Offer

With the TD Low Rate Visa* Card you can enjoy great financial flexibility for your everyday purchases.

Save on interest with a low annual interest rate of 12.90%^† (13.90%^† in Quebec) on Purchases and Cash Advance transactions.
Option to purchase Travel Medical Insurance^† and Trip Cancellation/Trip Interruption Insurance^†.
Earn 50% more Stars at participating Starbucks^® stores. Conditions apply.

Enjoy all of the benefits of your TD Low Rate Visa* Card when using Apple Pay^† or Samsung Pay^†. It’s an easy and secure way to pay.

Fees & Conditions

Personal Income $0

Household Income $0

Annual Fee $25

First Additional Card $0

Other Additional Card $0

Foreign Transaction Fee 2.5%

Purchase Rates 12.90%

Cash Advance Rates 12.90%

Balance Transfer Rates 12.90%

Purchase Rate (QC) 13.90%

Cash Advance Rate (QC) 13.90%

Balance Transfer Rates (QC) 13.90%

Insurance

Travel Insurance

Travel Medical Insurance

Travel medical insurance up to 54 years old

Travel medical insurance up to 64 years old

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

Flight Delay Insurance

Delayed Baggage Insurance

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Extended Warranty

Purchase Protection

Mobile Device Insurance

Price Protection

Our review

With the TD Low Rate Visa* Card, you can save on interest with a low annual interest rate of 12.90%^† (13.90%^† in Quebec) on Purchases and Cash Advance transactions. It’s one of the best low-interest credit cards in Canada.

As a TD Low Rate Visa* Credit Cardholder, you have the option of purchasing Travel Medical Insurance^† and Trip Cancellation/Trip Interruption Insurance^†. You can also earn 50% more Stars at Starbucks^® locations.

Finally, you can use your TD Low Rate Visa* Credit Card with Apple Pay^† or Samsung Pay^†.

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