Offer

Special offer:

Enter the code KOHOMILES when applying for your card.
Get 3 months of the Extra Plan for free (a $9 discount per month) and $20 cash back

Features:

Earn an extra 1.5% cashback on eating & drinking, billing & services, and groceries on top of minimum 0.25% cash back on all purchases. Plus, up to 50% cash back at selected retailers
Accepted at Costco
Earn 4% interest on both your spending and savings account. Your funds will also be eligible for CDIC insurance. Interest rates are annual, calculated daily, paid monthly and may be changed at any time without notice.
$9/month or $84/year to access Extra Plan features
No exchange fees on purchases
1 free international ATM withdrawal per month
Credit building for $7/month instead of $10
Choose from one of five exciting card colours including the exclusive KOHO Extra card design. Receive both a physical and virtual card.
Access all the features of a KOHO account such as Card Security, Goals, and RoundUps.
Strengthen your credit with the 6-month Credit Building Program for only $7/month and earn cash back with the KOHO Extra prepaid Mastercard.
Get access to a cash advance of up to $250 at 0% interest with KOHO Cover

Card Awards

Prepayee-MeilleureCarte-Milesopedia-2024

Fees & Conditions

Personal Income $0

Household Income $0

Annual Fee $84

First Additional Card $0

Foreign Transaction Fee 0.00%

Advantages

Costco

Earnings

Per dollar of purchases

All Spending 0.25 %

Groceries 1.5 %

Gas 1.5 %

Dining and Food delivery 0.25 %

Convenience Stores 0.25 %

Drugstores 0.25 %

Local Transport 1.5 %

Travel 0.25 %

Entertainment 0.25 %

Recurring Payments 0.25 %

Telecom/Internet 0.25 %

Streaming services 0.25 %

Online transactions 0.25 %

Office Supplies 0.25 %

Insurance

Travel Insurance

Travel Medical Insurance

Travel medical insurance up to 54 years old

Travel medical insurance up to 64 years old

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

Flight Delay Insurance

Delayed Baggage Insurance

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Extended Warranty

Purchase Protection

Mobile Device Insurance

Price Protection

Our review

Special offer:

Enter the code KOHOMILES when applying for your card.
Get 3 months of the Extra Plan for free (a $9 discount per month) and $20 cash back

The features of KOHO Extra Prepaid Mastercard (formerly known as KOHO Premium Mastercard Prepaid Card) are as follows:

Earn an extra 1.5% cashback on eating & drinking, billing & services, and groceries on top of minimum 0.25% cash back on all purchases. Plus, up to 50% extra cashback from select merchants.
Accepted at Costco.
Earn 4% interest on both your spending and savings account. Your funds will also be eligible for CDIC insurance. Interest rates are per year, calculated daily, paid monthly, and can change at any time without notice.
$9/month or $84/year to access Extra Plan features.
No Foreign Exchange fees on any purchases.
Also get access to 1 free international ATM withdrawal per month.

Milesopedia Links

Alternative Cards

KOHO Essential Mastercard^® Prepaid Card

$20 cash back

First year value : $104

Apply Now

JA Money card—powered by Neo

No Welcome Offer

First year value : $120

Apply Now

Neo Money Card

No Welcome Offer

First year value : $120

Apply Now

Legal

Only users who have successfully opened a new KOHO account are eligible for the offer. This offer is non-transferable and may only be used once per person. Offer is not applicable in conjunction with other KOHO offers or promotions. KOHO may, at its sole discretion, suspend, terminate or change the terms and requirements of the offer.

4 Milesopedia Rating