,000 – 48 days
Mobile Device	–	$1,000	$1,000
Purchases	90 days – $1,000	90 days	90 days
Extended warranty	1 additional year	1 additional year	1 additional year

American Express^® Aeroplan^®* Card

With this welcome offer for the Aeroplan American Express Card, you can earn up to 40,000 Aeroplan points. Here’s how:

Earn 30,000 Aeroplan points after charging $3,000 to your Card in the first 3 months.
Plus, earn an additional 10,000 Aeroplan Points when you spend $1,000 in the 13th month.

With this Card, you earn 2X the points on purchases made directly with Air Canada and Air Canada Vacations.

And 1.5x the points on Dining and Food Delivery purchases in Canada. Anywhere else, you will earn 1X the points.

Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.

Like all American Express Canada Cards, there is no minimum income requirement.

CIBC Aeroplan^® Visa Infinite* Card

With the CIBC Aeroplan® Visa Infinite* Card, you can earn up to 45,000 Aeroplan points and a rebate on annual fees for the first year:

10,000 Aeroplan points the first time you make a purchase^†
10,000 Aeroplan points if you spend at least $5,000 during the periods covered by the first four monthly statements^†
25,000 Aeroplan points as an additional anniversary bonus if you have at least $15,000 in net purchases charged to your account during the period covered by the first 12 monthly statements^†
First-year annual fee waived for primary cardholder (instead of $139)^†
First-year annual fee waived for up to 3 additional cardholders (instead of $50 per card)^†
Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight^†

It’s the best CIBC credit card for occasional Air Canada travellers.

TD^® Aeroplan^® Visa Infinite* Card

With this offer for TD® Aeroplan® Visa Infinite* Card, you can earn up to 40,000 Aeroplan points^† and no annual fee for the first year:

Get a Welcome Bonus of 10,000 Aeroplan points when you make your first purchase with your new card^†.
Earn 15,000 Aeroplan points when you spend $7,500 within 180 days of account opening^†
Plus, earn a one-time anniversary bonus of 15,000 Aeroplan points when you spend $12,000 within 12 months of Account opening^†
Enroll for NEXUS and once every 48 months get a partial application fee rebate^†
Plus, share free first checked bags with up to 8 travel companions^†
Get an annual fee rebate for the first year^†. To receive the discount, you must make a purchase within the first three months and add your authorized cardholders while the offer is active.

It’s the best TD credit card for occasional Air Canada travellers. With the TD® Aeroplan® Visa Infinite* Card, you earn 1.5 points^† per dollar of eligible purchases for:

Grocery stores
Gas stations
Air Canada purchases, including Air Canada Vacations

Featured

TD^® Aeroplan^® Visa Infinite* Card

Up to 40,000 Aeroplan Points ^†

First year value : $1,503

Best of April 2025

Great Welcome Offer
Air Canada Benefits
NEXUS Credit

Apply Now

Learn More

Best Aeroplan Credit Card In 2024

Earn up to $1,300 in value^† including up to 40,000 Aeroplan points^† and no Annual Fee for the first year^†. Conditions apply. Offer effective as of January 7, 2025.

Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card^†
Earn 15,000 Aeroplan points when you spend $7,500 within 180 days of Account opening^†
Plus, earn a one-time anniversary bonus of 15,000 Aeroplan points when you spend $12,000 within 12 months of Account opening^†
Enroll for NEXUS and once every 48 months get a partial application fee rebate^†
Plus, share free first checked bags with up to 8 travel companions^†
Get an annual fee rebate for the first year^†.
To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders while the offer is in effect.
Starbucks Bonus Offer for New Linked Members^†: Link your TD Aeroplan Visa Infinite to earn 600 Starbucks Stars and redeem them for free Starbucks treats. Limited time only. Conditions and restrictions apply.

Earn Aeroplan Points on everyday purchases.
Redeem your points for travel and more.
Travel with confidence with travel medical insurance.^†

Earn 1.5 points^† for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations®) made with your card
Earn 1 point^† for every $1 spent on all other Purchases made with your Card
Earn points twice^† when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
Your Aeroplan Points do not expire as long as you are a TD® Aeroplan® Visa Infinite* Cardholder in good standing.
Earn big rewards on the little things: Earn 50% more Aeroplan Points and 50% more Stars at participating Starbucks^® stores. Simply link your TD Aeroplan Visa Infinite Card to your Starbucks^® Rewards account. Conditions apply.
Travel lightly through the airport and save on baggage fees^†: Primary Cardholders, Additional Cardholders, and travel companions (up to eight) travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lbs) when your travel originates on an Air Canada flight.
Complimentary Visa Infinite Concierge^† : On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.
Visa Infinite Luxury Hotel Collection^†: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties.

Legal

^†Terms and conditions apply.

Annual Fee

Primary card $139
Additional card $75

Annual Income Required

Individual $60,000
Household $100,000

Conversion fees

2.5 %

Interest Rates

Purchase Rates 20.99 %
20.99 % (QC)
Cash Advance Rates 22.99 %
20.99 % (QC)
Balance Transfer Rates 22.99 %
20.99 % (QC)

Milesopedia Links

Earning Rate

Groceries1.5Aeroplan Points
Gas1.5Aeroplan Points
Air Canada1.5Aeroplan Points

Value

Year 1 $1,503
Year 2+ $425

Best For

Transfer Partners

Aeroplan

Advantages

Annual Credit
VIP Lounges

Concierge
Wifi

Travel credit

Travel Insurance

Insurance Name

Included

Amount

Duration

Travel Medical Insurance

Travel medical insurance up to 54 years old

$2,000,000

21 day(s)

Travel medical insurance up to 64 years old

$2,000,000

21 day(s)

Travel medical insurance 65+

$2,000,000

4 day(s)

Trip Cancellation Insurance

$1,500

Trip Interruption Insurance

$5,000

Common Carrier Travel Accident Insurance

$500,000

Flight Delay Insurance

$500

Delayed Baggage Insurance

$1,000

Lost/Stolen Baggage Insurance

$1,000

Auto Rental Loss/Insurance

$65,000

48 day(s)

Hotel/Motel Burglary Insurance

$2,500

Credit Cards Aeroplan - Premium

Aeroplan premium credit cards are Air Canada’s frequent flyer cards. Here are the names of the credit cards offered by the three issuers:



Name	American Express^® Aeroplan^®* Reserve Card	CIBC^® Aeroplan^® Visa Infinite Privilege* Card	TD^® Aeroplan^® Visa Infinite Privilege* Card
Welcome offer	Up to 60,000 Aeroplan points (see conditions)	20,000 Aeroplan points on first purchase	20,000 Aeroplan points on first purchase†
	+ up to 25,000 Aeroplan points (see conditions)	+ up to 30,000 Aeroplan points (see conditions)	+ 35,000 Aeroplan points (see conditions)
	–	+ 20,000 Aeroplan points (see conditions)	+ 30,000 Aeroplan points (see conditions)
Annual fee	$599 $	$599	$599
Additional card (with privileges)	$199	$149	$199
Additional card (without privileges)	$0	–	–
Income required (indiv./household)	$0	$150,000 – $200,000	$150,000 – $200,000
Earning rate
Air Canada and Air Canada Vacations	3 points	2 points	2 points
Gas	1.25 points	1.5 points	1.5 points
Groceries	1.25 points	1.5 points	1.5 points
Travel	1.25 points	1.5 points	1.5 points
Dining and food delivery	2 points	1.5 points	1.5 points
Other	1.25 points	1.25 points	1.25 points
Pros
Preferred pricing	✓	✓	✓
No expiration for Aeroplan points	✓	✓	✓
Free first checked bag	✓	✓	✓
Shared benefits with additional cardholders	✓	✓	✓
1,000 SQM and 1 SQS (per $5,000 in annual purchases)	✓	✓	✓
$100 Nexus Credit	–	✓	✓
Travel benefits
Access to lounge Maple Leaf	✓	✓	✓
6 Access to airport lounges	–	✓	✓
Airport Priority Services	✓	✓	✓
Priority Airport Standby	✓	✓	✓
Annual companion pass	–	–	–
Status Qualification Miles Rollover	✓	✓	✓
Credits eUpgrades deferred	✓	✓	✓
Insurance
Medical	$5,000,000 0-65 years: 15 days	$5,000,000 0-64 years: 31 days 65 and +: 10 days	$5,000,000 $ 0-64 years: 31 days 65 years and +: 4 days
Trip cancellation	$1,500/pers. $3,000 total	$2,500/pers. $10,000 total	$2,500/pers. $5,000 total
Trip interruption	$1,500/pers. $6,000 total	$5,000/pers. $25,000 total	$5,000/pers. $25,000 total
Flight/travel delay	$1,000 – 4 hours	$500 – 4 hours	$1,000 – 4 hours
Baggage Delay	$1,000 – 4 hours	$500/pers. $1,000 total	$1,000/pers.
Lost or Stolen Baggage	$1,000	$1,000/pers. $2,500 total	$2,500/pers.
Common carrier accident	$500,000	$500,000	$500,000
Hotel/motel Burglary	$1,000	$2,500	$2,500
Collision/rental vehicle damage	$85,000 – 48 days	$85,000 – 48 days	$85,000 – 48 days
Mobile Device	–	$1,500	$1,500
Purchases	90 days – $1,000	180 days	120 days
Extended warranty	1 additional year	2 additional years	2 additional years

Of the three high-end Aeroplan credit cards, they all offer the same accumulation rates (including 1.25 points for out-of-category purchases). However, CIBC’s fees are different ($149 instead of $199 for the additional TD card). But $50 instead of $100 for the Nexus fee rebate.

As for American Express, the American Express^® Aeroplan^®* Reserve Card stands out for its high accumulation rate for purchases with Air Canada and Air Canada Vacations: 3 points per dollar. However, it doesn’t offer 6 airport lounge access points, or a discount on Nexus fees.

However, unlike CIBC and TD, which require an individual income of $150,000 or a family income of $200,000, American Express^® Aeroplan^®* Reserve Card requires no minimum income.

American Express^® Aeroplan^®* Reserve Card

With this welcome offer for American Express® Aeroplan®* Reserve Card, you can earn up to 85,000 points Aeroplan. Here’s how:

Earn 60,000 Aeroplan points after spending $7,500 in purchases on your Card within the first 3 months
Plus, earn an additional 25,000 Aeroplan points when you spend $2,500 in purchases in month 13

With this Amex Aeroplan Card, you earn 3X the points on purchases made directly with Air Canada and Air Canada Vacations. And 2x the points on Dining and Food Delivery purchases in Canada. Everywhere else, you will earn 1.25X the points.

With this Amex Aeroplan Premium Card, you receive many Air Canada travel benefits, such as access to Maple Leaf Lounges in North America for you and one guest, priority check-in, priority boarding and priority baggage handling. It’s the best Amex Aeroplan Card for frequent Air Canada flyers.

With this American Express Aeroplan Card, enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.

Like all American Express Canada Cards, there is no minimum income requirement.

Featured

American Express^® Aeroplan^®* Reserve Card

Up to 85,000 Aeroplan Points

First year value : $2,130

Best of April 2025

3X Points

Earn 3 points for every $1 spend on Air Canada or Air Canada Vacations purchases*
Access to Maple Leaf Lounge™*

Get complimentary access to some Maple Leaf Lounges in North America*
Preferred pricing

Redeem fewer Aeroplan points when booking flight rewards*

Apply Now

Learn More

Best Credit Card For Frequent Flyers in 2024

New American Express® Aeroplan®* Reserve Cardmembers can earn up to 85,000 Aeroplan points.
- Earn 60,000 Aeroplan points after spending $7,500 in purchases on your Card within the first 3 months
- Plus, earn an additional 25,000 Aeroplan points when you spend $2,500 in purchases in month 13
- That’s up to $2,600 or more in value when you combine your welcome bonus points and card benefits
Cardmembers can now get an extra night free for every 3 hotel nights redeemed with Aeroplan points. Enjoy even more at over 300,000 hotel properties worldwide
Highest Air Canada earn rate on an Aeroplan payment card in Canada: Earn 3X the points on eligible purchases made directly with Air Canada^®* and Air Canada Vacations^®*
Standard Earn Rate: Earn 2X the points on eligible Dining and Food Delivery purchases in Canada and earn 1.25X the points on everything else
Get through the airport quicker with Air Canada Priority Check-In, Air Canada Priority Boarding and Air Canada Priority Baggage Handling
Enjoy access to select Air Canada Maple Leaf Lounges^™* and Air Canada Café^™ in North America for you and a guest, with a same day ticket on a departing Air Canada^®* or Star Alliance^®* flight
Enjoy your eligible first checked bag free for up to 9 people travelling on the same reservation on Air Canada flights
Roll over any unallocated Aeroplan Elite™* Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels
Get access with your American Express^® Aeroplan^®* Reserve Card to more than 1,200 Priority Pass airport lounges and enjoy an oasis of comfort before your flight, regardless of your airline or cabin class
Receive up to $100 CAD in statement credits every four years when a NEXUS application or renewal fee is charged to your American Express Aeroplan Reserve Card
Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date; your Pass entitles you to buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 CAD (plus taxes, fees, charges, and surcharges)
Amex Experiences^TM opens doors for you to access a number of special events, including special dining experiences, VIP parties, advance film screenings and more
Get more from your travel experience at Toronto Pearson International Airport with:
- Access to Pearson Priority Security Lane
- Complimentary valet service at the Express Park and Daily Park
- 15% discount on parking rates at the Express Park and Daily Park
- 15% discount on Auto Care services
American Express® Aeroplan®* Reserve Card is made from precision cut and engraved 13 g metal – it’s the perfect companion on your next exceptional journey
Insurance Coverage: whether you’re shopping nearby or travelling abroad, you can feel confident knowing you can be taken care of

Legal

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

Annual Fee

Primary card $599
Additional card $199

Annual Income Required

Individual $0
Household $0

Conversion fees

2.5 %

Interest Rates

Purchase Rates 21.99 %
Cash Advance Rates 21.99 %
Balance Transfer Rates —

Milesopedia Links

Earning Rate

Air Canada3Aeroplan Points
Dining and Food delivery2Aeroplan Points
All Spending1.25Aeroplan Points

Value

Year 1 $2,130
Year 2+ $430

Best For

Transfer Partners

Aeroplan

Advantages

Annual Credit
VIP Lounges

Concierge
Wifi

Travel credit

Travel Insurance

Insurance Name

Included

Amount

Duration

Travel Medical Insurance

Travel medical insurance up to 54 years old

$5,000,000

15 day(s)

Travel medical insurance up to 64 years old

$5,000,000

15 day(s)

Travel medical insurance 65+

Trip Cancellation Insurance

$1,500

Trip Interruption Insurance

$1,500

Common Carrier Travel Accident Insurance

$500,000

Flight Delay Insurance

$1,000

Delayed Baggage Insurance

$1,000

Lost/Stolen Baggage Insurance

$1,000

Auto Rental Loss/Insurance

$85,000

48 day(s)

Hotel/Motel Burglary Insurance

$1,000

TD^® Aeroplan^® Visa Infinite Privilege* Credit Card

With TD® Aeroplan® Visa Infinite Privilege* Credit Card, you can earn up to 85,000 Aeroplan points^†:

20,000 Aeroplan points when you make your first purchase with your new card^†
35,000 additional Aeroplan points when you spend $12,000 within 180 days of account opening^†
Plus, earn a one-time anniversary bonus of 30,000 Aeroplan points when you spend $24,000 within 12 months of Account opening^†
$100 NEXUS fee rebate^†
Access to Air Canada Maple Leaf lounges^†
6 annual visits to airport lounge members of the Visa Airport Companion^† Program hosted by Dragonpass International Ltd.
Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight^†

It’s the best TD credit card for Air Canada frequent flyers.

With the TD® Aeroplan® Visa Infinite Privilege* Credit Card, you earn 1.5 points^† for every $1 spent on:

Grocery stores
Gas stations
Travel
Restaurants

And 2 points^† per dollar for Air Canada, including Air Canada Vacations. Everywhere else, you’ll get 1.25 points^† per dollar.

Featured

TD^® Aeroplan^® Visa Infinite Privilege* Credit Card

Up to 85,000 Aeroplan Points ^†

First year value : $2,161

Air Canada Benefits
NEXUS Credit
Access to VIP Lounges

Apply Now

Learn More

Earn up to $3,000 in value^† including up to 85,000 Aeroplan points (enough for a round trip to Honolulu^†) and additional travel benefits. Conditions apply. Offer effective as of January 7, 2025.

Earn a welcome bonus of 20,000 Aeroplan points when you make your first Purchase with your new Card^†
Earn an additional 35,000 Aeroplan points when you spend $12,000 within 180 days of Account opening^†
Plus, earn a one-time anniversary bonus of 30,000 Aeroplan points when you spend $24,000 within 12 months of Account opening^†

Additional Travel Benefits :

Enroll for NEXUS and once every 48 months get a partial application fee rebate^†
Share first free checked bags with up to 8 travel companions^† and get unlimited access to Maple Leaf Lounges^† including complimentary access for one guest.
Plus, primary cardholders get 6 complimentary worldwide select airport lounge visits annually through the Visa Airport Companion Program.^†
Starbucks Bonus Offer for New Linked Members^†: Link your TD Aeroplan Visa Infinite to earn 600 Starbucks Stars and redeem them for free Starbucks treats. Limited time only. Conditions and restrictions apply.
Earn 2 points^† for every $1 spent on eligible purchases made direct through Air Canada^® purchases (including Air Canada Vacations^®)
Earn 1.5 points^† for every $1 spent on eligible gas, grocery, travel and dining purchases
Earn 1.25 points^† for every $1 spent on all other purchases made with your Card
Earn points twice^† when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
Earn Aeroplan Points on everyday purchases.
Redeem your points for travel and more.
Travel with confidence with travel medical insurance.^†
Access priority airport services^† such as Priority Check-in, Priority Boarding, Priority Baggage Handling, Priority Airport Hold and Priority Airport Upgrades.^†
Get an annual round-trip companion pass starting at $99 (plus taxes, fees and surcharges).^†
Complimentary Visa Infinite Concierge^†: On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.
Global Airport Lounge Access^†: Receive a complimentary membership to the Visa Airport Companion^† Program hosted by Dragonpass International Ltd. and take advantage of six lounge visits included for each Cardholder per membership year at over 1,200 airport lounges worldwide. Enroll through the Visa Airport Companion App or through visaairportcompanion.ca
Visa Infinite Luxury Hotel Collection^†: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties. Enjoy an additional 8th benefit at over 200 properties, exclusively for Visa Infinite Privilege cardholders.

Legal

^†Terms and conditions apply.

Annual Fee

Primary card $599
Additional card $199

Annual Income Required

Individual $150,000
Household $200,000

Conversion fees

2.5 %

Interest Rates

Purchase Rates 20.99 %
20.99 % (QC)
Cash Advance Rates 22.99 %
20.99 % (QC)
Balance Transfer Rates 22.99 %
20.99 % (QC)

Milesopedia Links

Earning Rate

Air Canada2Aeroplan Points
Groceries1.5Aeroplan Points
Gas1.5Aeroplan Points

Value

Year 1 $2,161
Year 2+ $461

Best For

Transfer Partners

Aeroplan

Advantages

Annual Credit
VIP Lounges

Concierge
Wifi

Travel credit

Travel Insurance

Insurance Name

Included

Amount

Duration

Travel Medical Insurance

Travel medical insurance up to 54 years old

$5,000,000

31 day(s)

Travel medical insurance up to 64 years old

$5,000,000

31 day(s)

Travel medical insurance 65+

$5,000,000

4 day(s)

Trip Cancellation Insurance

$2,500

Trip Interruption Insurance

$5,000

Common Carrier Travel Accident Insurance

$500,000

Flight Delay Insurance

$1,000

Delayed Baggage Insurance

$1,000

Lost/Stolen Baggage Insurance

$2,500

Auto Rental Loss/Insurance

$65,000

48 day(s)

Hotel/Motel Burglary Insurance

$2,500

CIBC Aeroplan Visa Infinite Privilege* Card

With the CIBC® Aeroplan® Visa Infinite Privilege* Card, you can get up to 60,000 Aeroplan points^†:

20,000 Aeroplan points the first time you make a purchase^†
30,000 Aeroplan points if you spend at least $15,000 during the periods covered by the first 6 monthly statements^†
35,000 Aeroplan points as an additional bonus if you have at least $25,000 in eligible net purchases charged to your account during the period covered by the first 12 monthly statements^†
Access to Air Canada Maple Leaf lounges^†
6 annual visits to airport lounge members of the Visa Airport Companion^† Program hosted by Dragonpass International Ltd.
Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight^†

It’s the best CIBC credit card for Air Canada frequent flyers.

Earning Points

American Express Aeroplan credit cards

CIBC Aeroplan Credit Cards

TD Aeroplan Credit Cards

Pros

American Express Aeroplan credit cards

CIBC Aeroplan Credit Cards

TD Aeroplan Credit Cards

Bottom Line

Subscribe to our newsletter so you don’t miss our next posts in which we will compare each credit card in every aspect:

earning of points Aeroplan
Advantage
Insurance
Fees
And more!

All this to help you choose the right Aeroplan credit card for you!

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Marie-Ève Leclerc

Marie-Ève, Web Director at Milesopedia, is an expert in budget travel and a slow travel enthusiast. Specializing in Aeroplan, Scene+, and Marriott Bonvoy programs, she spends nearly six months a year abroad, making travel her way of life. Constantly seeking the best waves to surf, excellent coffee, and strategies to extend her travels, she is often found in coworking spaces with fellow digital nomads or by the sea, watching the sunset.

All posts by Marie-Ève Leclerc

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