BMO Performance Chequing Account

Special Offer
Up to $700 in welcome bonus*
Account Type
Chequing accounts
Public
Consumers
Monthly Fee
$17.95
No monthly plan fees with a minimum balance of $4,000
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BMO Performance Chequing Account
Up to $700 in welcome bonus*
Apply Now

Offer

Earn up to a $700 cash bonus + Earn a Walmart Delivery Pass subscription for up to 12 months*:

  • Earn $500 when you open a new BMO Performance Plan Chequing Account and make a deposit of any amount by March 2, 2026. Complete two of the following by April 30, 2026:
    • Set up a recurring direct deposit of at least $500; and/or
    • Make two eligible online bill payments of at least $50 to different billers; and/or
    • Set up two eligible pre-authorized debits of at least $50 to different billers.
  • Earn a Walmart Delivery Pass subscription for up to 12 months when you open a Savings Amplifier Account by March 2, 2026, and deposit any amount by March 31, 2026.
    • Sign up for or update your existing Walmart Delivery Pass by April 30, 2026 and select Debit Mastercard as the payment option for the monthly transaction fee. Enter your 16-digit BMO Debit Card number along with any other valid payment details.
  • Earn $150 when you open a Savings Amplifier Account and deposit a total $10,000 or more by March 2, 2026, and maintain that daily closing balance for an additional 90 calendar days.
  • Earn an extra $50 when you sign in to BMO Online Banking or BMO Mobile Banking to access My Financial Progress and complete the following:
    • Create one Goal in My Financial Progress Plan by April 30, 2026;
    • Go to the Planning Tab and apply one strategy to the plan by April 30, 2026.
  • Get a promotional interest rate when you add a Savings Amplifier Account*
  • Unlimited transactions*
  • Family members in your household get no fee daily banking with the BMO Family Bundle*
  • Up to $40 rebate for eligible BMO credit cards
  • OnGuard®† Identity Theft Protection at no charge

Fees

Public Consumers
Special Offer Up to $700 in welcome bonus*
Monthly Fee $17.95
Monthly Fee Waiver (Min. Amount) $4,000
Monthly Fee Waiver (Details) No monthly plan fees with a minimum balance of $4,000
Unlimited Transactions
eStatement
Paper Statement $2
Credit Card Rebate $40

Our review

With the BMO Performance Chequing Account, you can earn up to a $700 welcome bonus and receive a Walmart Delivery Pass for up to 12 months.

  • $500 for opening a Performance account with a deposit before March 2, 2026.
  • $150 for opening a Savings Amplifier Account before March 2, 2026 + a deposit of $10,000 or more within the first 30 days of account opening, and maintaining this balance for 90 days.
  • An additional $50 by accessing My Financial Progress and completing eligible activities before April 30, 2026.

Get a promotional interest rate when you add a Savings Amplifier Account*

Other Benefits:

  • Unlimited banking transactions
  • Up to $40 off annual fees on eligible BMO credit cards
  • Free money transfers to 70 destinations

All for $17.95 a month, or free if you maintain a minimum balance of $4,000.

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