Offer

3% in BONUSDOLLARS on purchases in the Grocery category (up to $10,000 in purchases during the year – beyond that, the earning rate drops to 1.5%)
2% in BONUSDOLLARS on purchases in the Restaurant category (up to $6,000 in purchases during the year – beyond that, the earning rate drops to 1.5%)
2% in BONUSDOLLARS for purchases in the Entertainment and Public Transit categories
1.5% in BONIDOLLARS on your other purchases

Fees & Conditions

Personal Income $80,000

Household Income $150,000

Annual Fee $130

First Additional Card $0

Foreign Transaction Fee 2.5%

Purchase Rates 20.9%

Cash Advance Rates 21.9%

Value

Calculate the rewards

Your Monthly Spending

Groceries

GAS / TRANSPORT

DINING

TRAVEL

BILLS

OTHER

Welcome Bonus

0 $

Annual Credit

Travel benefits

VIP Lounges

First year offer value

Rewards Earned

Annual fee

Net value

How we value points and benefits.

Advantages

VIP Lounges

Costco

Earnings

Per dollar of purchases

All Spending 1.5 Points

Groceries 3 Points

Gas 1.5 Points

Dining and Food delivery 2 Points

Convenience Stores 1.5 Points

Drugstores 1.5 Points

Local Transport 2 Points

Travel 1.5 Points

Entertainment 2 Points

Recurring Payments 1.5 Points

Telecom/Internet 1.5 Points

Streaming services 1.5 Points

Online transactions 1.5 Points

Office Supplies 1.5 Points

Insurance

Travel Insurance

Travel Medical Insurance

Travel medical insurance up to 54 years old

$5,000,000

60 day(s)

Travel medical insurance up to 64 years old

$5,000,000

31 day(s)

Travel medical insurance 65+

$5,000,000

15 day(s)

Trip Cancellation Insurance

$2,500

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

$1,000,000

Flight Delay Insurance

Delayed Baggage Insurance

$500

Lost/Stolen Baggage Insurance

$1,000

Auto Rental Loss/Insurance

$85,000

48 day(s)

Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Extended Warranty

2 year(s)

Purchase Protection

120 day(s)

Mobile Device Insurance

$1,500

1 year

Price Protection

Our review

The Desjardins Odyssey® World Elite® Mastercard is a BONUSDOLLARS credit card.

With this card you can get:

3% in BONUSDOLLARS on purchases in the Grocery category (up to $10,000 in purchases during the year – beyond that, the earning rate drops to 1.5%)
2% in BONUSDOLLARS on purchases in the Restaurant category (up to $6,000 in purchases during the year – beyond that, the earning rate drops to 1.5%)
2% in BONUSDOLLARS for purchases in the Entertainment and Public Transit categories
1.5% in BONIDOLLARS on your other purchases

In addition, this card offers several insurances for your purchases: