HSBC Travel Rewards Mastercard®

HSBC Travel Rewards Mastercard®
Welcome Bonus
25,000 Points
Ends Oct 31, 2022
Annual Fee
  • No annual fee
  • 3X points on travel purchases
  • Accepted at Costco
Interest rates
Purchase Rates
20.99 %
Cash Advance Rates
21.99 %
Balance Transfer Rates
21.99 %


Special offer: Earn 25,000 points* ($125 travel value) if you keep your account open and active for 180 days. Must apply by October 31, 2022. Conditions apply.

Collect points and reward yourself anytime;

  • 3 points for every $1 spent on eligible travel purchases* (car rentals, vacations, hotel flights, etc.)
  • 2 points for every $1 spent on eligible gas and daily transportation purchases* (subway, train, taxi, etc.)
  • 1 point for every $1 on all other eligible everyday purchases*
  • Redeem your points your way – the choice is yours

This offer is only available to residents of Quebec. For residents of other provinces/territories, please click here.

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $0
First Additional Card $0
Other Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rate (QC) 20.99%
Cash Advance Rate (QC) 21.99%
Balance Transfer Rates (QC) 21.99%


Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value


Offer ends on Oct 31, 2022
Welcome Bonus amount 25,000 Points
Minimum Spending Required $0


Per dollar of purchases

All Spending 1 Point
Groceries 1 Point
Gas 2 Points
Dining and Food delivery 1 Point
Convenience Stores 1 Point
Drugstores 1 Point
Local Transport 2 Points
Travel 3 Points
Entertainment 1 Point
Recurring Payments 1 Point
Telecom/Internet 1 Point
Streaming services 1 Point
Online transactions 1 Point
Office Supplies 1 Point


Travel Insurance

Insurance Name
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

Other Insurance

Insurance Name
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection