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RBC Cash Back Mastercard  🇨🇦

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RBC Cash Back Mastercard  🇨🇦
Welcome Bonus
No Welcome Offer
Annual Fee
$0
  • No annual fee
  • Accepted at Costco
Interest rates
Purchase Rates
20.99 %
Cash Advance Rates
22.99 %
21.99 % (QC)
Balance Transfer Rates
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RBC Cash Back Mastercard
No Welcome Offer
Apply Now

Offer

Unlimited cash back on your spending*

  • 2% cash back on groceries*
  • Up to 1% cash back on all other qualifying purchases and pre-authorized payments
  • No annual fee
  • Link your RBC card with a Petro-Points membership and instantly save on fuel at Petro-Canada stations and earn 20% more Petro-Points

Get $0 delivery fees for 3 months from DoorDash – Add your eligible RBC credit card to your DoorDash account to:

  • Get a 3-month complimentary DashPass subscription – a value of almost $30
  • Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Exclusive savings and rewards

  • Become an Avion Rewards Premium member when you get the RBC Cash Back Mastercard.
  • Download the Avion Rewards app to activate your membership and get access to points, cash back deals, and savings all in one program.
  • Plus, download the Avion Rewards ShopPlus browser extension to save with cash back deals right where you shop online from 1,900+ retailers.

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $0
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 22.99%
Cash Advance Rate (QC) 21.99%

Advantages

Costco

Earnings

Per dollar of purchases

All Spending 0.5 %
Groceries 2 %
Gas 0.5 %
Dining and Food delivery 0.5 %
Convenience Stores 0.5 %
Drugstores 0.5 %
Local Transport 0.5 %
Travel 0.5 %
Entertainment 0.5 %
Recurring Payments 0.5 %
Telecom/Internet 0.5 %
Streaming services 0.5 %
Online transactions 0.5 %
Office Supplies 10.5 %

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection

Our review

The RBC Cash Back Mastercard is a no-annual-fee credit card.

With this card, you earn up to 2% cash back on your grocery purchases (up to $6,000 in groceries annually). You’ll earn 1% cash back on your grocery purchases as soon as you exceed this threshold.

You’ll also earn 0.5% cash back on all your other purchases, up to a maximum of $6,000 in other purchases per year. You’ll earn 1% cash back on all your other purchases as soon as you exceed this threshold.

With the RBC Cash Back Mastercard you benefit from several advantages such as:

  • Instant fuel savings at Petro-Canada
  • 3 months free delivery with DoorDash
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