RBC ION Visa Card  🇨🇦

Welcome Bonus
7,000 Avion Points
Ends May 7, 2025
  • No annual fee
Annual Fee
$0
Interest rates
Purchase Rates
20.99 %
Cash Advance Rates
22.99 %
21.99 % (QC)
Balance Transfer Rates
22.99 %
21.99 % (QC)

Ion Card Front Rgb Fre
RBC ION Visa Card
7,000 Avion Points
Ends May 7, 2025
Apply Now

Offer

Get 7,000 Avion points upon approval – that’s $50 of value in gift cards!

Earn 1.5X Avion points on:

  • Grocery – Satisfy your taste buds by earning points on groceries
  • Rides, Gas & EV Charging – Enjoy earning points on gas, rideshare, daily public transit, electric vehicle charging.
  • Streaming, Digital Gaming & Subscriptions – Stay entertained while earning points on streaming, gaming, eligible digital subscriptions, eligible digital downloads, and in-game purchases.

Earn 1 Avion point for every $1 spent on all other qualifying purchases

Pay With Points

  • Redeem your Avion points to pay bills, your credit card balance or even send money to friends with Interac e-Transfer. Minimum redemption is only $10, so you can use your points where you need them most.

Exclusive savings and rewards

  • Automatically become an Avion Rewards Premium member when you get the RBC ION Visa. Download the Avion Rewards app to access points, cash back deals, and savings all in one program.
  • Plus, download the Avion Rewards ShopPlus browser extension to save with cash back deals right where you shop online from 1,900+ retailers.

Save at Petro-Canada

  • Save 3¢/L on fuel and earn 20% more points when you pay with a linked RBC card.

Earn more Be Well points at Rexall

  • Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC card and scan your Be Well card.

Save Big on Delivery with DoorDash

  • Get a 3-month complimentary DashPass subscription – a value of almost $30
  • Enjoy unlimited deliveries with $0 delivery fees on qualifying orders of $15 or more when you pay with your eligible RBC credit card. See how to save with DoorDash.

Purchase Security and Extended Warranty Insurance

  • It automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and the extended warranty doubles the original Canadian manufacturer’s warranty for up to one additional year, for a maximum of five years.

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $0
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 22.99%
Cash Advance Rate (QC) 21.99%
Balance Transfer Rates (QC) 21.99%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
$50
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
$50
-
Rewards Earned
$201
$201
Annual fee
$0
$0
Net value
$251
$201

Advantages

Offer ends on May 7, 2025
Welcome Bonus amount 7,000 Avion Points
Minimum Spending Required $0

Earnings

Per dollar of purchases

All Spending 1 Avion Point
Groceries 1.5 Avion Points
Gas 1.5 Avion Points
Dining and Food delivery 1 Avion Point
Convenience Stores 1 Avion Point
Drugstores 1 Avion Point
Local Transport 1.5 Avion Points
Travel 1 Avion Point
Entertainment 1 Avion Point
Recurring Payments 1 Avion Point
Telecom/Internet 1 Avion Point
Streaming services 1.5 Avion Points
Online transactions 1 Avion Point
Office Supplies 1 Avion Point

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection

Our review

With the RBC ION Visa card, you can earn a welcome bonus of 7,000 Avionpoints on approval.

With this no-annual-fee RBC credit card, you can earn 1.5 Avion points per dollar for :

  • The grocery store
  • Travel, fuel and recharging for electric vehicles
  • Streaming, digital games and subscriptions

And 1 Avion point per dollar for all other purchases. Plus, save 3¢/L on gas at Petro-Canada and earn 20% more points when you pay with a linked RBC card.

Frequently Asked Questions

Alternative Cards

3.7 Milesopedia Rating

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