Offer

Unlimited cash back on your spending*

2% cash back on groceries*
Up to 1% cash back on all other qualifying purchases and pre-authorized payments
No annual fee
Link your RBC card with a Petro-Points membership and instantly save on fuel at Petro-Canada stations and earn 20% more Petro-Points

Get $0 delivery fees for 3 months from DoorDash – Add your eligible RBC credit card to your DoorDash account to:

Get a 3-month complimentary DashPass subscription – a value of almost $30
Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Exclusive savings and rewards

Become an Avion Rewards Premium member when you get the RBC Cash Back Mastercard.
Download the Avion Rewards app to activate your membership and get access to points, cash back deals, and savings all in one program.
Plus, download the Avion Rewards ShopPlus browser extension to save with cash back deals right where you shop online from 1,900+ retailers.

Fees & Conditions

Personal Income $0

Household Income $0

Annual Fee $0

First Additional Card $0

Foreign Transaction Fee 2.5%

Purchase Rates 20.99%

Cash Advance Rates 22.99%

Cash Advance Rate (QC) 21.99%

Advantages

Costco

Earnings

Per dollar of purchases

All Spending 0.5 %

Groceries 2 %

Gas 0.5 %

Dining and Food delivery 0.5 %

Convenience Stores 0.5 %

Drugstores 0.5 %

Local Transport 0.5 %

Travel 0.5 %

Entertainment 0.5 %

Recurring Payments 0.5 %

Telecom/Internet 0.5 %

Streaming services 0.5 %

Online transactions 0.5 %

Office Supplies 10.5 %

Insurance

Travel Insurance

Travel Medical Insurance

Travel medical insurance up to 54 years old

Travel medical insurance up to 64 years old

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

Flight Delay Insurance

Delayed Baggage Insurance

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Extended Warranty

1 year

Purchase Protection

90 day(s)

Mobile Device Insurance

Price Protection

Our review

The RBC Cash Back Mastercard is a no-annual-fee credit card.

With this card, you earn up to 2% cash back on your grocery purchases (up to $6,000 in groceries annually). You’ll earn 1% cash back on your grocery purchases as soon as you exceed this threshold.

You’ll also earn 0.5% cash back on all your other purchases, up to a maximum of $6,000 in other purchases per year. You’ll earn 1% cash back on all your other purchases as soon as you exceed this threshold.

With the RBC Cash Back Mastercard you benefit from several advantages such as:

Instant fuel savings at Petro-Canada
3 months free delivery with DoorDash

Milesopedia Links

Legal

Refer to RBC page for up to date offer terms and conditions

3 Milesopedia Rating