Offer
Get 14,000 Avion points upon approval† – that’s $100 of value in gift cards! Apply by May 14, 2025.
Earn 3X Avion points for every $1 spent1 on:
- Grocery, Dining & Food Delivery – Satisfy your taste buds by earning points on groceries, dining out, food delivery.
- Rides, Gas & EV Charging – Enjoy earning points on gas, rideshare, daily public transit, electric vehicle charging.
- Streaming, Digital Gaming & Subscriptions – Stay entertained while earning points on streaming, gaming, eligible digital subscriptions, eligible digital downloads, and in-game purchases.
Earn 1 Avion point for every $1 spent on all other qualifying purchases
Annual Fee $48 ($4 charged monthly)
Pay With Points
- Redeem your Avion points to pay bills, your credit card balance or even send money to friends with Interac e-Transfer. Minimum redemption is only $10, so you can use your points where you need them most.
Save at Petro-Canada
- Save 3¢/L on fuel and earn 20% more points when you pay with a linked RBC card.
Earn more Be Well points at Rexall
- Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC card and scan your Be Well card.
Save Big on Delivery with DoorDash
- Get a 3-month complimentary DashPass subscription – a value of almost $30
- Enjoy unlimited deliveries with $0 delivery fees on qualifying orders of $15 or more when you pay with your eligible RBC credit card. See how to save with DoorDash.
Enjoy a Monthly Fee Rebate
- Get a $4 rebate10 each month ($48/year) on the monthly fee of your credit card when you have an RBC Signature No Limit Banking or RBC Advantage Banking for students account.
Mobile Device Insurance Included
- Get 2 years of coverage up to $1,000 in the event your mobile device such as your cell phone is lost, stolen, accidentally damaged or experiences mechanical failure when you purchase your mobile device with this credit card.
Purchase Security and Extended Warranty Insurance
- It automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and the extended warranty doubles the original Canadian manufacturer’s warranty for up to one additional year, for a maximum of five years.
Card Awards
Fees & Conditions
Value
Advantages
Earnings
Per dollar of purchases
Insurance
Travel Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Our review
With the RBC ION+ Visa card, you can earn 14,000 Avion points as a welcome bonus.
With this RBC credit card, you can earn 3 Avion points per dollar for :
- Grocery stores, restaurants and meal deliveries
- Transportation, gas and electric vehicle charging
- Streaming, Digital Gaming & Subscriptions
And 1 Avion point per dollar for all other purchases. Plus, save 3¢/L on gas at Petro-Canada and earn 20% more points when you pay with a linked RBC card
Finally, you get two years of Mobile Device Insurance up to $1,000 if your mobile device, such as your cell phone, is lost, stolen, accidentally damaged or experiences mechanical failure when you purchase your mobile device with the RBC ION+ Visa card.
Frequently Asked Questions
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What are the annual fees for the RBC ION+ Visa Card?
The annual fee is $48 ($4 per month).
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How does the rewards program work?
Earn 3 points per dollar for spending on groceries, restaurants and deliveries, travel, gas, EV charging, streaming and digital games. Other eligible purchases earn 1 point per dollar.
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Can I pay with points?
Yes, points can be used to pay bills, pay down card balances or make Interac transfers.
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Are there any advantages to Petro-Canada and Rexall?
Save 3¢ per liter at Petro-Canada and earn more Be Well points at Rexall.
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Does the card offer advantages with DoorDash?
Yes, it offers a free three-month subscription to DashPass.
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What are the insurance benefits?
Mobile device insurance and extended warranty are included.
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What are the interest rates for purchases and cash advances?
20.99% for purchases and 22.99% for cash advances.
Alternative Cards
Best of April 2025
Legal
Refer to RBC page for up to date offer terms and conditions
† This offer only applies to new applications for an RBC ION + Visa credit card received between January 30, 2025 and May 14, 2025 (“Offer Period”) and approved by Royal Bank of Canada (“Royal Bank”), subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the RBC ION+ Visa credit card account, as well as existing cardholders on any RBC Royal Bank personal credit card transferring to an RBC ION+ Visa credit card during the Offer Period, are not eligible for this offer.
14,000 welcome Avion points (“Welcome Points”) will appear on your monthly credit card statement within sixty (60) days after your application has been approved, provided that your RBC ION+ Visa credit card account (“Credit Card Account”) remains open and in good standing at the time the Welcome points are credited to your account, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive credit card account statement periods, closed, charged off or in credit revoked status.
To get $100 worth of gift cards/certificates, you will need a total of 14,000 Avion points. Minimum redemption of 1,400 Avion points for most $10 gift cards/certificates. Some exceptions apply. Point redemption values may fluctuate. For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, as well as for current point redemption values, please visit https://www.avionrewards.com/terms-and-conditions.html or call 1-800-769-2512.