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TD Cash Back Visa Infinite* Card

TD Cash Back Visa Infinite Card
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Welcome Bonus
Up to $350 cash back†
  • 3% cash back on groceries and gas
  • Premium Insurance
  • Visa Infinite Benefits
Annual Fee
$139
First Year Annual Fee Rebate (terms apply)
Interest rates
Purchase Rates
20.99 %
20.99 % (QC)
Cash Advance Rates
22.99 %
20.99 % (QC)
Balance Transfer Rates
22.99 %
20.99 % (QC)
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TD Cash Back Visa Infinite Card
TD Cash Back Visa Infinite* Card
Up to $350 cash back†
Apply Now

Offer

Earn up to $600 in value†, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500†. Conditions apply. Offer effective as of January 7, 2025.

  • Bonus Eligible Purchases are Gas Purchases, Grocery Purchases & Pre-authorized payments, until a total collective spend of $3,500 of such purchases have been made†.
  • Get an Annual Fee Rebate for the first year†.

To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder first-year annual fee rebate, you must add your first Additional Cardholder while the offer is in effect.

  • Earn 3% in Cash Back Dollars on eligible grocery Purchases and gas Purchases†, and on regularly recurring bill payments† set up on your account
  • Earn 1% Cash Back Dollars on all other Purchases made with your Card†
  • Earn Cash Back Dollars on every eligible purchase.
  • Redeem your Cash Back Dollars to help pay down your Account balance whenever you please – the choice is yours!†
  • Your Cash Back Dollars never expire as long as your account is open and in good standing
  • Starbucks Bonus Offer for New Linked Members†: Link your TD Cashback Visa Infinite to earn 600 Starbucks Stars and redeem them for free Starbucks treats. Limited time only. Conditions and restrictions apply.
  • 24/7 Emergency Roadside Assistance with Deluxe TD Auto Club membership, included at no additional cost.
  • Complimentary Visa Infinite* Concierge service† available 24/7
  • Mobile Device Insurance†

Fees & Conditions

Personal Income $60,000
Household Income $100,000
Annual Fee $139
First Year Annual Fee Rebate
First Additional Card $50
First Year Annual Fee Rebate - First Additional Card
Other Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 22.99%
Purchase Rate (QC) 20.99%
Cash Advance Rate (QC) 20.99%
Balance Transfer Rates (QC) 20.99%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
$350
0 $
Annual Credit
Travel benefits
VIP Lounges
First Year Annual Fee Rebate
-
First year offer value
$489
-
Rewards Earned
$480
$480
Annual fee
-
$139
Net value
$969
$341

Advantages

Welcome Bonus amount Up to $350 cash back†
Minimum Spending Required $3,500
Minimum Spending Timeframe (Months) 3 month(s)
Concierge

Earnings

Per dollar of purchases

All Spending 1 %
Groceries 3 %
Gas 3 %
Dining and Food delivery 1 %
Convenience Stores 1 %
Drugstores 1 %
Local Transport 1 %
Travel 1 %
Entertainment 1 %
Recurring Payments 3 %
Telecom/Internet 1 %
Streaming services 1 %
Online transactions 1 %
Office Supplies 1 %

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$2,000,000
10 day(s)
Travel medical insurance up to 64 years old
$2,000,000
10 day(s)
Travel medical insurance 65+
$2,000,000
4 day(s)
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
$1,000
Price Protection

Our review

With the TD Cash Back Visa Infinite* Card, you earn 3% in Cash Back Dollars on:

  • Grocery stores
  • Gas stations
  • Recurring invoices

And 1% cash back on all other purchases.

It’s the best TD cash back credit card, especially for gas purchases.

With this new welcome offer, you could earn 10% cash back on gas and grocery purchases and pre-authorized payments for the first three months (up to $3,500 in purchases). So you can earn up to $350 cash back!

Plus, a first-year annual fee rebate for the Primary and Additional Cardholders.

Finally, you have good insurance coverage, such as travel medical insurance, delayed or lost baggage insurance, collision/loss damage insurance for car rentals and mobile device insurance.

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Frequently Asked Questions

Alternative Cards

4.5 Milesopedia Rating

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