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Get 12% cash back for the first 3 months on up to $2,000 in total purchases^. Apply by March 25, 2026.
Earn Unlimited Cash Back on Everything
Unlock Exclusive Deals and Benefits
Enjoy Mastercard World Elite Benefits
Save at Petro-Canada
Earn more Be Well points at Rexall
DoorDash
Earn more Moi points at Metro
Purchase Security and Extended Warranty Insurance
Auto Rental Collision/Loss Damage Insurance
Per dollar of purchases
This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.
With this welcome offer for the RBC Cash Back Preferred World Elite Mastercard, get a 12% cash back for the first three months, up to $2,000 in purchases.
With the RBC Cash Back Preferred World Elite Mastercard, earn 1.5% cash back on all your purchases, including at Costco. And there’s no annual limit.
In addition, you get several benefits such as:
Finally, the RBC Cash Back Preferred World Elite Mastercard is ideal for protecting your purchases. You get:
Up to 1.5% cash back on all purchases.
No, there is no limit on the amount of cash back you can receive.
Yes, exclusive benefits and offers with applications and services on demand.
Purchase insurance for 120 days.
Protection with collision and damage insurance for rental vehicles.
Save 3¢/litre and earn 20% more Petro-Points.
Refer to RBC page for up to date offer terms and conditions
^ This offer applies only to new applications for the RBC Cash Back Preferred World Elite Mastercard credit card received between December 10, 2025, and March 25, 2026 (“Offer Period”) and approved by Royal Bank of Canada (“Royal Bank”) subject to the conditions below. Additional cardholders (co-applicant and authorized users) on the RBC Cash Back Preferred World Elite Mastercard credit card account, as well as individuals who already hold a personal RBC Royal Bank credit card account and transfer to an RBC Cash Back Preferred World Elite Mastercard credit card during the Offer Period, are not eligible for this offer. You will earn a total cash back credit of up to 12% on net purchases (“Welcome Bonus”) charged to your RBC Cash Back Preferred World Elite Mastercard within the first three months from your account open date, up to a maximum of $2,000 in net purchases per credit card account (“Offer”) provided your RBC Cash Back Preferred World Elite Mastercard credit card account (“Credit Card Account”) remains open and in good standing at the time the Welcome Bonus points are credited to your account. “In good standing” means the account must not be more than two (2) consecutive statement periods past due, closed or written off, and credit must not have been revoked.
Once you have reached $2,000 or three months have passed since your account open date, you will continue to earn cash back at the standard rate of 1.5%, up to $25,000 in net purchases per annual period, and 1% cash back thereafter, with no limit, when you pay with your RBC Cash Back Preferred World Elite Mastercard. Cash back is awarded on net purchases only. It is not awarded on cash advances (including balance transfers, cash-like transactions, and bill payments that are not pre-authorized debits set up with a merchant), interest charges, or other fees. Return and adjustment credits will reduce or cancel the cash back earned on the amount originally charged to the card. Additional cardholders (co-applicant and authorized users) on the RBC Cash Back Preferred World Elite Mastercard credit card account, as well as individuals who already hold a personal RBC Royal Bank credit card account and transfer to an RBC Cash Back Mastercard credit card during the Offer Period, are not eligible for this offer.
If you close your RBC Cash Back Preferred World Elite Mastercard credit card or replace it with another type of RBC Royal Bank credit card before the Welcome Bonus has been credited to your account, you may no longer be eligible for this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank reserves the right to cancel, modify or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank in its sole discretion. To learn more about the RBC Cash Back program, including standard accumulation rates and cash back credits, please refer to the RBC Cash Back program terms and conditions at www.rbc.com/cashbackterms. This offer is valid for new RBC Cash Back Mastercard accounts only.
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