TD Low Rate Visa* Credit Card  🇨🇦

Welcome Bonus
Get an 8.99% promotional interest rate on Purchases for the first 6 months from Account opening.
Ends Jan 6, 2025
  • Low-interest
Annual Fee
$25
Interest rates
Purchase Rates
12.90 %
13.90 % (QC)
Cash Advance Rates
12.90 %
13.90 % (QC)
Balance Transfer Rates
12.90 %
13.90 % (QC)

LowRate-VISA-MKT-FR-395×249
TD Low Rate Visa* Credit Card
Get an 8.99% promotional interest rate on Purchases for the first 6 months from Account opening.
Ends Jan 6, 2025
Apply Now
Updated Dec 6, 2024

Offer

Get an 8.99% promotional interest rate on Purchases for the first 6 months from Account opening. Conditions apply. Account must be approved by January 6, 2025.

With the TD Low Rate Visa* Card you can enjoy great financial flexibility for your everyday purchases.

  • Save on interest with a low annual interest rate of 12.90% (13.90% in QC) for Purchases and Cash Advance transactions.
  • Option to purchase Travel Medical Insurance and Trip Cancellation/Trip Interruption Insurance.
  • Earn 50% more Stars at participating Starbucks® stores. Conditions apply.

Enjoy all of the benefits of your TD Low Rate Visa* Card when using Apple Pay or Samsung Pay. It’s an easy and secure way to pay.

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $25
First Additional Card $0
Other Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 12.90%
Cash Advance Rates 12.90%
Balance Transfer Rates 12.90%
Purchase Rate (QC) 13.90%
Cash Advance Rate (QC) 13.90%
Balance Transfer Rates (QC) 13.90%

Advantages

Offer ends on Jan 6, 2025

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
Purchase Protection
Mobile Device Insurance
Price Protection

Our review

With the TD Low Rate Visa* Credit Card, you can save on interest with a low annual interest rate of 12.90% (13.90% in Quebec) for Purchases and Cash Advance transactions. It’s one of the best low-interest credit cards in Canada.

For a limited time, you can get an 8.99% promotional interest rate on Purchases for the first 6 months from Account opening.

As a TD Low Rate Visa* Credit Cardholder, you have the option of purchasing Travel Medical Insurance and Trip Cancellation/Trip Interruption Insurance. You can also earn 50% more Stars at Starbucks® locations.

Finally, you can use your TD Low Rate Visa* Credit Card with Apple Pay or Samsung Pay.

Alternative Cards

4 Milesopedia Rating

Receive our newsletter every week!

Savings are here:

Milesopedia