Offer

Use it to earn it

2% cash back on Gas and Grocery
2% cash back on Recurring Payments
1% cash back on Everything Else

No annual fee for 2 years

Save $65 on the first year’s annual fee when you activate your card and make a first purchase. Plus, we’ll refund the $65 annual fee for the second year when you spend $10,000 within the first year.

Earn up to $400 in cash back

In the first 6 months, you’ll earn $400 in cash back when you spend $4,000 in net purchases.

Get up to $170 more in cash back

Here’s how you can earn more cash back:

$50 in cash back when you set up a pre-authorized payment within the first 6 months;
Up to $100 cash back when you set up 2 instalment plans within the first 6 months; and
$20 in cash back when you sign up for Assur-Payment™ within the first 6 months.

Fees & Conditions

Personal Income $0

Household Income $0

Annual Fee $65

First Year Annual Fee Rebate

First Additional Card $0

Other Additional Card $0

Foreign Transaction Fee 2.5%

Purchase Rates 20.99%

Cash Advance Rates 22.99%

Balance Transfer Rates 21.99%

Value

Calculate the rewards

Your Monthly Spending

Groceries

GAS / TRANSPORT

DINING

TRAVEL

BILLS

OTHER

Welcome Bonus

0 $

Annual Credit

Travel benefits

VIP Lounges

First Year Annual Fee Rebate

First year offer value

Rewards Earned

Annual fee

Net value

How we value points and benefits.

Advantages

Offer ends on Dec 31, 2024

Welcome Bonus amount Up to $400 cash back

Minimum Spending Required $4,000

Minimum Spending Timeframe (Months) 6 month(s)

Earnings

Per dollar of purchases

All Spending 1 %

Groceries 2 %

Gas 2 %

Dining and Food delivery 1 %

Convenience Stores 1 %

Drugstores 1 %

Local Transport 1 %

Travel 1 %

Entertainment 1 %

Recurring Payments 2 %

Telecom/Internet 1 %

Streaming services 1 %

Online transactions 1 %

Office Supplies 1 %

Insurance

Travel Insurance

Travel Medical Insurance

Travel medical insurance up to 54 years old

Travel medical insurance up to 64 years old

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

Flight Delay Insurance

Delayed Baggage Insurance

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Extended Warranty

1 year

Purchase Protection

90 day(s)

Mobile Device Insurance

Price Protection

Our review

Take advantage of generous cash back on your daily purchases with the Laurentian Bank Visa* Cashback card:

2% cash back on Gas and Grocery
2% cash back on Recurring Payments
1% cash back on Everything Else

Save on annual fees! No annual fee for two years:

Save $65 on the first year’s annual fee when you activate your card and make a first purchase.
Plus, get the $65 annual fee for the second year when you spend $10,000 within the first year.

In the first 6 months, you’ll earn $400 in cash back when you spend $4,000 in net purchases.

Maximize your rebates with these extra benefits to get up to $170 in additional cash back:

$50 in cash back when you set up a pre-authorized payment within the first 6 months
Up to $100 cash back when you set up 2 instalment plans within the first 6 months
$20 in cash back when you sign up for Assur-Payment™ within the first 6 months

With the Laurentian Bank Visa* Cashback card, you can get cash back while enjoying your everyday purchases!

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