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Get a promotional interest rate of 0% on your purchases for the first 6 months† after account opening. Conditions Apply. Offer effective as of June 4, 2025.
Feel prepared, even during uncertain times. The TD Low Rate Visa* Card is an option if you’re carrying a balance or if you need to finance bigger or unexpected purchases. We’re ready to help you move forward.
Enjoy all the benefits of your TD Low Rate Visa* Credit Card when you use Apple Pay† or Samsung Pay†. It's an easy and secure way to pay.
This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.
The TD Low Rate Visa* Credit Card allows you to save with an annual interest rate of 12.90%† (13.90%† in Quebec) on purchases and cash advances.
With the current promotional offer, enjoy a 0% rate on your purchases for the first six months† after account opening. It is one of the best low-rate credit cards in Canada.
As a cardholder, you can subscribe to travel medical insurance†, trip cancellation/interruption insurance†, and earn 50% more Stars at Starbucks®.
The card is also compatible with Apple Pay† and Samsung Pay†.
The TD Low Rate Visa* Credit Card has an annual fee of $25 for the primary cardholder and $0 for additional cardholders.
The TD Low Rate Visa* Credit Card offers an annual interest rate of 12.90% on purchases and cash advances.
Yes, the TD Low Rate Visa* Credit Card offers a promotional interest rate of 0% on purchases for the first 6 months after account opening.
No, the TD Low Rate Visa* Credit Card has no minimum income requirement, only that you must be a Canadian resident and of legal age in your province.
Yes, the TD Low Rate Visa* Credit Card allows you to earn 50% more Stars at participating Starbucks establishments.
The TD Low Rate Visa* Credit Card includes purchase security and extended warranty protection (90 days), plus options for medical and trip cancellation insurance.
Yes, the TD Low Rate Visa* Credit Card offers at least 10% off at Avis and Budget in Canada/USA and 5% internationally.
Yes, the TD Low Rate Visa* Credit Card allows emergency cash advances of up to $500 depending on your available credit limit.
Yes, the TD Low Rate Visa* Credit Card is compatible with Apple Pay, Google Pay, and Samsung Pay for easy and secure payments.
The TD Low Rate Visa* Credit Card is suitable for individuals with accumulated balances or those needing to finance larger purchases with a low interest rate.
†Terms and conditions apply.
Savings are here (if you don’t see the sign-up form, please click here):
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