RBC Cash Back Mastercard

Welcome Bonus
Up to $50 cash back
Ends Jul 8, 2025
  • No annual fee
  • Accepted at Costco
Annual Fee
$0
Interest rates
Purchase Rates
20.99 %
Cash Advance Rates
22.99 %
21.99 % (QC)
Balance Transfer Rates
carte remise en argent mastercard RBC
RBC Cash Back Mastercard
Up to $50 cash back
Ends Jul 8, 2025
Apply Now

Offer

Get up to 7% cash back in the first 3 months up to a total of $1,000 purchases*

  • 5% bonus cash back up to $1,000 spend for all purchases, plus
  • 2% cash back on groceries and 0.5% cash back on all other purchases
  • Thereafter, unlimited cash back & up to 2% cash back on groceries and up to 1% cash back on all other purchases

Apply by July 8, 2025.

Unlimited cash back on your spending*

  • 2% cash back on groceries*
  • Up to 1% cash back on all other eligible purchases and pre-authorized payments
  • No annual fee
  • Link your RBC card with a Petro-Points membership and instantly save on fuel at Petro-Canada stations and earn 20% more Petro-Points

Get $0 delivery fees for 3 months from DoorDash – Add your eligible RBC credit card to your DoorDash account to:

  • Get a 3-month complimentary DashPass subscription – a value of almost $30
  • Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Exclusive savings and rewards

  • Become a Avion Rewards Distinction member with an RBC Cash Back Mastercard.
  • Download the Avion Rewards app to activate your membership and access points, cash back and savings, all in one program.
  • Plus, download the Avion Rewards ShopPlus browser extension to save with cash back deals right where you shop online from 1,900+ retailers.

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $0
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 22.99%
Cash Advance Rate (QC) 21.99%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Offer ends on Jul 8, 2025
Welcome Bonus amount Up to $50 cash back
Minimum Spending Required $1,000
Minimum Spending Timeframe (Months) 3 month(s)
Costco

Earnings

Per dollar of purchases

All Spending 0.5 %
Groceries 2 %
Gas 0.5 %
Dining and Food delivery 0.5 %
Convenience Stores 0.5 %
Drugstores 0.5 %
Local Transport 0.5 %
Travel 0.5 %
Entertainment 0.5 %
Recurring Payments 0.5 %
Telecom/Internet 0.5 %
Streaming services 0.5 %
Online transactions 0.5 %
Office Supplies 10.5 %

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection

Our review

RBC Cash Back Mastercard is a credit card with no annual fee.

Right now, you can get up to 7% cash back in the first 3 months up to a total of $1,000 purchases.

With this card, you earn up to 2% cash back on your grocery purchases (up to $6,000 in groceries annually). You’ll earn 1% cash back on your grocery purchases as soon as you exceed this threshold.

You’ll also earn 0.5% cash back on all your other purchases, up to a maximum of $6,000 in other purchases per year. Once you exceed this threshold, you’ll earn 1% cash back on all other purchases.

With RBC Cash Back Mastercard, you benefit from a number of advantages:

  • Instant fuel savings at Petro-Canada
  • 3 months free delivery with DoorDash
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